[e-gold-list] Re: Goldeconomy.com
Khurram wrote: I am very surprised to see that there is no mention of GoldMoney whatsoever on the goldeconomy website. Read the new article up today about GoldMoney. See: www.goldeconomy.com at the very top of the article section of The Gold Economy. I would also be glad to have an article written by GoldMoney people themselves if they could send it to my personal e-mail address: [EMAIL PROTECTED] For that matter, anyone with an article in their veins is welcome to write an article that our readers would be interested in about the gold economy at large. Dr Elwyn Jenkins The Gold Economy www.goldeconomy.com ++ --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] the novella,And Then There Were None, by Eric Frank Russell
Could not find on Amazon .com. Suggestions?! Noel A random note re: politics and economics I just finished reading probably the most well crafted theoretical and imagintive work on these topics I have ever seen, and I only wish every thinking person in the world could do the same. I refer to the novella, "And Then There Were None," by Eric Frank Russell. Enjoy! forrest --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Advertising (was The issue that is holding e-gold commerce back.
At 09:38 PM 2/10/2001 -0500, Bob wrote: [EMAIL PROTECTED] wrote: I'm talking about THE ABILITY OF EGOLD-USING COMMERCIAL ENTERPIRES, TO ADVERTISE TO THE EGOLD COMMUNITY. We have no way other than hit or miss. You're absolutely right, JP. One of the most important reasons for advertising is simply to let people know that you exist, or what you sell, or what a current special is. It's a means of communicating. Not in my book (or in Sergio Zyman's book - "End of Marketing As We Knew It"). The main reason to advertise is to sell products! Marketing or PR may be a way of communication. For those of us in the US, do you remember the Coca Cola ads around the Super Bowl a couple of years ago where Mean Joe Green was going in to the lockers and a youngster tried talking to him, and finally got his attention with a Coke? The ad won awards, is one of the best known ads on TV, yada, yada, yada. Yet Zyman (who was CMO at Coca Cola at the time) pulled the ad very quickly. Why? "Because it didn't bring more customers into the stores." Advertising needs to be consistent, timely and focused. That payment page is the choke point. The funnel. http://www.bananagold.com/howitshouldbe.gif Man, would that be valuable to have a banner there for a while, every now and then. 68,459 funded accounts divided by 9111 spends/day equals about 8 days to be exposed to some large percentage of the spenders. You're right JP. Advertising is commercial grease, oil, silicon spray to commerce. Banner ads are the least effective way to advertise. The return is less than 1/2 of 1% return. Which is why ad companies like iVillage, Yahoo and others are suffering and looking for new ways to generate revenue. Banner ads are supposedly good for generating brand awareness, but I haven't seen any definitive facts on that. Advertising is definitely needed, but you need to use effective advertising, which is an art in itself. George __ George Matyjewicz, President Standard Reserve Corp. -- Atlanta, GA World Wide Currency for the World Wide Web http://www.standardreserve.com mailto:[EMAIL PROTECTED] --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Re: there you go Michael Moore!
The way CCs are going at the moment I believe there is a wide open niche just begging to be filled. CC fraud may only be 3% world wide but 90% of that 3% is internet fraud That is simply not correct. While there is a lot of media hype on this subject, Internet CC fraud is not a large proportion of the overall CC fraud and the numbers are pretty much in line with that of the offline fraud (which include stolen cards, stolen numbers, ATM scams, mail order telephone transactions...). and merchants are getting the worst end of the stick more and more. Since, on the Internet, we are dealing with solely "card not present" transactions (as in traditional mail/telephone-order), there the big issue of chargebacks and the fact that the Merchant Banks (maliciously?) consider this "high-risk" and place the whole liability of the transactions on the merchants themselves. The consumer has a six months timeframe to charge back (without much justification, if any, to give), and the merchant can basically not do anything to prevent this (as neatly stipulated in the Merchant Account agreements one has to sign...). To top this off the merchant pays higher processing fees, chargeback fees and risks very expensive penalties if chargebacks go above a certain threshold... In that sense, I agree, merchants are getting the worst end of the stick! BUT with the many fraud screening tools available (AVS, negative databases, sophisticated AI screening) and with good careful customer support, most merchants can stay within reasonable chargeback ratios. I would say that over 90% of today's B-to-C e-commerce is made of "card not present" Credit Card transactions. Given that a 2.5% chargeback ratio will get a high level of scrutiny from the merchant banks, and that anything over 5% chargebacks is probably the death of your merchant account (VISA/MC USA is much stricter than in the rest of the world), there would not be many merchants left processing if fraud were higher than 3% on average... Notice that BILLION $ industries like online adult entertainment or gambling are still processing mainly credit cards (hundreds of millions of transactions each year), while they are considered to be VERY high-risk by merchant banks and under high scrutiny... If someone would offer them a secure transactional medium whith no charge backs they would grab it with both arms. It would be very easy for credit card companies to move in that direction and they have a few options: - provide a gateway to verify the PIN number, therefore authenticating the user of the CC (like is done at ATMs worldwide). The PIN would be asked to validate any transaction and the burden of proof would no longer be placed on the merchant in case of chargeback requests. - use of CCs with embedded microchips (smartcards). Provide card readers to the customers and request to insert the card verify the PIN number to validate the transaction. This in effect proves that the user has the card in hand and is even more effective than the option above. Smartcards are widely used in Europe, and Amex has the BlueCard in the USA.. So the medium exists, and I am certain consumers prefer a system backed by their current, trustworthy credit card companies than some unknown "new economy" solution... But that's one man's opinion :) Regards, David PS: does anyone remember First Virtual? --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Thank you
We wanted to thank Mr. James Ray from e-gold. We received wonderful customer service from him. Thank you. George Freeman WiseAssets _ Get Your Private, Free E-mail from MSN Hotmail at http://www.hotmail.com. --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Custom account numbers
We tried to get one only two weeks ago and were told by OmniPay that they do not sell them anymore. Which is the correct answer? George Freeman WiseAssets [EMAIL PROTECTED] --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Re: Thank you
Hear Hear!!! MIKE - Original Message - From: "George Freeman" [EMAIL PROTECTED] To: "e-gold Discussion" [EMAIL PROTECTED] Sent: Monday, February 12, 2001 1:26 AM Subject: [e-gold-list] Thank you We wanted to thank Mr. James Ray from e-gold. We received wonderful customer service from him. Thank you. George Freeman WiseAssets _ Get Your Private, Free E-mail from MSN Hotmail at http://www.hotmail.com. --- You are currently subscribed to e-gold-list as: [EMAIL PROTECTED] To unsubscribe send a blank email to [EMAIL PROTECTED] --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Re: voluntary taxation
Natural resources -- including land -- are, by definition, completely useless until somebody takes first ownership and makes something of them. Try a little thought exercise: "David Hillary" [EMAIL PROTECTED] wrote: [big snip] The right to exclude other's from nature's benefits is a government granted right and it has economic value. Land titles are government created legal rights to the exclusive use of natural resources. Land and natural resources are prior to human employment and use and to economic production. The human community uses nature as a source of raw materials and a sink for the holding and/or absorbing and breaking down waste and byproducts of production. [...] Nature supples an inelastic natural resource, human communities are the demand only. Re-read this carefully, but substitute "iron ore." The right to exclude other's [sic] from nature's benefits is a government granted right and it has economic value. Ownership of iron ore is a government-created legal right to the exclusive use of this ore in the production of steel. Iron ore and other natural resources are prior to human employment and use and to economic production. The human community uses nature as a source of raw materials... [...] Nature supples an inelastic natural resource, human communities are the demand only. [...] Therefore, a tax on steel production is not a tax, but an "iron ore rent." A tax on automobiles is not a tax, but merely continued rent on the iron ore, fuel oil, and other raw materials required to build them; the land required for the factory; and the government's protection and enforcement of these (Hegelian) "property" rights. A protective tariff on automobile and raw material importation is not out of the question, either, since it secures the value of domestic natural resources and property rights. Q.E.D., in full accordance with Mr. Hillary's logic. Now try it with: Water, *gold*, silicon, coal, oil, copper, and every other "natural resource" that you can think of. And realize that, since one of the government's proclaimed duties is to protect my own person -- the most sacred and valued piece of my property! -- then why can it not tax *me* as well, and all the labor that I do? Do you think that that is justified? Or has this argument, when fully extended to its logical conclusion, just turned into attempt to undermine the very concept of "property?" [...] Thus the human community is the source of ground rent. [...] I am not a part of the "human community" beyond the extent to which I *choose* to participate! If I want to retreat back onto ***my*** land and abstain from human society, then that is my *right* -- a right prior to the existence of government, indeed, one form of the primary right upon which the existence of government is predicated. And nobody can charge me "rent" for that right without being a thief. In other words: Not on - ***MY*** - land! I *own* it. One does not pay rent on things that he *owns.* I avoid politics nowadays, since it has proven itself by and large to be a useless pursuit. Indeed, I could pour the next six hours or so into building a full rebuttal for Mr. Hillary; but what's the point? I'll sit on the sidelines, and *live free* as I always do. -- Some sort-of-anonymous person out on the Big Big Internet [EMAIL PROTECTED] "A well-educated electorate being necessary to the security of a free State, the right of the people to keep and read books shall not be infringed." IMPORTANT NOTICE: If you are not using HushMail, this message could have been read easily by the many people who have access to your open personal email messages. Get your FREE, totally secure email address at http://www.hushmail.com. --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Re: voluntary taxation (fishing)
"Bob" [EMAIL PROTECTED] wrote: Efficiency? You think a criminal enterprise can enforce efficiency? They can't even do that in the Military. Show me one government operation that is efficient. Just one! Easy! How about their hiring offices for shiny new bureaucrats? Those seem to be pretty damned efficient, both at pulling in new slack^H^H^H^H^Hworkers by the gazillions and at weeding out applicants who possess any degree of intelligence, ethics, common sense, or courtesy. And how about the super-duper-propaganda-spinmeistering machines? Those are efficient at pulling wool over the public's eyes. And waste! They're exceedingly efficient at getting rid of money and destroying capital. And I bet you have no idea how much efficiency it takes to churn out bazillions of pages of new laws, edicts, e.o's, statutes, regulations, specifications, precedents, decisions, and codes every year. I tell you, the government can be efficient when it wants to be... [EMAIL PROTECTED] IMPORTANT NOTICE: If you are not using HushMail, this message could have been read easily by the many people who have access to your open personal email messages. Get your FREE, totally secure email address at http://www.hushmail.com. --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Re: others?
At 12:21 PM 2/7/2001 -0500, wiseservice wrote: Is there an information forum for exchange providers? What do you mean by an exchange forum? We have a private "members only" information site for our exchange agents which provides: Agent Training program Standard Reserve Customer Service Manual Marketing Programs Products and services Agent Communications "How do I..." which explains the details of working with Standard Reserve Agent Agreement and the Agent Application forms Standard Reserve Shopping Cart Interface George __ George Matyjewicz, President Standard Reserve Corp. -- Atlanta, GA World Wide Currency for the World Wide Web http://www.standardreserve.com mailto:[EMAIL PROTECTED] --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Re: Advertising (was The issue that is holding e-gold commerce back.
George Matyjewicz wrote: At 09:38 PM 2/10/2001 -0500, Bob wrote: [EMAIL PROTECTED] wrote: I'm talking about THE ABILITY OF EGOLD-USING COMMERCIAL ENTERPIRES, TO ADVERTISE TO THE EGOLD COMMUNITY. We have no way other than hit or miss. You're absolutely right, JP. One of the most important reasons for advertising is simply to let people know that you exist, or what you sell, or what a current special is. It's a means of communicating. Not in my book (or in Sergio Zyman's book - "End of Marketing As We Knew It"). The main reason to advertise is to sell products! Marketing or PR may be a way of communication. George, The first order of an e-gold business once it's open for business is to get the word out that the *business exists*! Just how are funded e-gold account holders to even know that an e-gold business exists if you have no means to *communicate* that fact to them? For those of us in the US, do you remember the Coca Cola ads around the Super Bowl a couple of years ago where Mean Joe Green was going in to the lockers and a youngster tried talking to him, and finally got his attention with a Coke? The ad won awards, is one of the best known ads on TV, yada, yada, yada. Yet Zyman (who was CMO at Coca Cola at the time) pulled the ad very quickly. Why? "Because it didn't bring more customers into the stores." Makes sense to me. Pull it. Why spend the money if it doesn't make a *measurable* difference. Now, if I put a brand new e-gold accepting business on the Web, put in a bunch of legitimate key words after the tag, and a good description after the tag and do some good work making submissions to the search engines, and then wait 3 months, I'll bet I get next to no or very little hits. But, if I do all that *and* have a banner on e-gold's confirm payment page real close to the day the site went public on the Web, I'll bet the 2 hits rates are like *night* and *day*. In the long run? That's another story. Advertising needs to be consistent, timely and focused. Agreed. Every year people are dying off and being born. In fact the founder of Coca Cola understood the importance of your above remark. That payment page is the choke point. The funnel. http://www.bananagold.com/howitshouldbe.gif Man, would that be valuable to have a banner there for a while, every now and then. 68,459 funded accounts divided by 9111 spends/day equals about 8 days to be exposed to some large percentage of the spenders. You're right JP. Advertising is commercial grease, oil, silicon spray to commerce. Banner ads are the least effective way to advertise. The return is less than 1/2 of 1% return. Which is why ad companies like iVillage, Yahoo and others are suffering and looking for new ways to generate revenue. No body is saying the banners are the be all and end all of it. Promoting a business in the long run should involve any number of actions. Particularly those that cause word of mouth advertising. 'course one has to offer something worth talking/recommending about. And, of course no business will do well no matter the amount spent of advertising if they are selling something nobody wants. Banner ads are supposedly good for generating brand awareness, but I haven't seen any definitive facts on that. If you run across any, please let us know. Advertising is definitely needed, but you need to use effective advertising, which is an art in itself. George Bob --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] domains.jhcloos.net
Hi, Does anyone know if Jim C. is away on holiday or something? I had a difficulty with a domain reg. On Friday and after 2 e-mails have not had a reply from Jim yet. Thanks, Sidd. --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Public Accounts?
Hey! Can anyone tell me how to make an e-gold account balance public? I thought you used to be able to do it when you accessed an account. But when I went looking the facilities were not there. Were they before? Or am I misremembering? CCS --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] RE: Public Accounts?
Can anyone tell me how to make an e-gold account balance public? I thought you used to be able to do it when you accessed an account. But when I went looking the facilities were not there. Were they before? Or am I misremembering? As far as I know, you always have needed to ask Jim Ray to do it for you... --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] RE: Public Accounts?
Sidd wrote: Can anyone tell me how to make an e-gold account balance public? I thought you used to be able to do it when you accessed an account. But when I went looking the facilities were not there. Were they before? Or am I misremembering? As far as I know, you always have needed to ask Jim Ray to do it for you... Imagine e-gold with no Jim Ray! . .. ... .. ... Phew. That was a bummer! --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
[e-gold-list] Re: there you go Michael Moore!
The way CCs are going at the moment I believe there is a wide open niche just begging to be filled. CC fraud may only be 3% world wide but 90% of that 3% is internet fraud The 3% figure came from a report from a credit card company. American Express from their report of 2000 into Credit Cards. Irregardless of that I think that most MMs will agree that cc fraud is or was highly prevalent in our gold economy. This was the prime cause for very few MMs now accepting CCs any more. BUT with the many fraud screening tools available (AVS, negative databases, sophisticated AI screening) and with good careful customer support, most merchants can stay within reasonable chargeback ratios. I would say that over 90% of today's B-to-C e-commerce is made of "card not present" Credit Card transactions. Given that a 2.5% chargeback ratio will get a high level of scrutiny from the merchant banks, and that anything over 5% chargebacks is probably the death of your merchant account (VISA/MC USA is much stricter than in the rest of the world), there would not be many merchants left processing if fraud were higher than 3% on average... If someone would offer them a secure transactional medium whith no charge backs they would grab it with both arms. Yes Credit cards CAN be beefed up to be smart cards, even to the point of fingerprints and Iris Prints.But this is a question of economics, How much are the banks prepared to spend at at what point will they spend it to upgrade the security of CCs. The answer is that point which it affects their profit and the return to the shareholders. This technology is available and has been so for some time and I must say that Australia is always one of the first to employ new technology when it arrives, on line transactions are an example.Yes outside of the US there is some smart card technology in use. In Australia it is used in cable boxes, so, unlike the US, you cannot 'acquire' illegal cable tv as the signal is scrambled and you need a smart card initialed from the main office in order to unscramble it. Banks will not offer a no chargeback service until they can be assured that there can never be a chargeback. They will only offer a system guaranteed to benifit them As such I still believe David, that the cost of doing business with credit cards, from a merchant point of view, is increasing and an alternative such as the gold economy offers a more secure transactional medium with less possibility of fraud and a more economical cost basis.. the costs will not reduce for the benefit of the merchant. The merchant HAS to have a transactional medium. The costs will be reduce when it is in the interest of the bank. The merchant, using the gold economy however, is not dependent on bank issued technology or bank facilities to the same degree. The idea of using the gold economy is to move away from the paper currency and back to the gold backed economy. I believe that is what this discussion is really about. It seems to me that promoting the globalist view, as had been couched in many ways over the past few days, does not help the gold economy flying in the face of what I call capitalised socialism (I can explain that term but it is not for this discussion baord - this is about the gold economy). Merchants are not interested in globalisation, or how much better for the banks this or that system it. Merchants are only interested in an economical system that is secure and has no or little chargebacks and which is speedy enough to service their customers. Arguing in favour of the banks will not encourage merchants to use the gold economy as a transactional medium. Arguing in favour of the the gold economy may do Kind regards, Michael Moore [EMAIL PROTECTED] http://www.gold-today.com Sign up with e-gold today and get grams of e-gold here. https://www.e-gold.com/newacct/newaccount.asp?cid=129542 subscribe to the gold-today discussion group at http://groups.yahoo.com/group/goldtoday --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]
