Hello,

I was wondering about the interpretation of the ATR
parameters "F" and "D". 

ISO 7816-3 says 

work etu = 1/D * 1/9600 s

does this means that bitrate shold be set to D* 9600
when the parameter "D" is sent in the ATR ? (for
instance in Cyberflex TA1 = 0x94, and this means that
the bitrate should be 9600 * 8 = 76800)

Also it is said that F parameter must be used for
external clock cards. Exactly when does a card have
internal or external clock?

I'm a bit confused with this. Thanks for any response.

Carlos.

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