[FairfieldLife] Re: Wells Fargo May Be Cheating You

[jr_...@yahoo.com [FairfieldLife]]

 

 

 Doug et al,
 

 I believe Wells Fargo may be representative of the current practices that 
banks are doing ostensibly and secretly.  IMO, banks are aggressively promoting 
annuities to customers, which are not insured by FDIC, because of the higher 
interest earnings than CDs and money market accounts.  At the same time, the 
banks are not financially liable if the annuities fail.  Typically, these 
annuities are offered by insurance companies through the banks.
 

 Within the past year, Wells Fargo sold its financial branch which offered 
these annuities from insurance companies.  Wells Fargo has completely dropped 
the financial branch and the accompanying annuities from its books.
 

 So, the caveat is: beware of banks offering higher interests for financial 
instruments that are not insured by the FDIC.
 
---In FairfieldLife@yahoogroups.com,  wrote :


 "Wells Fargo CEO To Forfeit Tens Of Millions.."
 Tens of Millions Dollars?  Does that resolve the inflicted (spiritual) hurt of 
the ethical performance of this management over its employees?
 

 Wells Fargo CEO To Forfeit Tens Of Millions In Stock Awards Amid Scandal 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 
 
 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 
 Wells Fargo CEO To Forfeit Tens Of Millions In Stock A... 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 Wells Fargo says John Stumpf and the former retail-banking head will forfeit 
stock awards worth about $60 million combined, after employees opened 
unauthorized ...


 
 View on www.npr.org 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 Preview by Yahoo 
 

  
 

 
---In FairfieldLife@yahoogroups.com,  wrote :

 Profound in sin, management in forcing the deeper spiritual hurt in this is 
what that toxic management's style may have done to the spiritual heart or 
yogic subtle bodies of so many young employees of Wells Fargo Bank. 

 “Wells Fargo knew that their unreasonable quotas were driving these unethical 
behaviors..”

 The US Senators were right in particularly going after the toxicity of the 
management.  The Senators were absolutely righteous on directly calling that 
for what it is.  Shame on those who would perpetuate such crippling energetics 
as they evidently pursued over their employees up and down inside that 
organization at Wells Fargo Bank.  
 

 
---In FairfieldLife@yahoogroups.com,  wrote :

 "Although this policy was known to top executives of defendants, plaintiffs, 
as bankers, were blamed for harm to clients and retaliated against."
 

 Wells Fargo Slammed With $2.6 Billion Lawsuit By Terminated Workers 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 
 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 Wells Fargo Slammed With $2.6 Billion Lawsuit By Ter... 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 “Wells Fargo knew that their unreasonable quotas were driving these unethical 
behaviors that were used to fraudulently increase their stock price and benefit 
th...


 
 View on www.zerohedge.com 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 Preview by Yahoo 
 

  


---In FairfieldLife@yahoogroups.com,  wrote :

 In spiritual accounts, that kind of toxic hurt they conceived and perpetuated 
on their employees is likely as material as what small claims on the 
fraudulently opened accounts could reach, a hurt in small people's lives that 
is spiritual in a way that these corporate Wall Street banker managers seem not 
to grock.  
 

 Chasing down the falsely opened accounts in people’s lives is a complete waste 
of everyone’s time but the hurt of whipping the institutional employee 
spiritual psychological as they apparently did is an embedded sin that will 
take some longer time for the spiritual hurt to heal in the employee that it 
was done to. 
 

---In FairfieldLife@yahoogroups.com,  wrote :

 Steve,
 

 We have to commend your efforts for taking on the big banks to court.  That 
will give them a lesson not to push the customers around.  Next time, they 
could resolve any problems  with the customers before  they get to court. 
 

 With Wells Fargo, I hope that this news exposure about their toxic practices 
will change their management policies for their own corporate health and the 
safety of their customers' money.
 

 
---In FairfieldLife@yahoogroups.com,  wrote :

[FairfieldLife] Re: Wells Fargo May Be Cheating You

[steve.sun...@yahoo.com [FairfieldLife]]

One possible scenario.  Warren Buffett is a major shareholder of WF, and he 
indicated he would not have anything to say on the matter until November, so I 
suppose  he might be making his feelings known.  I am guessing there might be 
skepticism on the part of many here that he could act in an ethical way, but I 
have observed that he insists on a pretty high standard for those that work for 
him, and to whatever extent possible, his investments. He avoids controversy 
whenever possible. 

 He did fire his second in command, heir apparent, after what was seen to be an 
ethical lapse several years ago.
 

---In FairfieldLife@yahoogroups.com,  wrote :

 "Wells Fargo CEO To Forfeit Tens Of Millions.."
 Tens of Millions Dollars?  Does that resolve the inflicted (spiritual) hurt of 
the ethical performance of this management over its employees?
 

 Wells Fargo CEO To Forfeit Tens Of Millions In Stock Awards Amid Scandal 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 
 
 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 
 Wells Fargo CEO To Forfeit Tens Of Millions In Stock A... 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 Wells Fargo says John Stumpf and the former retail-banking head will forfeit 
stock awards worth about $60 million combined, after employees opened 
unauthorized ...


 
 View on www.npr.org 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 Preview by Yahoo 
 

  
 

 
---In FairfieldLife@yahoogroups.com,  wrote :

 Profound in sin, management in forcing the deeper spiritual hurt in this is 
what that toxic management's style may have done to the spiritual heart or 
yogic subtle bodies of so many young employees of Wells Fargo Bank. 

 “Wells Fargo knew that their unreasonable quotas were driving these unethical 
behaviors..”

 The US Senators were right in particularly going after the toxicity of the 
management.  The Senators were absolutely righteous on directly calling that 
for what it is.  Shame on those who would perpetuate such crippling energetics 
as they evidently pursued over their employees up and down inside that 
organization at Wells Fargo Bank.  
 

 
---In FairfieldLife@yahoogroups.com,  wrote :

 "Although this policy was known to top executives of defendants, plaintiffs, 
as bankers, were blamed for harm to clients and retaliated against."
 

 Wells Fargo Slammed With $2.6 Billion Lawsuit By Terminated Workers 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 
 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 Wells Fargo Slammed With $2.6 Billion Lawsuit By Ter... 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 “Wells Fargo knew that their unreasonable quotas were driving these unethical 
behaviors that were used to fraudulently increase their stock price and benefit 
th...


 
 View on www.zerohedge.com 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 Preview by Yahoo 
 

  


---In FairfieldLife@yahoogroups.com,  wrote :

 In spiritual accounts, that kind of toxic hurt they conceived and perpetuated 
on their employees is likely as material as what small claims on the 
fraudulently opened accounts could reach, a hurt in small people's lives that 
is spiritual in a way that these corporate Wall Street banker managers seem not 
to grock.  
 

 Chasing down the falsely opened accounts in people’s lives is a complete waste 
of everyone’s time but the hurt of whipping the institutional employee 
spiritual psychological as they apparently did is an embedded sin that will 
take some longer time for the spiritual hurt to heal in the employee that it 
was done to. 
 

---In FairfieldLife@yahoogroups.com,  wrote :

 Steve,
 

 We have to commend your efforts for taking on the big banks to court.  That 
will give them a lesson not to push the customers around.  Next time, they 
could resolve any problems  with the customers before  they get to court. 
 

 With Wells Fargo, I hope that this news exposure about their toxic practices 
will change their management policies for their own corporate health and the 
safety of their customers' money.
 

 
---In FairfieldLife@yahoogroups.com,  wrote :


 Here's a funny story, I don't think I've told before.  Several years ago we 
applied for a home equity loan.  It turns out that on our previous mortgage 
Wells Fargo had transposed two numbers, so that it appeared 

[FairfieldLife] Re: Wells Fargo May Be Cheating You

[dhamiltony...@yahoo.com [FairfieldLife]]

"Wells Fargo CEO To Forfeit Tens Of Millions.."
 Tens of Millions Dollars?  Does that resolve the inflicted (spiritual) hurt of 
the ethical performance of this management over its employees?
 

 Wells Fargo CEO To Forfeit Tens Of Millions In Stock Awards Amid Scandal 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 
 
 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 
 
 Wells Fargo CEO To Forfeit Tens Of Millions In Stock A... 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 Wells Fargo says John Stumpf and the former retail-banking head will forfeit 
stock awards worth about $60 million combined, after employees opened 
unauthorized ...
 
 
 
 View on www.npr.org 
http://www.npr.org/sections/thetwo-way/2016/09/27/495649072/report-wells-fargo-considers-clawing-back-executive-pay-over-fake-account-scanda
 
 Preview by Yahoo 
 
 
  
 

 
---In FairfieldLife@yahoogroups.com,  wrote :

 Profound in sin, management in forcing the deeper spiritual hurt in this is 
what that toxic management's style may have done to the spiritual heart or 
yogic subtle bodies of so many young employees of Wells Fargo Bank. 

 “Wells Fargo knew that their unreasonable quotas were driving these unethical 
behaviors..”

 The US Senators were right in particularly going after the toxicity of the 
management.  The Senators were absolutely righteous on directly calling that 
for what it is.  Shame on those who would perpetuate such crippling energetics 
as they evidently pursued over their employees up and down inside that 
organization at Wells Fargo Bank.  
 

 
---In FairfieldLife@yahoogroups.com,  wrote :

 "Although this policy was known to top executives of defendants, plaintiffs, 
as bankers, were blamed for harm to clients and retaliated against."
 

 Wells Fargo Slammed With $2.6 Billion Lawsuit By Terminated Workers 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 
 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 Wells Fargo Slammed With $2.6 Billion Lawsuit By Ter... 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 “Wells Fargo knew that their unreasonable quotas were driving these unethical 
behaviors that were used to fraudulently increase their stock price and benefit 
th...


 
 View on www.zerohedge.com 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 Preview by Yahoo 
 

  


---In FairfieldLife@yahoogroups.com,  wrote :

 In spiritual accounts, that kind of toxic hurt they conceived and perpetuated 
on their employees is likely as material as what small claims on the 
fraudulently opened accounts could reach, a hurt in small people's lives that 
is spiritual in a way that these corporate Wall Street banker managers seem not 
to grock.  
 

 Chasing down the falsely opened accounts in people’s lives is a complete waste 
of everyone’s time but the hurt of whipping the institutional employee 
spiritual psychological as they apparently did is an embedded sin that will 
take some longer time for the spiritual hurt to heal in the employee that it 
was done to. 
 

---In FairfieldLife@yahoogroups.com,  wrote :

 Steve,
 

 We have to commend your efforts for taking on the big banks to court.  That 
will give them a lesson not to push the customers around.  Next time, they 
could resolve any problems  with the customers before  they get to court. 
 

 With Wells Fargo, I hope that this news exposure about their toxic practices 
will change their management policies for their own corporate health and the 
safety of their customers' money.
 

 
---In FairfieldLife@yahoogroups.com,  wrote :


 Here's a funny story, I don't think I've told before.  Several years ago we 
applied for a home equity loan.  It turns out that on our previous mortgage 
Wells Fargo had transposed two numbers, so that it appeared we had not paid 
that mortgage off, and therefore could not get the home equity loan.   

 We had paid the mortgage off, but we needed WF to straighten out their error.  
After about two months of asking, and getting no response, I went down to small 
claims court and asked what the process was for going after a bank, legally.  I 
was expecting that it would be an arduous process.  Instead, I was told that, 
when suing a bank, you can file your suit against any officer at any branch.
 

 I picked out the highest ranking officer for Wells Fargo and served that 
person with a warrant to appear in small claims court to answer my complaint.  
Needless to say, 

[FairfieldLife] Re: Wells Fargo May Be Cheating You

[dhamiltony...@yahoo.com [FairfieldLife]]

Profound in sin, management in forcing the deeper spiritual hurt in this is 
what that toxic management's style may have done to the spiritual heart or 
yogic subtle bodies of so many young employees of Wells Fargo Bank. 

 “Wells Fargo knew that their unreasonable quotas were driving these unethical 
behaviors..”

 The US Senators were right in particularly going after the toxicity of the 
management.  The Senators were absolutely righteous on directly calling that 
for what it is.  Shame on those who would perpetuate such crippling energetics 
as they evidently pursued over their employees up and down inside that 
organization at Wells Fargo Bank.  
 

 
---In FairfieldLife@yahoogroups.com,  wrote :

 "Although this policy was known to top executives of defendants, plaintiffs, 
as bankers, were blamed for harm to clients and retaliated against."
 

 Wells Fargo Slammed With $2.6 Billion Lawsuit By Terminated Workers 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 
 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 Wells Fargo Slammed With $2.6 Billion Lawsuit By Ter... 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 “Wells Fargo knew that their unreasonable quotas were driving these unethical 
behaviors that were used to fraudulently increase their stock price and benefit 
th...


 
 View on www.zerohedge.com 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 Preview by Yahoo 
 

  


---In FairfieldLife@yahoogroups.com,  wrote :

 In spiritual accounts, that kind of toxic hurt they conceived and perpetuated 
on their employees is likely as material as what small claims on the 
fraudulently opened accounts could reach, a hurt in small people's lives that 
is spiritual in a way that these corporate Wall Street banker managers seem not 
to grock.  
 

 Chasing down the falsely opened accounts in people’s lives is a complete waste 
of everyone’s time but the hurt of whipping the institutional employee 
spiritual psychological as they apparently did is an embedded sin that will 
take some longer time for the spiritual hurt to heal in the employee that it 
was done to. 
 

---In FairfieldLife@yahoogroups.com,  wrote :

 Steve,
 

 We have to commend your efforts for taking on the big banks to court.  That 
will give them a lesson not to push the customers around.  Next time, they 
could resolve any problems  with the customers before  they get to court. 
 

 With Wells Fargo, I hope that this news exposure about their toxic practices 
will change their management policies for their own corporate health and the 
safety of their customers' money.
 

 
---In FairfieldLife@yahoogroups.com,  wrote :


 Here's a funny story, I don't think I've told before.  Several years ago we 
applied for a home equity loan.  It turns out that on our previous mortgage 
Wells Fargo had transposed two numbers, so that it appeared we had not paid 
that mortgage off, and therefore could not get the home equity loan.   

 We had paid the mortgage off, but we needed WF to straighten out their error.  
After about two months of asking, and getting no response, I went down to small 
claims court and asked what the process was for going after a bank, legally.  I 
was expecting that it would be an arduous process.  Instead, I was told that, 
when suing a bank, you can file your suit against any officer at any branch.
 

 I picked out the highest ranking officer for Wells Fargo and served that 
person with a warrant to appear in small claims court to answer my complaint.  
Needless to say, shortly before the court date, I heard from their lawyer and 
came to a settlement.  Not a lot of money, but several thousand dollars.  Small 
claims has a max of $5,000.00, here, at least.
 

 Should I be embarrassed to confess that even earlier this year I had overpaid 
BOA on a credit card and needed a refund. After numerous requests, again over 
several months, and promises made and not kept by BOA, I employed the same 
tactic, serving a BOA officer to appear in court and shortly before the court 
date, heard from an a associate at a Chicago law firm to settle the claim for a 
few hundred dollars.
 

 In both cases, they saw where I had made earnest good faith efforts to resolve 
this matter, in a simple fashion, but the banks just dragged their feet.
 

---In FairfieldLife@yahoogroups.com,  wrote :

 If you have an account with the bank, it would be prudent to check your 
quarterly statements to see if your accounts are in order and with the correct 
balances.  Read the toxic culture that the managers at the bank have been 
maintaining for its employees, as shown in the link below:
 

 

Re: [FairfieldLife] Re: Wells Fargo May Be Cheating You

[Bhairitu noozg...@sbcglobal.net [FairfieldLife]]

I've told my WF story before except I didn't say it was WF.  What 
happened was when I bought this house in 2000 that an amount for 
settling the supplemental tax was withheld.  It was part of the mortgage 
agreement.  A supplemental tax means that the prior homeowner was paying 
less in tax due to California Prop 13 than I would be paying.  However 
it takes the assessor's office a while to catch up with that and the 
difference needs to be paid up.  A few months later I got a letter from 
WF which seemed to confer that had been settled and the remainder could 
be applied to my next payment.


Actually it hadn't been settled and about 4 years later I get this 
letter from the assessors office saying that it was a last ditch effort 
to contact me or the house would be turned over for auction for back 
taxes.  Seems they had been sending notices to my old address (and after 
6 months does not get forwarded).  So I contacted all parties involved 
who pointed fingers at each other. I had a heated argument over the 
phone with the WF case worker who was hell bent on stone walling it.  
Anyway WF paid off the owner amount but then I had to pay that off over 
installments.  Yup, maybe if I wanted to push things a bit in court I 
could have at least made them pay penalty.  Also my real estate agent 
said I might have been able to get the assessor's office to drop the 
penalty or at least reduce it due to the circumstances.


The problem was that in 2000 when you signed the paperwork at the title 
office you got unsigned copies.  There was a one page document that said 
WF would be responsible for the supplemental. But the rub was that in 
the heat of lower interest mortgage loans WF contacted me in 2003 to see 
if I wanted to refinance at a lower rate. It was an easy refinance with 
a contract in readable English except for the two government pages 
(they'll never learn).  My neighbor notarized it.  What WF said later 
was they destroyed the first mortgage documents because of the second so 
there was no way to prove they were responsible for supplemental.  
Shifty eh?


A couple years back I sold the house my sister and brother-in-law lived 
in as they needed to move on to a retirement community.  I held the 
title on the house.  In our Internet age all the paperwork was handled 
online through a electronic signing service.  In fact I never even met 
the real estate agent in person.  We handled just about everything 
online.  Not only did I have copies of the signed documents I could 
download from the service but the title company also sent a CD with the 
title documents.  Somewhere in the past 16 years they've learned that 
just giving the home buyer the unsigned documents would not work.


On 09/24/2016 10:15 PM, steve.sun...@yahoo.com [FairfieldLife] wrote:


Here's a funny story, I don't think I've told before.  Several years 
ago we applied for a home equity loan.  It turns out that on our 
previous mortgage Wells Fargo had transposed two numbers, so that it 
appeared we had not paid that mortgage off, and therefore could not 
get the home equity loan.



We had paid the mortgage off, but we needed WF to straighten out their 
error.  After about two months of asking, and getting no response, I 
went down to small claims court and asked what the process was for 
going after a bank, legally.  I was expecting that it would be an 
arduous process.  Instead, I was told that, when suing a bank, you can 
file your suit against any officer at any branch.


I picked out the highest ranking officer for Wells Fargo and served 
that person with a warrant to appear in small claims court to answer 
my complaint.  Needless to say, shortly before the court date, I heard 
from their lawyer and came to a settlement.  Not a lot of money, but 
several thousand dollars.  Small claims has a max of $5,000.00, here, 
at least.


Should I be embarrassed to confess that even earlier this year I had 
overpaid BOA on a credit card and needed a refund. After numerous 
requests, again over several months, and promises made and not kept by 
BOA, I employed the same tactic, serving a BOA officer to appear in 
court and shortly before the court date, heard from an a associate at 
a Chicago law firm to settle the claim for a few hundred dollars.


In both cases, they saw where I had made earnest good faith efforts to 
resolve thi! s matter, in a simple fashion, but the banks just dragged 
their feet.



---In FairfieldLife@yahoogroups.com,  wrote :

If you have an account with the bank, it would be prudent to check 
your quarterly statements to see if your accounts are in order and 
with the correct balances.  Read the toxic culture that the managers 
at the bank have been maintaining for its employees, as shown in the 
link below:



_http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp_

[FairfieldLife] Re: Wells Fargo May Be Cheating You

[anon_alias]

"Although this policy was known to top executives of defendants, plaintiffs, as 
bankers, were blamed for harm to clients and retaliated against."
 

 Wells Fargo Slammed With $2.6 Billion Lawsuit By Terminated Workers 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 
 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 
 Wells Fargo Slammed With $2.6 Billion Lawsuit By Ter... 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 “Wells Fargo knew that their unreasonable quotas were driving these unethical 
behaviors that were used to fraudulently increase their stock price and benefit 
th...
 
 
 
 View on www.zerohedge.com 
http://www.zerohedge.com/news/2016-09-24/wells-fargo-slammed-26-billion-lawsuit-fired-workers
 
 Preview by Yahoo 
 
 
  


---In FairfieldLife@yahoogroups.com,  wrote :

 In spiritual accounts, that kind of toxic hurt they conceived and perpetuated 
on their employees is likely as material as what small claims on the 
fraudulently opened accounts could reach, a hurt in small people's lives that 
is spiritual in a way that these corporate Wall Street banker managers seem not 
to grock.  Chasing down the falsely opened accounts in people’s lives is a 
complete waste of everyone’s time but the hurt of whipping the institutional 
employee spiritual psychological as they apparently did is an embedded sin that 
will take some longer time for the spiritual hurt to heal in the employee that 
it was done to. 
 

---In FairfieldLife@yahoogroups.com,  wrote :

 Steve,
 

 We have to commend your efforts for taking on the big banks to court.  That 
will give them a lesson not to push the customers around.  Next time, they 
could resolve any problems  with the customers before  they get to court. 
 

 With Wells Fargo, I hope that this news exposure about their toxic practices 
will change their management policies for their own corporate health and the 
safety of their customers' money.
 

 
---In FairfieldLife@yahoogroups.com,  wrote :


 Here's a funny story, I don't think I've told before.  Several years ago we 
applied for a home equity loan.  It turns out that on our previous mortgage 
Wells Fargo had transposed two numbers, so that it appeared we had not paid 
that mortgage off, and therefore could not get the home equity loan.   

 We had paid the mortgage off, but we needed WF to straighten out their error.  
After about two months of asking, and getting no response, I went down to small 
claims court and asked what the process was for going after a bank, legally.  I 
was expecting that it would be an arduous process.  Instead, I was told that, 
when suing a bank, you can file your suit against any officer at any branch.
 

 I picked out the highest ranking officer for Wells Fargo and served that 
person with a warrant to appear in small claims court to answer my complaint.  
Needless to say, shortly before the court date, I heard from their lawyer and 
came to a settlement.  Not a lot of money, but several thousand dollars.  Small 
claims has a max of $5,000.00, here, at least.
 

 Should I be embarrassed to confess that even earlier this year I had overpaid 
BOA on a credit card and needed a refund. After numerous requests, again over 
several months, and promises made and not kept by BOA, I employed the same 
tactic, serving a BOA officer to appear in court and shortly before the court 
date, heard from an a associate at a Chicago law firm to settle the claim for a 
few hundred dollars.
 

 In both cases, they saw where I had made earnest good faith efforts to resolve 
this matter, in a simple fashion, but the banks just dragged their feet.
 

---In FairfieldLife@yahoogroups.com,  wrote :

 If you have an account with the bank, it would be prudent to check your 
quarterly statements to see if your accounts are in order and with the correct 
balances.  Read the toxic culture that the managers at the bank have been 
maintaining for its employees, as shown in the link below:
 

 
http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp
 
http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp
 

 

 

 

 









  

[FairfieldLife] Re: Wells Fargo May Be Cheating You

[steve.sun...@yahoo.com [FairfieldLife]]

It is just borne out of frustration.  So often I have seen a simple request 
like this turn into a much bigger deal.  Doesn't make any sense.  With BOA 
deal, the amount of time their lawyer spent to resolve this matter, for the 
small amount I received was staggering.  But, in my last conversation he went 
over the six or seven requests I had made and the non action on their part.  
Turns out they had done quite a bit of research on me, and my company as well 
during the whole process.
 

---In FairfieldLife@yahoogroups.com,  wrote :

 Steve,
 

 We have to commend your efforts for taking on the big banks to court.  That 
will give them a lesson not to push the customers around.  Next time, they 
could resolve any problems  with the customers before  they get to court. 
 

 With Wells Fargo, I hope that this news exposure about their toxic practices 
will change their management policies for their own corporate health and the 
safety of their customers' money.
 

 
---In FairfieldLife@yahoogroups.com,  wrote :


 Here's a funny story, I don't think I've told before.  Several years ago we 
applied for a home equity loan.  It turns out that on our previous mortgage 
Wells Fargo had transposed two numbers, so that it appeared we had not paid 
that mortgage off, and therefore could not get the home equity loan.   

 We had paid the mortgage off, but we needed WF to straighten out their error.  
After about two months of asking, and getting no response, I went down to small 
claims court and asked what the process was for going after a bank, legally.  I 
was expecting that it would be an arduous process.  Instead, I was told that, 
when suing a bank, you can file your suit against any officer at any branch.
 

 I picked out the highest ranking officer for Wells Fargo and served that 
person with a warrant to appear in small claims court to answer my complaint.  
Needless to say, shortly before the court date, I heard from their lawyer and 
came to a settlement.  Not a lot of money, but several thousand dollars.  Small 
claims has a max of $5,000.00, here, at least.
 

 Should I be embarrassed to confess that even earlier this year I had overpaid 
BOA on a credit card and needed a refund. After numerous requests, again over 
several months, and promises made and not kept by BOA, I employed the same 
tactic, serving a BOA officer to appear in court and shortly before the court 
date, heard from an a associate at a Chicago law firm to settle the claim for a 
few hundred dollars.
 

 In both cases, they saw where I had made earnest good faith efforts to resolve 
this matter, in a simple fashion, but the banks just dragged their feet.
 

---In FairfieldLife@yahoogroups.com,  wrote :

 If you have an account with the bank, it would be prudent to check your 
quarterly statements to see if your accounts are in order and with the correct 
balances.  Read the toxic culture that the managers at the bank have been 
maintaining for its employees, as shown in the link below:
 

 
http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp
 
http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp
 

 

 

 

 

[FairfieldLife] Re: Wells Fargo May Be Cheating You

[dhamiltony...@yahoo.com [FairfieldLife]]

In spiritual accounts, that kind of toxic hurt they conceived and perpetuated 
on their employees is likely as material as what small claims on the 
fraudulently opened accounts could reach, a hurt in small people's lives that 
is spiritual in a way that these corporate Wall Street banker managers seem not 
to grock.  Chasing down the falsely opened accounts in people’s lives is a 
complete waste of everyone’s time but the hurt of whipping the institutional 
employee spiritual psychological as they apparently did is an embedded sin that 
will take some longer time for the spiritual hurt to heal in the employee that 
it was done to. 
 

---In FairfieldLife@yahoogroups.com,  wrote :

 Steve,
 

 We have to commend your efforts for taking on the big banks to court.  That 
will give them a lesson not to push the customers around.  Next time, they 
could resolve any problems  with the customers before  they get to court. 
 

 With Wells Fargo, I hope that this news exposure about their toxic practices 
will change their management policies for their own corporate health and the 
safety of their customers' money.
 

 
---In FairfieldLife@yahoogroups.com,  wrote :


 Here's a funny story, I don't think I've told before.  Several years ago we 
applied for a home equity loan.  It turns out that on our previous mortgage 
Wells Fargo had transposed two numbers, so that it appeared we had not paid 
that mortgage off, and therefore could not get the home equity loan.   

 We had paid the mortgage off, but we needed WF to straighten out their error.  
After about two months of asking, and getting no response, I went down to small 
claims court and asked what the process was for going after a bank, legally.  I 
was expecting that it would be an arduous process.  Instead, I was told that, 
when suing a bank, you can file your suit against any officer at any branch.
 

 I picked out the highest ranking officer for Wells Fargo and served that 
person with a warrant to appear in small claims court to answer my complaint.  
Needless to say, shortly before the court date, I heard from their lawyer and 
came to a settlement.  Not a lot of money, but several thousand dollars.  Small 
claims has a max of $5,000.00, here, at least.
 

 Should I be embarrassed to confess that even earlier this year I had overpaid 
BOA on a credit card and needed a refund. After numerous requests, again over 
several months, and promises made and not kept by BOA, I employed the same 
tactic, serving a BOA officer to appear in court and shortly before the court 
date, heard from an a associate at a Chicago law firm to settle the claim for a 
few hundred dollars.
 

 In both cases, they saw where I had made earnest good faith efforts to resolve 
this matter, in a simple fashion, but the banks just dragged their feet.
 

---In FairfieldLife@yahoogroups.com,  wrote :

 If you have an account with the bank, it would be prudent to check your 
quarterly statements to see if your accounts are in order and with the correct 
balances.  Read the toxic culture that the managers at the bank have been 
maintaining for its employees, as shown in the link below:
 

 
http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp
 
http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp
 

 

 

 

 

[FairfieldLife] Re: Wells Fargo May Be Cheating You

[jr_...@yahoo.com [FairfieldLife]]

Steve,
 

 We have to commend your efforts for taking on the big banks to court.  That 
will give them a lesson not to push the customers around.  Next time, they 
could resolve any problems  with the customers before  they get to court.  
 

 With Wells Fargo, I hope that this news exposure about their toxic practices 
will change their management policies for their own corporate health and the 
safety of their customers' money.
 

 
---In FairfieldLife@yahoogroups.com,  wrote :


 Here's a funny story, I don't think I've told before.  Several years ago we 
applied for a home equity loan.  It turns out that on our previous mortgage 
Wells Fargo had transposed two numbers, so that it appeared we had not paid 
that mortgage off, and therefore could not get the home equity loan.   

 We had paid the mortgage off, but we needed WF to straighten out their error.  
After about two months of asking, and getting no response, I went down to small 
claims court and asked what the process was for going after a bank, legally.  I 
was expecting that it would be an arduous process.  Instead, I was told that, 
when suing a bank, you can file your suit against any officer at any branch.
 

 I picked out the highest ranking officer for Wells Fargo and served that 
person with a warrant to appear in small claims court to answer my complaint.  
Needless to say, shortly before the court date, I heard from their lawyer and 
came to a settlement.  Not a lot of money, but several thousand dollars.  Small 
claims has a max of $5,000.00, here, at least.
 

 Should I be embarrassed to confess that even earlier this year I had overpaid 
BOA on a credit card and needed a refund. After numerous requests, again over 
several months, and promises made and not kept by BOA, I employed the same 
tactic, serving a BOA officer to appear in court and shortly before the court 
date, heard from an a associate at a Chicago law firm to settle the claim for a 
few hundred dollars.
 

 In both cases, they saw where I had made earnest good faith efforts to resolve 
this matter, in a simple fashion, but the banks just dragged their feet.
 

---In FairfieldLife@yahoogroups.com,  wrote :

 If you have an account with the bank, it would be prudent to check your 
quarterly statements to see if your accounts are in order and with the correct 
balances.  Read the toxic culture that the managers at the bank have been 
maintaining for its employees, as shown in the link below:
 

 
http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp
 
http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp
 

 

 

 

 

[FairfieldLife] Re: Wells Fargo May Be Cheating You

[steve.sun...@yahoo.com [FairfieldLife]]

Here's a funny story, I don't think I've told before.  Several years ago we 
applied for a home equity loan.  It turns out that on our previous mortgage 
Wells Fargo had transposed two numbers, so that it appeared we had not paid 
that mortgage off, and therefore could not get the home equity loan.   

 We had paid the mortgage off, but we needed WF to straighten out their error.  
After about two months of asking, and getting no response, I went down to small 
claims court and asked what the process was for going after a bank, legally.  I 
was expecting that it would be an arduous process.  Instead, I was told that, 
when suing a bank, you can file your suit against any officer at any branch.
 

 I picked out the highest ranking officer for Wells Fargo and served that 
person with a warrant to appear in small claims court to answer my complaint.  
Needless to say, shortly before the court date, I heard from their lawyer and 
came to a settlement.  Not a lot of money, but several thousand dollars.  Small 
claims has a max of $5,000.00, here, at least.
 

 Should I be embarrassed to confess that even earlier this year I had overpaid 
BOA on a credit card and needed a refund. After numerous requests, again over 
several months, and promises made and not kept by BOA, I employed the same 
tactic, serving a BOA officer to appear in court and shortly before the court 
date, heard from an a associate at a Chicago law firm to settle the claim for a 
few hundred dollars.
 

 In both cases, they saw where I had made earnest good faith efforts to resolve 
this matter, in a simple fashion, but the banks just dragged their feet.
 

---In FairfieldLife@yahoogroups.com,  wrote :

 If you have an account with the bank, it would be prudent to check your 
quarterly statements to see if your accounts are in order and with the correct 
balances.  Read the toxic culture that the managers at the bank have been 
maintaining for its employees, as shown in the link below:
 

 
http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp
 
http://www.msn.com/en-us/money/markets/analysis-wells-fargos-toxic-culture-reveals-big-banks-eight-deadly-sins/ar-BBwu8IC?li=AA4Zjn=spartanntp