[Coworking] Re: Business Insurance

[julie]

Craig, thank you for the suggestion.  Will definitely see if they can write 
our policy.  Julie

On Wednesday, May 3, 2017 at 10:31:45 AM UTC-5, Craig Baute - Creative 
Density Coworking wrote:
>
> I recommend these guys, 
> http://www.nicholashillgroup.com/coworkinginsurance/
>
> I use them and several space owners do in the area. They have gone through 
> the questioning process with us and understand the business.
>

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Re: [Coworking] Business Insurance

[julie]

Thank you for the reply Alex.  Your response highlights that we have an 
insurance agent just not getting the business model.  We were advised to 
set up our agreement with members, as opposed to tenants.  But our agent is 
viewing them as tenants.  Time to go back to the agent

thanks, Julie

On Wednesday, May 3, 2017 at 9:56:15 AM UTC-5, Alex Hillman wrote:
>
> As we open MalamaDoe, our insurance agent requires a copy of each member's 
>> Certificate of Insurance.
>
>
> That's unusual for coworking, and as you've found a pretty obvious case 
> where it doesn't make sense, you'll need someone who understands coworking 
> and knows how to communicate with an underwriter. My agent explained to me 
> 
>  
> that many insurance agents (and their underwriters) treat members as 
> tenants rather than organizational members, so you end up with weird 
> situations like this. You need someone who is going to really understand 
> your environment and create a policy for it. 
>
> Naturally, this is also going to vary a bit from region to region, but 
> generally speaking you're gonna want a policy that doesn't create more 
> hoops for your members to jump through. 
>
> -Alex
>
>
> --
> *The #1 mistake in community building is doing it by yourself.*
> Better Coworkers: http://indyhall.org
> Weekly Coworking Tips: http://coworkingweekly.com
> My Audiobook: https://theindyhallway.com/ten
>
> On Wed, May 3, 2017 at 10:49 AM,  
> wrote:
>
>> As we open MalamaDoe, our insurance agent requires a copy of each 
>> member's Certificate of Insurance.  Pretty straight forward for folks who 
>> have a business, BUT what about telecommuters working for a company?  This 
>> CPA telecommuter does not own a business and, hence does not have business 
>> insurance.  She is the ONLY telecommuter at her company, so she and her 
>> company have no experience securing insurance or statement of coverage 
>> applicable for coworking.  What can you suggest?  How do you handle 
>> certificates of insurance for telecommuters?  Julie
>>
>> -- 
>> Visit this forum on the web at http://discuss.coworking.com
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>>
>
>

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Re: [Coworking] Thanks for 8 years!

[Alex Hillman]

Congrats, Scott!!


--
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Better Coworkers: http://indyhall.org
Weekly Coworking Tips: http://coworkingweekly.com
My Audiobook: https://theindyhallway.com/ten

On Wed, May 3, 2017 at 11:59 AM, Scott Tillitt / BEAHIVE <
sc...@beahivebzzz.com> wrote:

> Fellow coworkers…
>
> We’ve made it 8 years, despite (or because of) launching in the depths of
> the recession.
>
> Apparently we’re an anomaly. BEAHIVE was founded in May 2009 in a town of
> 15,000 people. Only 9% of spaces today are in areas with less than
> 20,000 people — of those, only 20% are profitable (according to the Global
> Coworking Survey).
>
> I imagine it was way less back then.
>
> I owe much of our ongoing success to this group, particularly pioneers
> like Alex Hillman and Tony Bacigalupo, who so generously share their
> struggles, success and hard-earned insights with the rest of us.
>
> A lot has changed over these 8 years, so I wrote a little then and now
> comparison. And a hint at what’s to come. (We’re just getting started.)
>
> http://beahivebzzz.com/blog/2017/04/lot-changed-8-years/
>
> It’s a short 2-minute read.
>
> Thanks for all you do.
>
> scott.
>
>   - ---
> *SCOTT TILLITT*
> PR yogi + social entrepreneur + community catalyst + meditator
> //  sc...@beahivebzzz.com  /  917.449.6356 <(917)%20449-6356>
> //  Facebook   /  Twitter
>   /  LinkedIn
> 
>
> BEAHIVE   //  spaces for work + community
> collaboration
>
> *ANTIDOTE COLLECTIVE*   //  communications
> + projects for a better world
>
> RE>THINK LOCAL   //  co-creating a better
> Hudson Valley
>
>   - ---  t h i n k / f e e l  --- -
> "...an idea or product that deserves the label 'creative' arises from the
> synergy of many sources and not only from the mind of a single person." —
> Mihaly Csikszentmihaly
>
> --
> Visit this forum on the web at http://discuss.coworking.com
> ---
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>

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[Coworking] Thanks for 8 years!

[Scott Tillitt / BEAHIVE]

Fellow coworkers…

We’ve made it 8 years, despite (or because of) launching in the depths of the 
recession.

Apparently we’re an anomaly. BEAHIVE was founded in May 2009 in a town of 
15,000 people. Only 9% of spaces today are in areas with less than 20,000 
people — of those, only 20% are profitable (according to the Global Coworking 
Survey).

I imagine it was way less back then.

I owe much of our ongoing success to this group, particularly pioneers like 
Alex Hillman and Tony Bacigalupo, who so generously share their struggles, 
success and hard-earned insights with the rest of us.

A lot has changed over these 8 years, so I wrote a little then and now 
comparison. And a hint at what’s to come. (We’re just getting started.)

http://beahivebzzz.com/blog/2017/04/lot-changed-8-years/ 


It’s a short 2-minute read.

Thanks for all you do.

scott.

  - ---
SCOTT TILLITT
PR yogi + social entrepreneur + community catalyst + meditator
//  sc...@beahivebzzz.com  /  917.449.6356
//  Facebook   /  Twitter 
  /  LinkedIn 


BEAHIVE   //  spaces for work + community 
collaboration

ANTIDOTE COLLECTIVE   //  communications + 
projects for a better world

RE>THINK LOCAL   //  co-creating a better Hudson 
Valley

  - ---  t h i n k / f e e l  --- -
"...an idea or product that deserves the label 'creative' arises from the 
synergy of many sources and not only from the mind of a single person." — 
Mihaly Csikszentmihaly

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[Coworking] Re: Business Insurance

[Craig Baute - Creative Density Coworking]

I recommend these guys, http://www.nicholashillgroup.com/coworkinginsurance/

I use them and several space owners do in the area. They have gone through 
the questioning process with us and understand the business.

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Re: [Coworking] Unisex Toilets

[Craig Baute - Creative Density Coworking]

The ones in Denver are large bathrooms with 6 stalls or so.

I think it just catches a lot of people off guard. The community manager 
says the main thing is about it being odd after people have a meeting and 
they usually go separate ways if they are the opposite sex and then they 
surprise each other in the bathroom. This same surprise can happen right 
before a meeting. These accounts are usually from people visiting and not 
working there so it might be something people get over.

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Re: [Coworking] Unisex Toilets

[Jacob Sayles]

I think unisex toilets are important.  In many subtle ways it reinforces
the sense that we are all in this together which is a good foundation to
build on.  The presence of a few grumbles does not mean any idea is a bad
idea and even further from the truth that "the other way" is the right way.



Jacob

---
Office Nomads - Individuality without Isolation
http://www.officenomads.com -  (206) 323-6500

On Wed, May 3, 2017 at 6:40 AM, Harald Amelung  wrote:

> Hi,
>
> Am 03.05.17 um 15:35 schrieb Angel Kwiatkowski:
> > Can you clarify? Are these large bathrooms with multiple stalls or just
> single user rooms?
>
> Sure. These are separate single user rooms, each with a toilet and a
> small sink. We have three of them in our space.
>
> --
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>

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Re: [Coworking] Business Insurance

[Alex Hillman]

>
> As we open MalamaDoe, our insurance agent requires a copy of each member's
> Certificate of Insurance.


That's unusual for coworking, and as you've found a pretty obvious case
where it doesn't make sense, you'll need someone who understands coworking
and knows how to communicate with an underwriter. My agent explained to me

that many insurance agents (and their underwriters) treat members as
tenants rather than organizational members, so you end up with weird
situations like this. You need someone who is going to really understand
your environment and create a policy for it.

Naturally, this is also going to vary a bit from region to region, but
generally speaking you're gonna want a policy that doesn't create more
hoops for your members to jump through.

-Alex


--
*The #1 mistake in community building is doing it by yourself.*
Better Coworkers: http://indyhall.org
Weekly Coworking Tips: http://coworkingweekly.com
My Audiobook: https://theindyhallway.com/ten

On Wed, May 3, 2017 at 10:49 AM,  wrote:

> As we open MalamaDoe, our insurance agent requires a copy of each member's
> Certificate of Insurance.  Pretty straight forward for folks who have a
> business, BUT what about telecommuters working for a company?  This CPA
> telecommuter does not own a business and, hence does not have business
> insurance.  She is the ONLY telecommuter at her company, so she and her
> company have no experience securing insurance or statement of coverage
> applicable for coworking.  What can you suggest?  How do you handle
> certificates of insurance for telecommuters?  Julie
>
> --
> Visit this forum on the web at http://discuss.coworking.com
> ---
> You received this message because you are subscribed to the Google Groups
> "Coworking" group.
> To unsubscribe from this group and stop receiving emails from it, send an
> email to coworking+unsubscr...@googlegroups.com.
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>

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[Coworking] Business Insurance

[julie]

As we open MalamaDoe, our insurance agent requires a copy of each member's 
Certificate of Insurance.  Pretty straight forward for folks who have a 
business, BUT what about telecommuters working for a company?  This CPA 
telecommuter does not own a business and, hence does not have business 
insurance.  She is the ONLY telecommuter at her company, so she and her 
company have no experience securing insurance or statement of coverage 
applicable for coworking.  What can you suggest?  How do you handle 
certificates of insurance for telecommuters?  Julie

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Re: [Coworking] Unisex Toilets

[Harald Amelung]

Hi,

Am 03.05.17 um 15:35 schrieb Angel Kwiatkowski:
> Can you clarify? Are these large bathrooms with multiple stalls or just 
> single user rooms?

Sure. These are separate single user rooms, each with a toilet and a
small sink. We have three of them in our space.

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Re: [Coworking] Unisex Toilets

[Angel Kwiatkowski]

Can you clarify? Are these large bathrooms with multiple stalls or just single 
user rooms?

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Re: [Coworking] Unisex Toilets

[Harald Amelung]

Well, mostly it is about men not sitting down and then the inevitable
splashes around the toilet.

Am 03.05.17 um 13:50 schrieb Alex Hillman:
> I'm curious - and I know it might be an awkward topic - but what exactly
> do people complain about?
> 
> -Alex
> 
> 
> On May 3, 2017, 3:23 AM -0400, Harald Amelung , wrote:
>> Hi,
>>
>> we are a small Coworking Space in Stuttgart, Germany. We have
>> Unisex-Toilets since more then four years now. It works well. Sometimes
>> there are complaints, but most of the time there is no problem.
>>
>> Best
>> Harald
>>
>> Am 28.04.17 um 14:31 schrieb Cian Ryan:
>>> Hi All,
>>>
>>> As this is my first post let me briefly introduce myself...
>>>
>>> I have recently started working with TAG as a Facility Manager. Prior to
>>> this I had been working for a retail company in Ireland - so the
>>> coworking concept is new for me :)
>>>
>>> At the moment I am currently investigating possible unisex toilets in
>>> one of our campuses, but some of our members are not so keen.
>>>
>>> I would be interested to here if others have faced a similar situation?
>>>
>>> Regards
>>>
>>> C.
>>>
>>>
>>>
>>> --
>>> Visit this forum on the web at http://discuss.coworking.com
>>> ---
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>>> .
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>>
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> 
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Re: [Coworking] Unisex Toilets

[Alex Hillman]

I'm curious - and I know it might be an awkward topic - but what exactly do 
people complain about?

-Alex

On May 3, 2017, 3:23 AM -0400, Harald Amelung , wrote:
> Hi,
>
> we are a small Coworking Space in Stuttgart, Germany. We have
> Unisex-Toilets since more then four years now. It works well. Sometimes
> there are complaints, but most of the time there is no problem.
>
> Best
> Harald
>
> Am 28.04.17 um 14:31 schrieb Cian Ryan:
> > Hi All,
> >
> > As this is my first post let me briefly introduce myself...
> >
> > I have recently started working with TAG as a Facility Manager. Prior to
> > this I had been working for a retail company in Ireland - so the
> > coworking concept is new for me :)
> >
> > At the moment I am currently investigating possible unisex toilets in
> > one of our campuses, but some of our members are not so keen.
> >
> > I would be interested to here if others have faced a similar situation?
> >
> > Regards
> >
> > C.
> >
> >
> >
> > --
> > Visit this forum on the web at http://discuss.coworking.com
> > ---
> > You received this message because you are subscribed to the Google
> > Groups "Coworking" group.
> > To unsubscribe from this group and stop receiving emails from it, send
> > an email to coworking+unsubscr...@googlegroups.com
> > .
> > For more options, visit https://groups.google.com/d/optout.
>
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Re: [Coworking] Unisex Toilets

[Harald Amelung]

Hi,

we are a small Coworking Space in Stuttgart, Germany. We have
Unisex-Toilets since more then four years now. It works well. Sometimes
there are complaints, but most of the time there is no problem.

Best
Harald

Am 28.04.17 um 14:31 schrieb Cian Ryan:
> Hi All,
> 
> As this is my first post let me briefly introduce myself...
> 
> I have recently started working with TAG as a Facility Manager. Prior to
> this I had been working for a retail company in Ireland - so the
> coworking concept is new for me :)
> 
> At the moment I am currently investigating possible unisex toilets in
> one of our campuses, but some of our members are not so keen.
> 
> I would be interested to here if others have faced a similar situation?
> 
> Regards
> 
> C.
> 
>  
> 
> -- 
> Visit this forum on the web at http://discuss.coworking.com
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