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Om
--- Begin Message ---
-Caveat Lector-

Chicago Sun-Times
Feb. 8, 2002
By Tammy Williamson

Tagging recent market turmoil and a sagging stock price to investor "fear factor," Household International held an impromptu conference call with investors Thursday to assure them that Household was not having difficulty getting access to money to make loans.

The giant consumer finance company also said it has no problems with its auditing firm, Andersen LLP--the Chicago firm under congressional and legal scrutiny for its auditing of the now bankrupt Enron Corp.--though Household directors are closely monitoring Andersen.

...

The combination of events punished Household's bonds, and by Wednesday had dragged down the stock to $44.71, its lowest level since November 2000....

Some investors became concerned back in December, after a Barron's newspaper story quoted an analyst as saying Household may have been using "aggressive accounting" to downplay loan losses--which the company denies.

Investors this week were concerned that Household will have difficulty selling commercial paper to raise money for future consumer loans. The company said it learned some hedge fund managers were "shorting" the company's bonds and stock, which pushed down the values of the bonds.

The fuss this week runs counter to Wall Street's typical view of Household, a 124-year-old company that has earned rave reviews by analysts as a company that's well run by a management team with a lot of tenure. Household's chairman and chief executive officer, William Aldinger, has been with Household since 1994. Chief Financial Officer David Schoenholz joined Household in 1985 as director of the company's internal auditing division, after spending nine years with Arthur Andersen.

Community banking activists, seeking to prevent companies like Household from making so-called predatory loans to consumers, are usually the only source of ruckus--and from time to time, litigation. Household was sued by two borrowers last week in California accusing the company of "fraud and misrepresentation," according to ACORN, a community activist group consistently critical of Household and other consumer finance companies. Household also last month settled a "predatory practices" lawsuit filed by California regulators and agreed to pay $11.9 million in fines....

====

http://www.rense.com/general19/swind.htm

... At the time Marcinkus fled Italy for Chicago, Wallace Lieberman was scheduled to testify before a Federal Grand Jury in Chicago. His testimony together with that of others, was expected to be reportedly the basis for federal criminal indictment of top officials of Arthur Andersen, their attorneys, several bribe-taking Bankruptcy judges and their lawyer-cronies as bribe-arrangers. Also facing possible indictment were officials of the First National Bank of Cicero jointly with those of Household International, Household Bank, and Household Finance. 

In December, 1991, a few days before the murder of key witness Wallace Lieberman, I discussed (I thought in confidence) with a Chicago FBI official in the office of an assistant U.S. Attorney in Chicago. I related what our investigation, as a public interest group, had uncovered about Lieberman, the court-authorized bankruptcy auctioneer; the Bankruptcy court bribery; the crooked role of Arthur Andersen and their attorneys; and Household and the bank in Cicero and Paul Marcinkus; and secret Vatican funds in the Continental Bank of Chicago, a major owner of which and corrupt collaborator was Chief Judge Walter Cummings of the U.S. Court of Appeals, 7th Circuit, Chicago. Banker-Judge Cummings was a "man of trust" for the Church, sworn to keep their transactions secret. ...

[The case of reputed gangster Robert Girardi, as a grand juror, in highly censored stories, Chicago Tribune, January 19 and 21, 1994.]

Reportedly closely linked to the underworld, overlapping the American CIA, Arthur Andersen has been the auditor and consultants for Household International, parent of Household Bank [reputed mortgage swindlers] and Household Finance [apparent loan-sharks]. A short history. ...
The bank became defunct and most of its records destroyed, after a co-founder of the bank was found murdered in 1980. On his body was the business card of William Colby. Lots of details in the book "The Crimes of Patriots: A True Story of Dope, Dirty Money, and the CIA" by Jonathan Kwitny, hardback, W.W. Norton, 1987.
The successor to Nugan Hand Bank has been Household International, with units at one time in Australia, then California, London, and elsewhere. Later, their world headquarters became Prospect Heights, a Chicago suburb conveniently we claim, to a suburban airport where dope comes in from the Orient with complete immunity. [We did a television show on location about this.]
William Colby was also the unlisted General Counsel of Household International, likewise a CIA adjunct and proprietary. As a supposedly "private" firm for CIA, Household is immune from disclosures by requests under the Freedom of Information Act. In retirement from CIA, Colby tended to be outspoken. He formed an espionage electronic board game, as a partnership business, with the retired head of the Soviet Secret Police, the KGB. Colby knew entirely too much first hand about Household. Colby was murdered in 1996, made to look like a supposed boating accident. His widow, a top international banking executive, knew to be silent thereafter. Colby's closest friends, interviewed by us, insist from apparent direct knowledge that he was murdered.
As the secret general counsel of Household, Colby was well aware that units of Household in Arkansas reportedly laundered hundreds of millions of dollars of CIA dope trafficking loot from several southern states, including the Rockefeller bastion of Arkansas. [For Arkansas/Rockefeller details, see our website series, "Wal-Mart and the Red Chinese Secret Police".]
***
 
 
----- Original Message -----
Sent: Friday, November 15, 2002 5:09 PM
Subject: The op is "moving" "assets" "offshore."

Taking a gander at some recent news shows a trend of suspect assets moving to
outside jurisdictions, especially Britain.

Om
K
-----
NATION

HSBC spends billions to buy loan company

CHICAGO - HSBC Holdings PLC announced a $14.2 billion deal Thursday to buy
Household International Inc., which owns the Beneficial and Household Finance
brands and is the largest independent consumer finance company in the United
States.

London-based HSBC, known best for banking in emerging markets in Asia, would
greatly expand its North American presence and its consumer lending business
with the acquisition.

===
http://www.hsbc.com.bn/bn/aboutus/history.htm

The HSBC Group has an international pedigree which is unique. Many of its
principal companies opened for business over a century ago and they have a
history rich in variety and achievement.

Foundation and Growth

The HSBC Group is named after its founding member, The Hongkong and Shanghai
Banking Corporation Limited, which was established in 1865 in Hong Kong and
Shanghai to finance the growing trade between China and Europe.

The inspiration behind the founding of the bank was Thomas Sutherland, a Scot
who was then working as the Hong Kong Superintendent of the Peninsular and
Oriental Steam Navigation Company. He realised that there was considerable
demand for local banking facilities both in Hong Kong and along the China
coast and he helped to establish the bank in March 1865. Then, as now, the
bank's headquarters were at 1 Queen's Road Central in Hong Kong and a branch
was opened one month later in Shanghai.

Throughout the late nineteenth and the early twentieth centuries, the bank
established a network of agencies and branches based mainly in China and
South East Asia but also with representation in the Indian sub-continent,
Japan, Europe and North America. In many of its branches the bank was the
pioneer of modern banking practices. From the outset, trade finance was a
strong feature of the bank's business with bullion, exchange and merchant
banking also playing an important part. Additionally, the bank issued notes
in many countries throughout the Far East.

During the Second World War the bank was forced to close many branches and
its head office was temporarily moved to London. However, after the war the
bank played a key role in the reconstruction of the Hong Kong economy and
began to further diversify the geographical spread of the bank.

The Making of the Modern HSBC Group

The post-war political and economic changes in the world forced the bank to
analyse its strategy for continued growth in the 1950s. The bank diversified
both its business and its geographical spread through acquisitions and
alliances. However, it remained committed to its historical markets and
played an important part in the reconstruction of Hong Kong where its branch
network continued to expand.

In 1959 the bank completed two important purchases, those of The British Bank
of the Middle East (now HSBC Bank Middle East) and the Mercantile Bank. The
British Bank of the Middle East had begun life as the Imperial Bank of Persia
in 1889 but throughout the 1940s and 1950s had extended its sphere of
operations and pioneered banking in the Gulf states. The history of
Mercantile Bank stretched back to 1853 - the year it was founded in Bombay
(now Mumbai) - and by the 1950s it had a strong identity within Indian and
other Asian markets.

In 1965 the bank purchased a controlling interest in Hang Seng Bank, which
had been established in Hong Kong in 1933. By the 1970s the policy of
expansion by acquisition of subsidiaries with their own identities and
specialisations was firmly in place.

During the 1980s the bank concentrated on moving into those markets where it
was not yet fully represented. Hongkong Bank of Canada (now HSBC Bank Canada)
was established in 1981 and HongkongBank of Australia (now HSBC Bank
Australia Limited) in 1986. In 1987 Marine Midland Bank (now HSBC Bank USA),
based in New York State, became a wholly owned member of the Group and its
principal subsidiary in the United States.

HSBC Holdings plc, the parent company of the HSBC Group, was established in
1991 with its shares quoted on both the London and Hong Kong stock exchanges.

The acquisition in July 1992 of Midland Bank in the United Kingdom created
one of the largest banking and financial services organisations in the world.
Midland was founded in 1836 in Birmingham and had grown in the nineteenth and
twentieth centuries through a series of mergers and amalgamations. In 1974
Midland acquired the London merchant bank of Samuel Montagu, whose own
distinguished history stretches back to 1853. Samuel Montagu has been
integrated into HSBC Investment Bank, as has James Capel, a leading
London-based international securities company, which was acquired by the
Group in 1986.

The 1990s have seen further expansion and consolidation of the various
businesses of the HSBC Group. In the United States, a joint venture, the
Wells Fargo HSBC Trade Bank was formed in 1995. Elsewhere in the Americas in
1997, a new subsidiary Banco HSBC Bamerindus was established in Brazil; the
acquisition of the Roberts Group (now called HSBC Bank Argentina SA) in
Argentina was completed, and a 19.9 per cent interest in Mexico's Grupo
Financiero Serfin
was purchased. In 1999, HSBC Holdings plc signed a
memorandum of understanding with the Government of Korea for the acquisition
of a controlling interest in Seoul Bank, one of the largest commercial banks
in South Korea.

The HSBC Group now comprises a unique range of banks and financial service
providers around the globe.

Further Reading

Chambers, Gillian Hang Seng, The Evergrowing Bank (Hang Seng Bank, 1991)

Holmes, A R and Green, Edwin Midland: 150 Years of Banking Business
(Batsford, 1986)

Jones, Geoffrey The History of The British Bank of the Middle East, 2 volumes
(Cambridge University Press, 1986-87)

King, Frank H H The History of The Hongkong and Shanghai Banking Corporation,
4 volumes (Cambridge University Press, 1987-91)

Muirhead, Stuart Crisis Banking in the East: The History of the Chartered
Mercantile Bank of India, London and China, 1853-93 (Scolar Press, 1996)

Disclaimer and Internet Privacy Statement
===
1921 The de la Rue family leaves the business and the company converts to
public ownership.
1925 The Bank of England takes over responsibility for the issue of sterling
notes.
1930 Chinese government's first order for banknotes. A vital customer for the
next 18 years.

===
http://www.delarue.com/news/articles/210.asp
---
News Article

DE LA RUE PLC


News Release 29 May 2002

DE LA RUE ACQUIRES NORTH AMERICAN ELECTION SYSTEMS BUSINESS

De La Rue, the cash to secure transactions Group, has today announced the
acquisition of 85% of the share capital of Sequoia Voting Systems Inc.
("Sequoia") one of the largest providers of voting equipment, software,
ballot printing and election services in the USA. De La Rue has acquired the
business from Jefferson Smurfit Group plc, the international paper and
packaging company who, under the terms of the agreement, will retain 15% of
share capital in the business for a minimum of three years. The consideration
is US$ 23m, (£15.8m) with a further payment of up to US$12m (£8.3m) dependant
on certain performance criteria being met, linked to agreed sales growth. As
at 31 December 2001, Sequoia had estimated net shareholders' funds of $4.2m
and the transaction will be debt free and earnings neutral in the current
year.

Sequoia offers hardware products in all major segments of the North American
elections market, including direct recording equipment and optical scan
systems. The company also supports its hardware with proprietary software
systems enabling municipalities to fully computerise their voter
registration, ballot creation and election tabulation processes. With over
25,000 touch screen and electronic voting machines in use across the USA,
Sequoia is a leading supplier of electronic voting machines in the country.
The company also operates a printing business to support customer needs for
paper ballots (punch cards and optical scan) and information booklets. Based
in Oakland, CA Sequoia currently employs 140 staff with a strong customer
base in the West Coast and North East of the USA.

De La Rue is acquiring the business as part of its strategy to invest in new
business opportunities and also to build on its position as a leading
provider of secure, government identity solutions. De La Rue sees the
election systems market as having strong potential for growth with Sequoia
well positioned to take advantage as the market in the USA moves to
increasingly automated voting solutions. In the short term, expectations are
high that some US$3-US$5bn of Federal funding for electoral reforms will
accelerate the evolution of the market to adopting highly secure automated
election systems. In addition, in the medium term De La Rue sees
opportunities for future revenues through servicing and upgrading of the
installed base of hardware and software and the provision of technical and
consultative services. De La Rue also sees potential for international
expansion of the business through leveraging De La Rue's strong relationships
with the world's governments.

Based on the unaudited management accounts for the 12 months ended 31
December 2001 the business had a turnover of US$27.5m (£18.9m) and recorded
an operating loss of US$10m (£6.9m). However 2001 was not a typical year due
to the market awaiting the outcome of Federal electoral reform funding
initiatives. In 2000 the business made a profit of US$6m on sales of US$45m
and will also be profitable in the current year based on management
projections. During 2001, the business also invested in developing its
product range ahead of the anticipated increase in demand and has
subsequently won a number of contracts in the current year incorporating its
touch screen voting technology.

The business will continue to report to current Sequoia President, Peter
Cosgrove who will report directly to De La Rue Chief Executive, Ian Much.
This is in order to take full advantage of the immediate growth opportunities
in the North American market and to explore the opportunities for further
longer term growth in services in the USA and international expansion. For
financial reporting purposes the business will report within the Global
Services division. It will continue to use the Sequoia brand in the USA
market where it has an excellent reputation.

Commenting on the acquisition, Chief Executive, Ian Much said:

"The acquisition of Sequoia Voting Systems adds a new strategic dimension to
De La Rue's range of secure transaction solutions and complements our
existing core competencies in providing worldwide government identity
solutions. Sequoia is a major player in the US election systems industry with
an excellent range of voting solutions with considerable knowledge and
expertise of the North American market. Coupled with De La Rue's solid
financial strength, strong international government relationships and
geographical reach, this acquisition allows us to immediately capitalise on
this growing market in the USA. Looking to the medium term it will also allow
us to expand the business internationally in the future using our combined
strengths."

-ends-

For further information please contact:

Paul Hollingworth, Finance Director +44 (0)1256 605307
Mark Fearon, Head of Corporate Affairs +44 (0)1256 605303
Stephen Breslin, Brunswick +44 (0)207 404 5959

29 May 2002

Editors notes

   1. 2001 was a non-representative year in the election systems industry
following difficulties experienced in processing the November 2000
Presidential election result in Florida. Most counties and states put their
election procurement programmes on hold awaiting various voting reform
initiatives and state funding to upgrade voting systems to electronic systems
which are now being unveiled by the Federal government. Furthermore Sequoia
invested in new equipment both in 2001 and the current financial year over
and above normal R&D expenditure.

   2. De La Rue is the world's largest commercial security printer and
papermaker, involved in the production of over 150 national currencies and a
wide range of security documents such as travellers cheques and vouchers.
Employing over 7,000 people in 31 countries, the company is also a leading
provider of cash handling equipment and software solutions to banks and
retailers worldwide, helping them to reduce the cost of handling cash.
Applying our core brand values of security, integrity and trust, De La Rue is
at the centre of some of the most innovative and exciting developments in the
secure products and services market. We are pioneering new technologies from
tailored solutions to protect the world's brands through to government
identity solutions in secure passports and identity cards.

   3. An interview with CEO Ian Much can be viewed at the De La Rue
[www.delarue.com] and Cantos websites [www.cantos.com]
===
The "owners" of Sequoia Pacific.

Om
K
-----

http://www.delarue.com/about/

De La Rue is the world 's largest commercial security printer and papermaker,
involved in the production of over 150 national currencies and a wide range
of security documents such as travellers cheques and vouchers. Employing
almost 7,000 people across 31 countries, the company is also a leading
provider of cash handling equipment and software solutions to banks and
retailers worldwide helping them to reduce the cost of handling cash. We are
also pioneering new technologies including tailored solutions to protect the
world 's brands through to government identity solutions in secure passports,
identity cards and driver 's licences.

An Overview of De La Rue (at 30 March 2002)

Market Capitalisation
£905 million
Corporate Headquarters
De La Rue House
Jays Close
Viables
Basingstoke
RG22 4BS
United Kingdom
Tel: +44 (0)1256 605000
Fax: +44 (0)1256 605004

Click here for worldwide offices
Profit Before tax and exceptionals
£90.6*
Number of Employees
7,000
Number of Shareholders
10,244
Number of Shares
195,243,610
In business since
1813

* Before goodwill amortisation of £2.8m charged to operating profits

Listed on the London Stock Exchange (DLAR)

De La Rue has a 20% shareholding in Camelot - the operator of the UK National
Lottery
====
http://www.delarue.com/about/corporate/history.asp

Key Dates

1813 Thomas de la Rue's first commercial venture, publishing the first
edition of Le Miroir Politique newspaper in Guernsey.
1821 Thomas de la Rue sets up as printer, stationer and fancy goods
manufacturer in London.
1855 Thomas de la Rue began printing British postage stamps, and obtained the
contract for all Indian postal requirements.
1860 Thomas de la Rue printed its first paper money - Mauritius £5, £1 and
10/- notes.
1896 Family partnership converted into private company.
1914 Treasury commissioned Thomas De La Rue to print £1 and 10/- notes at the
outbreak of war.
1921

The de la Rue family leaves the business and the company converts to public
ownership.
1925 The Bank of England takes over responsibility for the issue of sterling
notes.
1930 Chinese government's first order for banknotes. A vital customer for the
next 18 years.
1940 De La Rue's Bunhill Row factories in London destroyed in Blitz.
1944 The beginning of De La Rue's conglomerate phase to last until 1977 and
to include Formica and Potterton.
1958 Parent company changes name from Thomas De La Rue to the De La Rue
Company Limited.
1961 Waterlow & Sons banknote and security printing business acquired.
1963 150th anniversary.
1964 The Gateshead banknote factory opens.
1965 De La Rue Giori formed in Switzerland.
1967 The first ever cash dispenser was installed at Barclays Bank in Enfield,
North London, on June 27 1967.
De La Rue won the race to unveil the first machine, which drew crowds to the
unveiling. barclays bank enfield 1967
1968 The Rank Organisation bids for De La Rue.
1969 Rank bid fails.
De La Rue sells playing card business to John Waddington.
1973 Potterton boilers business sold to Birmid Qualcast.
1974 Malta banknote factory set up.
De La Rue acquires Crosfield Electronics.
1975 De La Rue Instruments and Crosfield become De La Rue Crosfield, later to
become De La Rue Cash Systems.
1977 Formica sold to American Cyanamid.
1980 Royal Mint Services established: a 50/50 venture with the Royal Mint.
1984 Singapore banknote factory opens.
1985 Hong Kong banknote factory opens.
1986 Bradbury Wilkinson acquired.
1987 Fortronic acquired.
Amblehurst acquired (later to become De La Rue Holographics).
1989 De La Rue acquires controlling interest in Garny AG.
Sale of Crosfield Electronics
Norton Opax plc makes a bid for De La Rue. Defeated when they were acquired
by Bowater.
Jeremy Marshall appointed as Chief Executive.
1990 Robert Maxwell's 21.7% shareholding dispersed among institutional
investors.
De La Rue House in Basingstoke officially opens.
1991 The De La Rue Company plc becomes De La Rue plc.
1992 Inter Innovation acquired (including LeFebure in USA).
1993 The Earl of Limerick appointed as new Chairman.
Camelot Group plc set up with shareholders as follows: De La Rue (22.5%),
Cadbury Schweppes (22.5%), GTech (22.5%), Racal (22.5) and ICL (10%).
McCorquodale Card Technology in the UK acquired.
MB-Clarke acquired.
1994 Camelot is awarded licence to operate UK National Lottery.
Nairobi banknote factory opens.
1995 Portals Group plc acquired.
Brandt Inc acquired.
McCorquodale Security Cards Inc acquired.
Applied Systems Institute Inc acquired.
Associated Cash Handling in South Africa acquired (now De La Rue
Cash Systems South Africa Ltd).
De La Rue buys Ensec's banking automation division and Ensec buys back De La
Rue's 44.7% shareholding in Ensec.
1996 Hong Kong banknote factory sold to Hong Kong Monetary Authority.
1997 De La Rue acquires Harrison & Sons.
De La Rue acquires Philips Cartes et Systèmes in France
Brandon Gough takes over as Chairman from Lord Limerick.
De La Rue launches major rebranding programme.
1998 Jeremy Marshall retires as chief executive.
De La Rue sells Garny, LeFebure and Lerchundi exiting the physical security
business.
De La Rue acquires Cellograf Simp in Italy.
Ian Much appointed as chief executive on 1 September.
Haydn Abbott resigns as managing director Cash Systems.
De La Rue closes Bensalem manufacturing plant in USA.
1999 De La Rue completes sale of terminals business to Ingenico SA.
Launch of joint venture between Bank of Portugal and De La Rue.

New finance director, Paul Hollingworth appointed.
Sale of Card business to F C Oberthur of France for £200m.
2000 Appointment of Jon Marx as managing director of Security Products.
Launch of new Global Services division.
Michael Jeffries and Keith Hodgkinson appointed as non-executive directors of
the Board following the retirement from the Board of Lord Wright of Richmond
GCMG and Brian Birkenhead.
Acquisition of Ascom Banking Automation cash handling business by
Cash Systems.
2001 Acquisition of US based Currency Systems International Inc. wholesale
cash processing business by Cash Systems.
Acquisition of ATS Money Systems Inc., the US based provider of cash handling
systems and software by Cash Systems.
Disposal of 50:50 joint venture company De La Rue Giori, (banknote printing
press manufacturer) to German printing press manufacturer Koenig and Bauer.
Security Products and Global Services operations merged. Jon Marx, Managing
Director of new operation retaining the Global Services divisional name.
Dr Philip Nolan appointed as non-executive director of the Board.
2002 Brandon Gough, Chairman, awarded knighthood.
Camelot awarded second seven year licence to operate national lottery.
Acquisition of Papelaco, Portuguese self service cash handling machine
manufacturer by Cash Systems.

===

http://www.wopc.co.uk/delarue/
De La Rue
a brief history

 

De La Rue's first pack of playing cards c.1832
One of De La Rue's earliest packs of playing cards c.1832, printed by
letter-press but made to look like woodblock courts.


Thomas De La Rue was born in Guernsey in 1793, and at the age of ten he was
apprenticed to his brother-in-law, a master printer. In 1818 he moved to
London with his family and set up shop as a paper manufacturer.

Thomas De La Rue introduced letter-press printing into playing card
production and his patent was granted in 1831. He produced his first playing
cards in 1832.

 
Standard double ended pack c.1860
Above: A standard double-ended pack manufactured by Thomas De La Rue in
c.1860. The 'Old Frizzle' ace of spades refers to De La Rue's patent, granted
in 1831.

CLICK HERE TO SEE MORE CARDS c.1900

 
De La Rue's special trade mark Besides manufacturing playing cards, De La Rue
became the principal printer of fiscal, inland revenue and postage stamps for
the UK and colonies, and over the years the best engravers and miniature
designers have worked for De La Rue.

In 1922 Charles Goodall & Co. Ltd were absorbed by Thomas De la Rue thus
leaving only one competitor: Waddington's. Playing cards had become more
popular during World War I and there was now a great demand. However, in 1940
the old De La Rue printing works at Bunhill Row in London were destroyed by
air raids.

 
After the war, the printing of De La Rue's playing cards was undertaken by
Waddington's in Leeds. In 1963 the two companies joined forces and became The
Amalgamated Playing Card Co. on a 50-50 basis, but in 1969 De La Rue sold out
to Waddington's, who then became Britain's leading playing card manufacturers.

On Monday, 30th November, 1970, the entire De La Rue collection of playing
cards was sold at auction by Sotheby's for £12,000 to the Fournier
collection, Spain.

 
De La Rue jokers  De La Rue Advertising pack for Manchester Evening News
Above: Assorted playing cards made by De La Rue. The joker at top right is
from a 'Rufford' pack made especially for Boots the Chemist, c.1930-55.

 
American and Belgian court card designs have been influenced by De La Rue,
and for example, Lawrence & Cohen also enjoyed the services of Owen Jones,
one of De La Rue's in-house graphic designers (see 3rd ace down right-hand
side).

 
 
Thomas De La Rue (1793-1866)

Thomas De La Rue (1793-1866)

 

Ace of Spades c.1862 - c.1950

 

Ace of Spades c.1957

 

Ace of Spades for Lawrence & Cohen, c.1862

 

Special Advertising Cards, 1930s

 

Advertising card for Royal Ediswan lamps.

 

Picart le Doux Joker c.1957

 

joker

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-----
Aloha, He'Ping,
Om, Shalom, Salaam.
Em Hotep, Peace Be,
All My Relations.
Omnia Bona Bonis,
Adieu, Adios, Aloha.
Amen.
Roads End
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