[e-gold-list] Standard Reserve

2001-12-05 Thread Michael Moore


Does anyone know if Standard Reserve is down or not functioning 
properly?

I cannot 'send money' as it tells the exchange rates are not available.
Kind regards,

[EMAIL PROTECTED]
http://www.gold-today.com

"Never believe that a few caring people can't change the world. For, 
indeed, that's all who ever have."
- Margaret Mead


-
A private Secretary for $29.95 pa
http://www.mbox.com.au/consumer_basic_more.html

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[e-gold-list] Re: After my previous post...

2001-12-05 Thread Fidex Marketing

Hi all

> After we tried to understand why we encountered so
> many problems with the cards he supplies, we found
> that *all* problems comes from the Parex bank in
> Latvia.
> Contradictory declarations from the Parex officer to
> Frank and to me, funds that strangely disappeared 5
> days to re-appear suddenly without any explainations,
> etc etc. All that made me very angry after Frank at
> EurogoldLine, although he really tried to find out and
> fix the problems.

Frank is a great guy.

Parex is a big bureaucratic machine which is obviously going to try to take advantage 
of anonymous cardholders in order to sit on a float for a few days. As I recall it 
even says in the terms and conditions for these cards that it will take a few days to 
credit funds. I have been in Parex's card issuing department and I have rarely seen 
such chaotic looking desks anywhere in the world. And the fashion tastes of the lady 
we met would not appeal to more conservative list members. If you can live with this, 
Parex is a perfectly OK bank to do business with.

Regards
Nick
Fidex


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[e-gold-list] Re: Power for the People

2001-12-05 Thread Fidex Marketing

Jim,

> Euros have been in use for some time, and for about the last
> year most of the disappearing currencies have been in a
> mode of forced-exchange to the Euro.  So, in Paris this Summer,
> paying in francs at Timhotel was only possible using the
> franc-Euro exchange rate set by fiat by the European money
> authorities.  I found it better to exchange US dollars for
> francs or Euros at a cambio rather than accept this terrible
> franc-Euro exchange.  At one point, it seemed cheaper to
> exchange francs to dollars to Euros at a cambio rather than
> accept the fiat exchange rate.  Again, many people have gotten
> used to thinking in Euros, especially folks in Europe

This really does not make any sense. I am not interested in doing a marketing job for 
Euros. It is just facts. The fact is it is a FIXED exchange rate and there is NO 
DIFFERENCE between French Francs and Euros. You could not possibly have bought Euros 
at a cambio because they do not yet exist in paper form (well maybe you could have 
bought Euro travellers cheques, that's about it) . If you were paying by cheque or 
card then there is NO DIFFERENCE between French Francs and Euros, they are one and the 
same creature. If you exchanged French Francs into dollars into Euros then someone was 
ripping you off big time.

I can understand why members of the public might be confused by the Euro. However the 
banking business, even US banks, Visa, Mastercard etc have been settling all "legacy 
currency" transactions in Euros for the past two years. So I really don't understand 
why it has suddenly become such a big deal amongst people on this list who are 
supposedly knowkedageable on currency trading etc.

Regards
Nick
Fidex


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[e-gold-list] Re: VISA: All Your Password Are Belong to Us

2001-12-05 Thread Vince Callaway

James M. Ray wrote:

>
>Of course, the cardholder is not liable if someone goes on a cybershopping
>spree with a purloined number. But disentangling the fraud is a problem.
>And the banks and merchants have to absorb the loss.
>
[skip a few lines]

>American Express (news/quote) says that it does not see a compelling reason
>to press for a new user identification system as it is comfortable with its
>fraud losses. But the company said it might move to a new password system
>if the industry agreed on a standard.
>
Now compare those two statements.

Credit card companies NEVER suffer a loss, in fact they profit from it. 
 It gives them an excuse to raise the fees they charge the merchants!

The truth is out there, you just have to filter out the sound bites.


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[e-gold-list] VISA: All Your Password Are Belong to Us

2001-12-05 Thread James M. Ray

Fascinating -- and a suggestion I (among others...) gave them, for free,
over a decade ago. Hey, any Argentine e-gold users out there? I think a
firsthand account of the present crisis might be interesting, even if the
Argentine government persists in its stubborn clue-resistance...
JMR

From: "R. A. Hettinga" <[EMAIL PROTECTED]>
Date: Mon, 3 Dec 2001 09:19:34 -0500

http://www.nytimes.com/2001/12/03/technology/ebusiness/03CARD.html?todaysheadlines

December 3, 2001


Visa Starts Password Service to Fight Online Fraud


By SAUL HANSELL
 

Something seems backward about the way that credit card companies have used
the Internet. If you want to see your balance or pay your bill online, you
will need to log on to the credit card company's site with a password. But
to spend money on other sites, all you need is the card number itself, the
same one available to anyone who finds a stray receipt or picks the wallet
from your pocket.

Of course, the cardholder is not liable if someone goes on a cybershopping
spree with a purloined number. But disentangling the fraud is a problem.
And the banks and merchants have to absorb the loss.

Visa is trying to change that, albeit very slowly. Starting today, it will
invite cardholders to link their cards to a password. People using those
cards at online stores set up to handle the new system, called Verified by
Visa, will be asked for the password as they check out. MasterCard is
working on a slightly more complex approach to verifying cardholders'
identities; it plans to introduce the changes next year.

At first, both of these systems will be optional for cardholders, online
stores and the various banks that issue the cards. Visa predicts that only
6 percent of its cards will have passwords in the first year.

That means that 94 percent of cards will still be an open invitation to
crooks. And even those cards that do have passwords can still be used at
sites - including Amazon.com (news/quote) - that do not want to ask for the
passwords. Indeed, Visa's software does not even work on Macintosh
computers, so a Mac-using card thief would not be deterred by the system.

Visa argues that it is taking the first steps in a long process to make
online buying more secure. It says it will write software for the Mac and
find ways to encourage participation. Visa, which is an association owned
by the banks, hints that if the system works as it hopes, it will
ultimately require passwords for online purchases.

"If the market accepts this over the next year, we have levers we can pull
to increase adoption," said James McCarthy, a senior vice president at
Visa's eVisa business unit.

So far, even some of the biggest Visa banks are not so sure they want to
force any cardholder to obtain a password who does not want one.

"The last thing we want to do is curtail any purchase activity from someone
because they don't want to take the time to sign up for the system," said
Hugh Bleemer, executive vice president for e-business at First USA, the
largest Visa card issuer.

First USA, which will be among the first to let cardholders sign up for
Verified by Visa, says it is not so much concerned about fraud itself as
simply the fear of fraud felt by some of its cardholders.

"When we look at research and talk to our customers, we know there is a
group that would like us to provide an added level of security," Mr.
Bleemer said.

For the banks, moving shopping online can have a big effect. In stores,
only 30 percent of dollars spent are with general- purpose credit cards. On
the Internet, that share is 90 percent.

Fraud, meanwhile, is hardly a major problem for the credit card issuers.
Visa says that just 7 cents for every $100 in card purchases is lost to
fraud, half the rate of 10 years ago. But 25 cents for every $100 in online
purchases is fraud. The online fraud rate has been stable in recent years,
but the overall number has grown, as e-commerce now represents just under 4
percent of Visa card purchases.

"If we don't get to the root causes of this, the losses will continue to
grow," Mr. McCarthy said.

One reason the banks have not been so concerned about fraud losses is that
under credit card rules, online stores - and other mail order merchants -
must cover the costs of any charge that the consumer says was unauthorized.
(In a store, where the customer signs a charge slip, the bank issuing the
card is liable for fraud.)

Moreover, in 2003, Visa expects to change these rules so that merchants
that accept Verified by Visa will not be liable for unauthorized charges.

That promise is not enough to get Amazon.com, the largest online store, to
participate in Verified by Visa.

"From our standpoint, the amount of friction that Verified by Visa
introduces for the customer outweighs the benefit from reducing fraud,"
said Mark Britto, Amazon's director of corporate development. "It would
turn one-click ordering into four- point, three-click ordering," he said,
referring to the online store's tradem

[e-gold-list] KISS for the People!

2001-12-05 Thread Jim Davidson

Dear Nick & JP,

> I worry about adding any more javascript complications 
> to the world's most important web page .. the e-gold 
> spend page.

As long as the web sites we've already developed don't
have to change scripts, I don't have a difficulty with
e-gold making enhancements.  If they make changes that
force me to pay for updates to our web sites, I'll be
pissed.

> Also, what Nick says is absolutely correct:

No, it isn't.

> There just seems to be no reason at all to have 
> the historic currencies like the French Franc 
> or whatever.

Yes, there is.  People in France have been "thinking"
in French francs for some time.  While they have been
forced to pay an unfavorable exchange rate into Euros
lately, and are soon forced to use Euros only, there
are many who may still think in French francs and even
prefer to price their web sites in those currencies.

Positioning is that aspect of marketing science that
involves the way people think about products.  A
company that tries to change the way people think,
rather than fitting its marketing into the existing
thinking patterns, is going to have difficulty.  It
may be that the difficulty is worth the results, but
often it isn't.

For example, and I take this example from Ries & Trout's
book on Positioning "The battle for your mind," Avis
rental car agency has tried to advertise itself as the
best rental car company.  Every time it has done so, it
has lost market share, and seen very little value for
its advertising dollar.  Only when Avis embraces its #2
position, and advertises with slogans like "We're #2, we
try harder" has it had good results from its advertising.
Getting people to bump Hertz out of the #1 rental car
slot in their minds is not practical.  It might be possible,
but it would cost a tremendous amount of money.  The fact
that many people don't want to pay Hertz's prices makes it
easy for competitors to get market share, but they cannot
expect to be thought of as the #1 rental car company, even
if, in some categories of measurement, they actually are.

Making it possible for people who think in a currency
other than USdollars, Euros, grams, or ounces to see their
currency of choice would seem to be a good thing.

Just because the Euro has forced all these other currencies
out of existence doesn't mean it has force them out of
people's minds.  And, submitting to what the Euro banking
cartel wants people to do seems like gutless defeatism.

Regards,

Jim
 http://www.GoldBarter.com/ --> a free market
 http://www.Cambist.net/ --> exchanges
 http://www.ezez.com/free/freejim.html --> cool speaker


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[e-gold-list] Power for the People

2001-12-05 Thread Jim Davidson

Dear Friends,

It seems to me that grams of gold (or other metal) are a good
way of thinking about what e-gold (and other DGCs) represent.
Since a gram of gold is always a gram of gold, no matter how
badly inflated a fiat currency gets, it seems rational to
think in grams.

Ounces are also somewhat useful, since many commodities lists
show a standard contract denominated in ounces, and list the
current price in (typically US dollars) per ounce.  Knowing
what an ounce of gold is going for is a good thing.  Ounces
are also good for silver, much better than grams.  An ounce
of silver is on the order of $5, so it is close to Claude's
idea of "the cost of a meal."  A couple of ounces of silver
are about a gram of gold.

US dollars are used worldwide.  While DGCs are the thinking
person's preference for money, not everyone thinks much. A
very great many people think of prices in terms of US dollars.
Many people who use other currencies also think in US dollars.
There is no reason to push people to change their way of 
thinking; the reason not to do so is that it loses a lot of
the market's interest.

Euros have been in use for some time, and for about the last
year most of the disappearing currencies have been in a
mode of forced-exchange to the Euro.  So, in Paris this Summer,
paying in francs at Timhotel was only possible using the
franc-Euro exchange rate set by fiat by the European money
authorities.  I found it better to exchange US dollars for
francs or Euros at a cambio rather than accept this terrible
franc-Euro exchange.  At one point, it seemed cheaper to
exchange francs to dollars to Euros at a cambio rather than
accept the fiat exchange rate.  Again, many people have gotten
used to thinking in Euros, especially folks in Europe.

Having the option of stating the payment in terms of other
currencies is a good thing, and a service.  It picks up
Yen and CHF, which is great.  Yet, these aren't cluttering
the screen normally.

Part of the value, for me, of using e-gold, GoldMoney, 3PGold,
1mdc, and e-bullion, is to help change the culture.  The 
pervasive culture worldwide doesn't apply much thought to the
issue of "what is money."  Since that issue is paramount to
the excessive and unwarranted influence of the banking cartel,
and since that cartel has been responsible for very much of
the evil in the world (e.g., getting between people and their
property, using government to enforce fiat currency values, etc.)
it is important, to me, to pressure people to think about
that issue.  Promoting the widespread use of grams as a unit
of currency and gold and silver as metals backing hard money
is important.  To me.

Getting off this planet, making humanity a multi-planetary species,
and obtaining the kind of personal freedom I seek for myself are
purposes that cannot be met within the context of the current
world superpower governments and with the current banking cartel
in power.  I know from personal experience.

Regards,

Jim
 http://www.GoldBarter.com/ --> a free market


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[e-gold-list] Re: Anonymous remailer, HDD-encryption and e-gold structuring

2001-12-05 Thread Greg Broiles

At 01:02 PM 12/4/2001 -0500, you wrote:


>UPDATE For Greg:
>
>
>www.nic.ch updated today the new ownership of www.privacy.li
>you may want to check it out at your leisure sometimes even miracles
>ahappen:-)

When you say "updated today the new ownership", what do you mean? Has the 
company changed hands in the last 3 days, or just the domain name? Or have 
you simply removed the publicly visible information which was linked to an 
entity which was involved in a dispute regarding misuse of entrusted funds?

You're going to have to be a lot more forthcoming before I'd dream of 
sending you any gold or recommending you to someone seeking privacy.


--
Greg Broiles -- [EMAIL PROTECTED] -- PGP 0x26E4488c or 0x94245961
Eliminate due process, civil rights? It's the Constitution, stupid!


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[e-gold-list] After my previous post...

2001-12-05 Thread Michel Lucien

Hi,

Some days ago I posted on that list the message quoted
below.

I would like to offer my apologies to EurogoldLine.nl,
the Market-Maker that was concerned by my message. 

After we tried to understand why we encountered so
many problems with the cards he supplies, we found
that *all* problems comes from the Parex bank in
Latvia.
Contradictory declarations from the Parex officer to
Frank and to me, funds that strangely disappeared 5
days to re-appear suddenly without any explainations,
etc etc. All that made me very angry after Frank at
EurogoldLine, although he really tried to find out and
fix the problems.

EurogoldLine is a GREAT market-maker, and I strongly
recommend him for e-gold users who want a reliable -
and fast Service. Moreover, I now CAN recommend the
cards that EurogoldLine supplies, to be used for small
or for *large* amounts.

I add that, after my message, I got a few offers that
make me think that a few scamsters are on the List,
waiting nice pigeons!


Regards,
ML


> We purchased a few debit cards from Parex bank, from
one e-gold market
> maker. After a positive test with the MM, we have
been waiting 10 days for
> the cards to be funded... And they have never been,
the MM seems unable to
> do this and just sent us the gold back, 10 days
later. Selling cards that
> he can't fund... But that is another problem!

> We are looking for a market maker who could buy our
gold and fund those
> cards QUICKLY. The amounts are by block of USD
10,000. After having heared
> "promise" during 2 weeks for NO result, we now
prefer "facts". In other
> words, we prefer the cards to be funded QUICKLY
$5,000 by $5,000 rather
> than to wait a century for + $10,000.


__
Do You Yahoo!?
Buy the perfect holiday gifts at Yahoo! Shopping.
http://shopping.yahoo.com

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[e-gold-list] Domain for sale.

2001-12-05 Thread Vince Callaway

A little over a year ago I registered downlinegroup.com for a friend. 
 He later decided he did not want it.  I don't really want it either.

There is a ponzi operating at downlinegroup.net and I periodicly get 
email from someone complaining about not gettting paid.  I would rather 
not have the taint of having my name on it.

Now that I have stated why I don't want it I will state that I think it 
has value.  If anyone would like to take this name I am offering up for 
sale for $1,000.  All gold currencies accepted.

Vince Callaway
FreedomHound.com



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[e-gold-list] Re: Another one bites the dust (needlessly)

2001-12-05 Thread James M. Ray

At 01:02 PM -0500 12/05/2001, C. Cormier - Ormetal Inc. wrote:
...
>I think that the reason as more to do with the fact that people still 
>prefer real books to e-books. It is still annoying to read a book on a 
>computer.
>
>However, I am thinking that when a sort-of protable electronic book 
>reader is available on the market, e-books will get more popular.

Hi Claude.

I'd agree that paper books are very nice, but I think that rather than
single-purpose readers, we will see nicer and nicer screens on our
notebooks. I'm about to (well, eventually) get another Mac, probably
through Banana (but probably after Christmas, and that new screen
technology ROCKS). Aside from the feeling of a nice book in your
hands (which can never be duplicated, IMO) I think people will get
used to more electronic screens over time.

>Of course, digital gold currencies will always remain the best way 
>top shorten the 0rder-to-Delivery period.  

Yeah, that's my main point. It also seems like these guys give up too
easily. If they saw that the cost of receiving payments & automating
delivery were this low by switching to e-gold, they'd just fire everyone
anyway and stay open in what I'd like to christen "rum punch mode."
JMR

Who got back with 23 "Bahamian" cigars! 


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[e-gold-list] Re: Another one bites the dust (needlessly)

2001-12-05 Thread C. Cormier - Ormetal Inc.

On 5 Dec 2001, at 11:53, James M. Ray wrote:

>  The reason they
> aren't making money is almost certainly that they are simply unable to
> sufficiently-automate the chain between getting-paid & delivery. 

James,

I think that the reason as more to do with the fact that people still 
prefer real books to e-books. It is still annoying to read a book on a 
computer.

However, I am thinking that when a sort-of protable electronic book 
reader is available on the market, e-books will get more popular.

Of course, digital gold currencies will always remain the best way 
top shorten the 0rder-to-Delivery period.  

Claude Cormier
Ormetal Inc.

http://www.goldcurrencies.ca
http://www.ormetal.com
=
Claude Cormier Public Key
http://www.ormetal.com/keys/ClaudeCormier.asc
=

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[e-gold-list] Another one bites the dust (needlessly)

2001-12-05 Thread James M. Ray

It's a pity these desperate companies never seem to get desperate-
enough to think any differently about ecommerce. The reason they
aren't making money is almost certainly that they are simply unable
to sufficiently-automate the chain between getting-paid & delivery. 

I doubt they'd believe e-gold can solve this problem for them today, 
but it could.

...
 D I T H E R A T I
 see the digerati dither, daily
>
>   BOOK VALUE
>
> "The market for e-books has simply not developed 
> the way we hoped, and given the overall economic 
> climate, we can't jeopardize our thriving print 
> business by carrying a money-losing operation 
> indefinitely into the future."
>
> Larry Kirshbaum, chairman of Time Warner Trade
> Publishing, on closing iPublish.com, a venture
> that redefined publishing as we know it only
> by being unprofitable, News.com, 4 December 2001
 
http://news.cnet.com/news/0-1005-200-8069120.html
 
(see also http://news.cnet.com/news/0-1005-200-7829133.html 
for the Random-House version of the same, sad story).
JMR

>- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
>
>Ditherati appears daily on weekdays. An archive is
>online at http://www.ditherati.com/archive/

"e-gold is to money what email is to letters."  -- JP May
--
Regards, James M. Ray  <[EMAIL PROTECTED]> PGP = 0xAE141134 
Try a free e-gold account: http://www.e-gold.com/e-gold.asp?cid=101574   
http://www.omnipay.net  to buy/sell http://two-cents-worth.com/?jmr&EG 
if you think my message was worth "2 cents."

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[e-gold-list] Re: Sites using e-gold

2001-12-05 Thread Andrew McMeikan

I have done well on bamdex but I feel kind of guilty about it.  Would be
better if I could suck money off lots of people rather than just the few
that trade now and then.  Out of many trades I have never lost (except to
myself ;) many apologies to those less cautious, I am spending your money
well!

   cya,   Andrew...

> Has anyone had any experience with either the $1000 gold contract website
> bamdex.com or xodds.com that they would like to comment on? 
> Thanks 
> B Pate 
> 
> 
> 
> http://two-cents-worth.com/?109406&EG
> 

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[e-gold-list] DNS.vanrein.org is back!

2001-12-05 Thread Rick van Rein

-BEGIN PGP SIGNED MESSAGE-
Hash: SHA1

Hello,

The domain services at DNS.vanrein.org are back online -- including all the
tools and the $15/yr, fully automated sales.

It's been down a lot lately -- first had somebody trying to break in, followed
by ISP "maintenance" (I would call it "messing up") but the trouble is over!

The break-in failed, but I decided to go offline until I was certain what
had happened (a script kiddy, not someone who seriously knows what they
were doing) and what to do about it (update SSH beyond the version I had
running). I took the "chance" of the downtime to do a major hardware upgrade,
ready for growth and expensian. More importantly, the operating system is
now a more secure one (Linux, designed with "cool" in mind, was replaced
with FreeBSD, designed with "secure" in mind).

To celebrate the new opening, there will be a special offer added over the
coming days, namely the new .name top-level, intended primarily for
email-aliases of personal email addresses. You may want to get one to sell
aliases to all your family members!

Sorry to anyone who was disturbed by the downtime -- I think the above
helps to understand it.


Cheers,

Rick van Rein.
-BEGIN PGP SIGNATURE-
Version: GnuPG v1.0.6 (FreeBSD)
Comment: For info see http://www.gnupg.org

iD8DBQE8Ddd8VVg0GvW60c0RAgItAJ0T7zY0LrQdCTk4ZYhrhXZvpXi4HACggoS7
4344qWbEpt0VY2SS5nV/Si0=
=RMsu
-END PGP SIGNATURE-

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