Re: [AI] Do we get loans from HDFC Bank?

2023-06-10 Thread Sunil Sangtani.
hello.
these are the private companies those sels the various bank's products
like credit card, lones, policies etc.
you should not  expect much.
if you really wish to get lone, go the the brantch, and meet the bank
officers/manager with the cercular.
if you fullfill the criteria of getting credit, you will deffinattly get lones.

On 6/9/23, Kakarla Nageswaraiah  wrote:
> Dear all,
>
> Nowadays, I am getting calls from HDFC representatives offering
> personal loans but when I say I am blind, they express regret saying
> that they don't offer loans to the blind customers.
>
> I think the calls would continue unless I take a loan from the Bank.
>
> So I want to know whether any of you had taken loan from the HDFC
> Bank.  If yes, have you followed any additional procedure for that?
> Also, is there any policy document from the Bank on offering their
> services to the visually impaired customers?
>
> Thanks and regards.
>
> --
> కాకర్ల నాగేశ్వరయ్య
>
> K. Nageswaraiah
>
> --
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> sent through this mailing list..
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>
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Re: [AI] Do we get loans from HDFC Bank?

2023-06-09 Thread Harshit Lohia
Hi,
Please read RBI's circular from below link:
https://rbi.org.in/Scripts/NotificationUser.aspx?Id=11163&Mode=0
Also, read para 9 and 10 of RBI's Master Circular on Customer Service
in Banks dated 1st July, 2015 from below link:
https://www.rbi.org.in/Scripts/BS_ViewMasCirculardetails.aspx?id=9862#9
In the Case No. 2791/2003, the Honourable Court of Chief Commissioner
for Persons with Disabilities had passed Orders dated September 5,
2005 which was forwarded by IBA to all the member banks vide their
circular letter dated October 20, 2005. In the above Order, the
Honorable Court has instructed that banks should offer all the banking
facilities including cheque book facility, ATM facility and locker
facility to the visually challenged and also assist them in withdrawal
of cash.

Further, in Paragraph 14 of the above Order, the Honorable Court has
observed that visually impaired persons cannot be denied the facility
of cheque book, locker and ATM on the possibility of risk in operating
/ using the said facility, as the element of risk is involved in case
of other customers as well.

Banks should therefore ensure that all the banking facilities such as
cheque book facility including third party cheques, ATM facility, Net
banking facility, locker facility, retail loans, credit cards etc.,
are invariably offered to the visually challenged without any
discrimination.


So, no bank can deny loan to any creditworthy customer just on account
of disability.

Hope this helps.

Regards
Harshit


On 6/10/23, Pranav Lal  wrote:
> Hi,
>
> You can certainly get a loan when blind from HDFC Bank. Those executives do
> not know what they are talking about.
>
>
> Pranav
>
> --
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>
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> sent through this mailing list..
>
>
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>


-- 
Thanks & Regards
Harshit Lohia

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RE: [AI] Do we get loans from HDFC Bank?

2023-06-09 Thread Pranav Lal
Hi,

You can certainly get a loan when blind from HDFC Bank. Those executives do not 
know what they are talking about. 


Pranav

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Re: [AI] Do we get loans from HDFC Bank?

2023-06-09 Thread harish kotian

Hi

Make a recording of the entire conversation and ask them on what basis 
they claim that loans is not given by them to blind persons.



Based on this make a complaint to their top management and RBI.

 Harish.


On 6/9/2023 9:11 AM, Kakarla Nageswaraiah wrote:

Dear all,

Nowadays, I am getting calls from HDFC representatives offering
personal loans but when I say I am blind, they express regret saying
that they don't offer loans to the blind customers.

I think the calls would continue unless I take a loan from the Bank.

So I want to know whether any of you had taken loan from the HDFC
Bank.  If yes, have you followed any additional procedure for that?
Also, is there any policy document from the Bank on offering their
services to the visually impaired customers?

Thanks and regards.



--
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person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
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[AI] Do we get loans from HDFC Bank?

2023-06-08 Thread Kakarla Nageswaraiah
Dear all,

Nowadays, I am getting calls from HDFC representatives offering
personal loans but when I say I am blind, they express regret saying
that they don't offer loans to the blind customers.

I think the calls would continue unless I take a loan from the Bank.

So I want to know whether any of you had taken loan from the HDFC
Bank.  If yes, have you followed any additional procedure for that?
Also, is there any policy document from the Bank on offering their
services to the visually impaired customers?

Thanks and regards.

-- 
కాకర్ల నాగేశ్వరయ్య

K. Nageswaraiah

-- 
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the thinking of the 
person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..


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