[Coworking] Community Revolving Loan Fund - Anyone?

2012-05-17 Thread Toni Hogan
We are thinking of starting a community revolving loan fund. We've
checked out a model used by a housing co-op and it appears to be
something that would be very useful. It's closely related to
crowdfunding except there's an above market interest rate
incorporated. Has anyone used this vehicle to fund a coworking space?
I have another important use in mind as well.

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Re: [Coworking] Community Revolving Loan Fund - Anyone?

2012-05-17 Thread Jacob Sayles
Toni,

That sounds very interesting.  Can you talk a little more about how it
would work?

Jacob

---
Office Nomads - Individuality without Isolation
http://www.officenomads.com -  (206) 323-6500


On Thu, May 17, 2012 at 10:41 AM, Toni Hogan t...@theofficeconnexion.comwrote:

 We are thinking of starting a community revolving loan fund. We've
 checked out a model used by a housing co-op and it appears to be
 something that would be very useful. It's closely related to
 crowdfunding except there's an above market interest rate
 incorporated. Has anyone used this vehicle to fund a coworking space?
 I have another important use in mind as well.

 --
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 Coworking group.
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 To unsubscribe from this group, send email to
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Re: [Coworking] Say goodbye to the Global Coworking Blog?

2012-05-17 Thread Jerome Chang
btw, couldn't we use Alex's weekly rag as blog content?


Jerome
__
BLANKSPACES
work FOR yourself, not BY yourself

www.blankspaces.com
ph: 323.330.9505 | 5405 Wilshire Blvd (2 blocks west of La Brea) Los Angeles, 
CA 90036 

On May 12, 2012, at 7:19 AM, Angel Kwiatkowski wrote:

 As the moderator and general janitor of this blog I'd like to be the first to 
 day out loud that I think this blog has run its course. I'd like to propose 
 that it redirects somewhere else or goes away completely. Thoughts? If no one 
 has any compelling argument to keep it around, I'll let it slowly sink away 
 with the setting sun :)
 http://blog.coworking.com/ 
 
 Angel
 
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Re: [Coworking] Say goodbye to the Global Coworking Blog?

2012-05-17 Thread Alex Hillman
I'd be happy to repost. Just gotta work it into our process.  

-- 
/ah
indyhall.org
coworking in philadelphia


On Thursday, May 17, 2012 at 1:59 PM, Jerome Chang wrote:

 btw, couldn't we use Alex's weekly rag as blog content?
 
 
 Jerome
 __
 BLANKSPACES
 work FOR yourself, not BY yourself
 
 www.blankspaces.com (http://www.blankspaces.com)
 ph: 323.330.9505 | 5405 Wilshire Blvd (2 blocks west of La Brea) Los Angeles, 
 CA 90036 
 
 On May 12, 2012, at 7:19 AM, Angel Kwiatkowski wrote:
  As the moderator and general janitor of this blog I'd like to be the first 
  to day out loud that I think this blog has run its course. I'd like to 
  propose that it redirects somewhere else or goes away completely. Thoughts? 
  If no one has any compelling argument to keep it around, I'll let it slowly 
  sink away with the setting sun :)
  http://blog.coworking.com/ 
  
  Angel
  
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Re: [Coworking] Say goodbye to the Global Coworking Blog?

2012-05-17 Thread Randall G. Arnold
What about aggregating content automatically from different blogs, based on
keywords?  I plan to write relevant articles at http://post404.com
http://post404.com and don't mind them being syndicated in.

Randy




On May 17, 2012 at 2:04 PM Alex Hillman dangerouslyawes...@gmail.com
wrote:

 I'd be happy to repost. Just gotta work it into our process.

 --
 /ah
 indyhall.org
 coworking in philadelphia


 On Thursday, May 17, 2012 at 1:59 PM, Jerome Chang wrote:

  btw, couldn't we use Alex's weekly rag as blog content?
 
 
  Jerome
  __
  BLANKSPACES
  work FOR yourself, not BY yourself
 
  www.blankspaces.com (http://www.blankspaces.com)
  ph: 323.330.9505 | 5405 Wilshire Blvd (2 blocks west of La Brea) Los
Angeles, CA 90036
 
  On May 12, 2012, at 7:19 AM, Angel Kwiatkowski wrote:
   As the moderator and general janitor of this blog I'd like to be the
first to day out loud that I think this blog has run its course. I'd like
to propose that it redirects somewhere else or goes away completely.
Thoughts? If no one has any compelling argument to keep it around, I'll let
it slowly sink away with the setting sun :)
   http://blog.coworking.com/
  
   Angel
  
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Re: [Coworking] Say goodbye to the Global Coworking Blog?

2012-05-17 Thread Jacob Sayles
To really pull off a system like that it would require a good amount of
work to make sure the right balances are struck.  Also, never underestimate
maintenance.  As a software guy I love thinking that way, but its' a lot
trickier then it might look to get something built, used, and maintained.
 The system we have is super simple as that is usually the best way to get
the best of all worlds.  To syndicate your posts, you can repost them to
the blog when you find one you particularly want to highlight.  It's a
little more work on your part, but it's all in place and ready to work
right now.

Jacob

---
Office Nomads - Individuality without Isolation
http://www.officenomads.com -  (206) 323-6500


On Thu, May 17, 2012 at 11:21 AM, Randall G. Arnold 
randall.arn...@texrat.net wrote:

 **

  What about aggregating content automatically from different blogs, based
 on keywords?  I plan to write relevant articles at http://post404.com and
 don't mind them being syndicated in.



  Randy



 On May 17, 2012 at 2:04 PM Alex Hillman dangerouslyawes...@gmail.com
 wrote:

  I'd be happy to repost. Just gotta work it into our process.
 
  --
  /ah
  indyhall.org
  coworking in philadelphia
 
 
  On Thursday, May 17, 2012 at 1:59 PM, Jerome Chang wrote:
 
   btw, couldn't we use Alex's weekly rag as blog content?
  
  
   Jerome
   __
   BLANKSPACES
   work FOR yourself, not BY yourself
  
   www.blankspaces.com (http://www.blankspaces.com)
   ph: 323.330.9505 | 5405 Wilshire Blvd (2 blocks west of La Brea) Los
 Angeles, CA 90036
  
   On May 12, 2012, at 7:19 AM, Angel Kwiatkowski wrote:
As the moderator and general janitor of this blog I'd like to be the
 first to day out loud that I think this blog has run its course. I'd like
 to propose that it redirects somewhere else or goes away completely.
 Thoughts? If no one has any compelling argument to keep it around, I'll let
 it slowly sink away with the setting sun :)
http://blog.coworking.com/
   
Angel
   
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Re: [Coworking] Say goodbye to the Global Coworking Blog?

2012-05-17 Thread Alex Hillman
Agreed. Aggregators are low signal to noise by design, and would make the blog 
far less valuable than it being stale very quickly.  

The curation process I've been going through with coworkingweekly involves 
getting a lot of noise out in order to expose signal. More submissions would be 
really great, but most of the stuff I get submitted is more in line with 
promotion or announcements than information, so I hits the cutting room 
floor.   

-- 
/ah
indyhall.org
coworking in philadelphia


On Thursday, May 17, 2012 at 2:31 PM, Jacob Sayles wrote:

 To really pull off a system like that it would require a good amount of work 
 to make sure the right balances are struck.  Also, never underestimate 
 maintenance.  As a software guy I love thinking that way, but its' a lot 
 trickier then it might look to get something built, used, and maintained.  
 The system we have is super simple as that is usually the best way to get the 
 best of all worlds.  To syndicate your posts, you can repost them to the blog 
 when you find one you particularly want to highlight.  It's a little more 
 work on your part, but it's all in place and ready to work right now.  
 
 Jacob
 
 ---
 Office Nomads - Individuality without Isolation
 http://www.officenomads.com -  (206) 323-6500
 
 
 On Thu, May 17, 2012 at 11:21 AM, Randall G. Arnold 
 randall.arn...@texrat.net (mailto:randall.arn...@texrat.net) wrote:
  
  What about aggregating content automatically from different blogs, based on 
  keywords?  I plan to write relevant articles at http://post404.com and 
  don't mind them being syndicated in. 
  
  
   
  
  
  Randy 
  
  
  
  

  
  On May 17, 2012 at 2:04 PM Alex Hillman dangerouslyawes...@gmail.com 
  (mailto:dangerouslyawes...@gmail.com) wrote: 
  
   I'd be happy to repost. Just gotta work it into our process.  
   
   -- 
   /ah 
   indyhall.org (http://indyhall.org) 
   coworking in philadelphia 
   
   
   On Thursday, May 17, 2012 at 1:59 PM, Jerome Chang wrote: 
   
btw, couldn't we use Alex's weekly rag as blog content? 


Jerome 
__ 
BLANKSPACES 
work FOR yourself, not BY yourself 

www.blankspaces.com (http://www.blankspaces.com) 
(http://www.blankspaces.com) 
ph: 323.330.9505 (tel:323.330.9505) | 5405 Wilshire Blvd (2 blocks west 
of La Brea) Los Angeles, CA 90036 

On May 12, 2012, at 7:19 AM, Angel Kwiatkowski wrote: 
 As the moderator and general janitor of this blog I'd like to be the 
 first to day out loud that I think this blog has run its course. I'd 
 like to propose that it redirects somewhere else or goes away 
 completely. Thoughts? If no one has any compelling argument to keep 
 it around, I'll let it slowly sink away with the setting sun :) 
 http://blog.coworking.com/ 
 
 Angel 
 
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[Coworking] Re: Community Revolving Loan Fund - Anyone?

2012-05-17 Thread Toni Hogan
Check out this link. It explains for better than I could in a few
words. Just looking at it again, got me excited. LOL

http://walnutstreetco-op.org/revloan.html

Toni

On May 17, 12:55 pm, Jacob Sayles ja...@officenomads.com wrote:
 Toni,

 That sounds very interesting.  Can you talk a little more about how it
 would work?

 Jacob

 ---
 Office Nomads - Individuality without Isolationhttp://www.officenomads.com-  
 (206) 323-6500

 On Thu, May 17, 2012 at 10:41 AM, Toni Hogan 
 t...@theofficeconnexion.comwrote:







  We are thinking of starting a community revolving loan fund. We've
  checked out a model used by a housing co-op and it appears to be
  something that would be very useful. It's closely related to
  crowdfunding except there's an above market interest rate
  incorporated. Has anyone used this vehicle to fund a coworking space?
  I have another important use in mind as well.

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Re: [Coworking] Re: Community Revolving Loan Fund - Anyone?

2012-05-17 Thread Alex Hillman
IndyHall and all of its growth has been financed this way. We're doing it again 
in our current expansion and were able to very quickly raise the money we 
needed from within our membership.  

-- 
/ah
indyhall.org
coworking in philadelphia


On Thursday, May 17, 2012 at 2:53 PM, Toni Hogan wrote:

 Check out this link. It explains for better than I could in a few
 words. Just looking at it again, got me excited. LOL
 
 http://walnutstreetco-op.org/revloan.html
 
 Toni
 
 On May 17, 12:55 pm, Jacob Sayles ja...@officenomads.com wrote:
  Toni,
  
  That sounds very interesting.  Can you talk a little more about how it
  would work?
  
  Jacob
  
  ---
  Office Nomads - Individuality without Isolationhttp://www.officenomads.com- 
   (206) 323-6500
  
  On Thu, May 17, 2012 at 10:41 AM, Toni Hogan 
  t...@theofficeconnexion.comwrote:
  
  
  
  
  
  
  
   We are thinking of starting a community revolving loan fund. We've
   checked out a model used by a housing co-op and it appears to be
   something that would be very useful. It's closely related to
   crowdfunding except there's an above market interest rate
   incorporated. Has anyone used this vehicle to fund a coworking space?
   I have another important use in mind as well.
   
  
  
   --
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[Coworking] Re: Community Revolving Loan Fund - Anyone?

2012-05-17 Thread Toni Hogan
Awesome! We're seriously considering this option.

On May 17, 2:00 pm, Alex Hillman dangerouslyawes...@gmail.com wrote:
 IndyHall and all of its growth has been financed this way. We're doing it 
 again in our current expansion and were able to very quickly raise the money 
 we needed from within our membership.

 --
 /ah
 indyhall.org
 coworking in philadelphia







 On Thursday, May 17, 2012 at 2:53 PM, Toni Hogan wrote:
  Check out this link. It explains for better than I could in a few
  words. Just looking at it again, got me excited. LOL

 http://walnutstreetco-op.org/revloan.html

  Toni

  On May 17, 12:55 pm, Jacob Sayles ja...@officenomads.com wrote:
   Toni,

   That sounds very interesting.  Can you talk a little more about how it
   would work?

   Jacob

   ---
   Office Nomads - Individuality without 
   Isolationhttp://www.officenomads.com- (206) 323-6500

   On Thu, May 17, 2012 at 10:41 AM, Toni Hogan 
   t...@theofficeconnexion.comwrote:

We are thinking of starting a community revolving loan fund. We've
checked out a model used by a housing co-op and it appears to be
something that would be very useful. It's closely related to
crowdfunding except there's an above market interest rate
incorporated. Has anyone used this vehicle to fund a coworking space?
I have another important use in mind as well.

--
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Groups
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Re: [Coworking] Re: Community Revolving Loan Fund - Anyone?

2012-05-17 Thread Alex Hillman
Don't forget that membership pre-sells can help raise early money too! You need 
to account for it in cash-flow, but it's a great way to get cash on hand and be 
help to project membership up to 6 months out. 


-- 
/ah
indyhall.org
coworking in philadelphia



On Thursday, May 17, 2012 at 3:05 PM, Toni Hogan wrote:

 Awesome! We're seriously considering this option.
 
 On May 17, 2:00 pm, Alex Hillman dangerouslyawes...@gmail.com 
 (http://gmail.com) wrote:
  IndyHall and all of its growth has been financed this way. We're doing it 
  again in our current expansion and were able to very quickly raise the 
  money we needed from within our membership.
  
  --
  /ah
  indyhall.org (http://indyhall.org)
  coworking in philadelphia
  
  
  
  
  
  
  
  On Thursday, May 17, 2012 at 2:53 PM, Toni Hogan wrote:
   Check out this link. It explains for better than I could in a few
   words. Just looking at it again, got me excited. LOL
   
  
  
   http://walnutstreetco-op.org/revloan.html
  
   Toni
  
   On May 17, 12:55 pm, Jacob Sayles ja...@officenomads.com 
   (http://officenomads.com) wrote:
Toni,
   
   
  
  
That sounds very interesting.  Can you talk a little more about how it
would work?

   
  
  
Jacob
  
---
Office Nomads - Individuality without 
Isolationhttp://www.officenomads.com- (206) 323-6500

   
  
  
On Thu, May 17, 2012 at 10:41 AM, Toni Hogan 
t...@theofficeconnexion.com (http://theofficeconnexion.com)wrote:
  
 We are thinking of starting a community revolving loan fund. We've
 checked out a model used by a housing co-op and it appears to be
 something that would be very useful. It's closely related to
 crowdfunding except there's an above market interest rate
 incorporated. Has anyone used this vehicle to fund a coworking space?
 I have another important use in mind as well.
 

   
  
  
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[Coworking] Re: Community Revolving Loan Fund - Anyone?

2012-05-17 Thread Toni Hogan
yep. we've taken that into consideration as well...thanks to you. :-)

TH

On May 17, 2:15 pm, Alex Hillman dangerouslyawes...@gmail.com wrote:
 Don't forget that membership pre-sells can help raise early money too! You 
 need to account for it in cash-flow, but it's a great way to get cash on hand 
 and be help to project membership up to 6 months out.

 --
 /ah
 indyhall.org
 coworking in philadelphia







 On Thursday, May 17, 2012 at 3:05 PM, Toni Hogan wrote:
  Awesome! We're seriously considering this option.

  On May 17, 2:00 pm, Alex Hillman dangerouslyawes...@gmail.com 
  (http://gmail.com) wrote:
   IndyHall and all of its growth has been financed this way. We're doing it 
   again in our current expansion and were able to very quickly raise the 
   money we needed from within our membership.

   --
   /ah
   indyhall.org (http://indyhall.org)
   coworking in philadelphia

   On Thursday, May 17, 2012 at 2:53 PM, Toni Hogan wrote:
Check out this link. It explains for better than I could in a few
words. Just looking at it again, got me excited. LOL

   http://walnutstreetco-op.org/revloan.html

Toni

On May 17, 12:55 pm, Jacob Sayles ja...@officenomads.com 
(http://officenomads.com) wrote:
 Toni,

 That sounds very interesting.  Can you talk a little more about how it
 would work?

 Jacob

 ---
 Office Nomads - Individuality without 
 Isolationhttp://www.officenomads.com-(206) 323-6500

 On Thu, May 17, 2012 at 10:41 AM, Toni Hogan 
 t...@theofficeconnexion.com (http://theofficeconnexion.com)wrote:

  We are thinking of starting a community revolving loan fund. We've
  checked out a model used by a housing co-op and it appears to be
  something that would be very useful. It's closely related to
  crowdfunding except there's an above market interest rate
  incorporated. Has anyone used this vehicle to fund a coworking 
  space?
  I have another important use in mind as well.

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[Coworking] Re: Community Revolving Loan Fund - Anyone?

2012-05-17 Thread Craig Baute - Creative Density Coworking
I don't know how complicated you wanna get but CSI in Toronto set
themselves up as a non-profit and sold bonds to raise the money to buy
their building. However, if you want to keep things simple and need
less than $100,000 then I would try and pre-sell membership or take
loans out from members as Alex suggested.

Craig
Creative Density

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[Coworking] Re: Say goodbye to the Global Coworking Blog?

2012-05-17 Thread Craig Baute - Creative Density Coworking
I feel like the coworking blog needs to stick around and we just need
to make it a higher priority to submit articles to it. I know we are
busy and spend a fair amont of time on this Google group, but if each
person dedicates themselves to writing one post every two or three
months then we could have an insightful post each week or more.

Craig
Creative Density

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[Coworking] Re: sales tax on memberships in CA?

2012-05-17 Thread Craig Baute - Creative Density Coworking
Are you using CA as Cali or Cananda?

In Canada you do need to charge the sales tax. In Toronto the sales
tax was 13% and we had to add it on.

Craig
Creative Density

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[Coworking] Re: Community Revolving Loan Fund - Anyone?

2012-05-17 Thread Toni Hogan
That's interesting, Craig. We will eventually set up a hybrid with our
community organization set up as a non-profit with 51% ownership in
the coworking space. Using bonds would be something to consider since
our space is located in a residential area and we plan for it to be
THE small business community center. h

TH

On May 17, 5:17 pm, Craig Baute - Creative Density Coworking
baut...@gmail.com wrote:
 I don't know how complicated you wanna get but CSI in Toronto set
 themselves up as a non-profit and sold bonds to raise the money to buy
 their building. However, if you want to keep things simple and need
 less than $100,000 then I would try and pre-sell membership or take
 loans out from members as Alex suggested.

 Craig
 Creative Density

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Re: [Coworking] Re: Say goodbye to the Global Coworking Blog?

2012-05-17 Thread Alex Hillman
Part of the motivation for the newsletter has been to help get the good content 
from the google group shared beyond the google group. Really good stuff happens 
in here, I'd love to see some of the topics that come up here often turned into 
brief blog posts.  


-- 
/ah
indyhall.org
coworking in philadelphia



On Thursday, May 17, 2012 at 6:24 PM, Craig Baute - Creative Density Coworking 
wrote:

 I feel like the coworking blog needs to stick around and we just need
 to make it a higher priority to submit articles to it. I know we are
 busy and spend a fair amont of time on this Google group, but if each
 person dedicates themselves to writing one post every two or three
 months then we could have an insightful post each week or more.
 
 Craig
 Creative Density
 
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