RE: [Hornlist] Insuring a horn during shipping
John is correct. I ship Finke horns by registered US mail exclusively. It is way cheaper than any of the private carriers, it is secure (the horn is kept locked from origin to destination), it is fast (3 days max to go cross country in most instances) and they don't just leave it on your front porch if you aren't home. In other words, the horn is handled very carefully by the USPS, which, as we've heard in this list not long ago, may not be the case with UPS. My advice is: don't take the first S out of USPS. Loren Mayhew [EMAIL PROTECTED] 001 (520) 289-0700 I would bet there's a deductible that's far greater than the cost of shipping by registered mail, which is the ONLY way to ship anything of value. The cost of registered mail on a $5000 package is less than $20 on top of the postage. If any externally evident damage occurs anywhere within the shipping chain, the source of it is traceable to a person responsible for it. John Baumgart -Original Message- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Carlisle Landel Sent: Thursday, January 03, 2008 1:35 PM To: The Horn List Subject: Re: [Hornlist] Insuring a horn during shipping Just a point of clarification. Your mileage will vary by insurance company. Here in the US, some companies will insure your horn as part of your standard homeowner's or renter's policy, and others will require a separate "rider" on the policy for musical instruments, in which case you will need to have your horn appraised to establish its value. Also, there is usually a deductible associated with such policies, that is, there is some value (usually $250 or $500) that is not covered against loss. Finally, too many claims for loss against your homeowners policy will, of course, result in an increase in your rates. Carlisle On Jan 3, 2008, at 2:21 PM, [EMAIL PROTECTED] wrote: > > Valerie, I'm curious - do you mean insured against loss/theft, or > against damage as well? > > > > Dave Weiner > > Brass Arts Unlimited > > > -Original Message- > From: Valerie WELLS <[EMAIL PROTECTED]> > To: horn1 list > Sent: Wed, 2 Jan 2008 4:20 pm > Subject: [Hornlist] Insuring a horn during shipping > > > > > > I called my insurance company (USAA) and found out that my horns > are insured (as > personal valuable property) against damage or theft while being > shipped anywhere > worldwide as long as I ship w/ a company that supplies tracking > information. > This sure cuts back on the cost of shipping. ~~Valerie > ___ > post: horn@music.memphis.edu > unsubscribe or set options at http://music2.memphis.edu/mailman/ > options/horn/brassartsunlim%40aol.com > > > __ > __ > More new features than ever. Check out the new AOL Mail ! - http:// > webmail.aol.com > ___ > post: horn@music.memphis.edu > unsubscribe or set options at http://music2.memphis.edu/mailman/ > options/horn/clandel%40roadrunner.com ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/john.baumgart%40comcast.net ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/loren%40mayhews.us ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org
RE: [Hornlist] Insuring a horn during shipping
In part of my past that I'd prefer to forget, I was once a licensed Property and Casualty Insurance Agent that did homeowners, renters, personal property and other insurance policy (licensed in 37 states.) Here's what I can tell you about musical instrument insurance. If you have no "rider" or "Inland Marine" policy: 1 - There is a limit to the maximum coverage on your instrument. In most states, this is $2500. This is decided by your state's insurance commissioner, not your insurance company. 2 - There would be a deductible and it would be the same as your standard policy deductible. 3 - This would cover theft, fire, damage (crushing, dropping, etc.) and pretty much everything else except for intentional damage, acts of war, volcanic eruption and other minor unlikely occurrences. If you have a "rider" (also known as "floater" or "inland marine") 1 - You specify and pay for the specific amount of coverage. 2 - There is no deductible 3 - The horn is covered for everything. I mean *everything*. Throw it out the second story window and have a new one tomorrow. Bear in mind though, any claims will cost you in the long run, especially a total loss. One important note: If you make ANY money using your horn - ever, your horn is not eligible for coverage under your homeowners' policy (except under the $2000 to $2,500 limit for business use property. The limit is again different by state.) However, if you play professionally, you're probably in the union and get coverage from the AFM, which is different. Otherwise, you would need to get business property insurance coverage on your instrument, which wouldn't be terribly expensive, but you would have to meet very specific requirements (where its stored at all times, alarm systems on the home/symphony hall, etc.) One important thing to remember about most of your coverages is that it's not your insurance company that decides what your minimum coverages are, it's your state's insurance commissioner. One policy cannot differ greatly from another despite what television commercials might tell you. Someone else already stated this - it would still be VERY wise to insure your package regardless of how you ship. If you do have a claim (with or without a deductible) you'll pay FAR more than the $20-$50 or so to insure the horn. Of course, bear in mind, all of this information is applicable to the US only. Outside the US - sorry, you're on your own for this one. Cheers- Jeremy No virus found in this outgoing message. Checked by AVG Free Edition. Version: 7.5.516 / Virus Database: 269.17.13/1208 - Release Date: 1/3/2008 3:52 PM ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org
RE: [Hornlist] Insuring a horn during shipping
I would bet there's a deductible that's far greater than the cost of shipping by registered mail, which is the ONLY way to ship anything of value. The cost of registered mail on a $5000 package is less than $20 on top of the postage. If any externally evident damage occurs anywhere within the shipping chain, the source of it is traceable to a person responsible for it. John Baumgart -Original Message- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Carlisle Landel Sent: Thursday, January 03, 2008 1:35 PM To: The Horn List Subject: Re: [Hornlist] Insuring a horn during shipping Just a point of clarification. Your mileage will vary by insurance company. Here in the US, some companies will insure your horn as part of your standard homeowner's or renter's policy, and others will require a separate "rider" on the policy for musical instruments, in which case you will need to have your horn appraised to establish its value. Also, there is usually a deductible associated with such policies, that is, there is some value (usually $250 or $500) that is not covered against loss. Finally, too many claims for loss against your homeowners policy will, of course, result in an increase in your rates. Carlisle On Jan 3, 2008, at 2:21 PM, [EMAIL PROTECTED] wrote: > > Valerie, I'm curious - do you mean insured against loss/theft, or > against damage as well? > > > > Dave Weiner > > Brass Arts Unlimited > > > -Original Message- > From: Valerie WELLS <[EMAIL PROTECTED]> > To: horn1 list > Sent: Wed, 2 Jan 2008 4:20 pm > Subject: [Hornlist] Insuring a horn during shipping > > > > > > I called my insurance company (USAA) and found out that my horns > are insured (as > personal valuable property) against damage or theft while being > shipped anywhere > worldwide as long as I ship w/ a company that supplies tracking > information. > This sure cuts back on the cost of shipping. ~~Valerie > ___ > post: horn@music.memphis.edu > unsubscribe or set options at http://music2.memphis.edu/mailman/ > options/horn/brassartsunlim%40aol.com > > > __ > __ > More new features than ever. Check out the new AOL Mail ! - http:// > webmail.aol.com > ___ > post: horn@music.memphis.edu > unsubscribe or set options at http://music2.memphis.edu/mailman/ > options/horn/clandel%40roadrunner.com ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/john.baumgart%40comcast.net ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org
Re: [Hornlist] Beethoven 4th Piano concerto
Hi Lawrence, My copy is Horn in G and the written notes are as follows: mm - description (all within the treble staff) 341 - G dotted 1/2 & G 1/4 @ ff 342 - C 1/2 & C 1/2 @ sf 343 - CCGC 1/8ths on the beat 344 - GGGC " 345 - CC both 1/2 notes@ ff then sf 346 - G 1/2 with fermata @ sf then rest followed by Cad. Hope this helps. Need more? Regards, Jerry in Kansas City **Start the year off right. Easy ways to stay in shape. http://body.aol.com/fitness/winter-exercise?NCID=aolcmp0030002489 ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org
Re: [Hornlist] Insuring a horn during shipping
Actually, my point was that your policy might or might not cover your horn against damage and loss. Check first! Carlisle On Jan 3, 2008, at 2:43 PM, Fred wrote: While this is all correct and good info for those not familiar, the point of Valerie's email was that this insurance applies while shipping the horn, and the insurance includes damage - not just loss/theft. I am eagerly awaiting Valerie's response to Dave Weiner's question, as this is the crux of the current thread. Fred On 1/3/08, Carlisle Landel <[EMAIL PROTECTED]> wrote: Just a point of clarification. Your mileage will vary by insurance company. Here in the US, some companies will insure your horn as part of your standard homeowner's or renter's policy, and others will require a separate "rider" on the policy for musical instruments, in which case you will need to have your horn appraised to establish its value. Also, there is usually a deductible associated with such policies, that is, there is some value (usually $250 or $500) that is not covered against loss. Finally, too many claims for loss against your homeowners policy will, of course, result in an increase in your rates. Carlisle On Jan 3, 2008, at 2:21 PM, [EMAIL PROTECTED] wrote: Valerie, I'm curious - do you mean insured against loss/theft, or against damage as well? Dave Weiner Brass Arts Unlimited -Original Message- From: Valerie WELLS <[EMAIL PROTECTED]> To: horn1 list Sent: Wed, 2 Jan 2008 4:20 pm Subject: [Hornlist] Insuring a horn during shipping I called my insurance company (USAA) and found out that my horns are insured (as personal valuable property) against damage or theft while being shipped anywhere worldwide as long as I ship w/ a company that supplies tracking information. This sure cuts back on the cost of shipping. ~~Valerie ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/ options/horn/brassartsunlim%40aol.com __ __ More new features than ever. Check out the new AOL Mail ! - http:// webmail.aol.com ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/ options/horn/clandel%40roadrunner.com ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/fbaucom%40gmail.com ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/ options/horn/clandel%40roadrunner.com ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org
[Hornlist] Used Geyer Mute For Sale
For Sale: Large brass everyday mute said to have been made by Carl Geyer. At least three players have backed me up on this, even though the mute is not marked in any way. Very unusual design, but works great on small belled horns. Nice conversation piece, but its size makes it a bit troublesome. Best offer over $50. Write for pictures. [EMAIL PROTECTED] Thanks. Wilbert ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org
[Hornlist] Beethoven 4th Piano concerto
Hi All, In a very unofficial and possibly incorrect copy of the horn part to Beethoven's 4th Piano Concerto, in the section starting at bar 341 there is a passage which has the first horn playing written top c's (for horn in G). Is this correct? Cheers, Lawrence (who has never been more willing to accept the word of a perjurer) lawrenceyates.co.uk ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org
Re: [Hornlist] Insuring a horn during shipping
While this is all correct and good info for those not familiar, the point of Valerie's email was that this insurance applies while shipping the horn, and the insurance includes damage - not just loss/theft. I am eagerly awaiting Valerie's response to Dave Weiner's question, as this is the crux of the current thread. Fred On 1/3/08, Carlisle Landel <[EMAIL PROTECTED]> wrote: > > Just a point of clarification. Your mileage will vary by insurance > company. Here in the US, some companies will insure your horn as > part of your standard homeowner's or renter's policy, and others will > require a separate "rider" on the policy for musical instruments, in > which case you will need to have your horn appraised to establish its > value. Also, there is usually a deductible associated with such > policies, that is, there is some value (usually $250 or $500) that is > not covered against loss. Finally, too many claims for loss against > your homeowners policy will, of course, result in an increase in your > rates. > > Carlisle > > On Jan 3, 2008, at 2:21 PM, [EMAIL PROTECTED] wrote: > > > > > Valerie, I'm curious - do you mean insured against loss/theft, or > > against damage as well? > > > > > > > > Dave Weiner > > > > Brass Arts Unlimited > > > > > > -Original Message- > > From: Valerie WELLS <[EMAIL PROTECTED]> > > To: horn1 list > > Sent: Wed, 2 Jan 2008 4:20 pm > > Subject: [Hornlist] Insuring a horn during shipping > > > > > > > > > > > > I called my insurance company (USAA) and found out that my horns > > are insured (as > > personal valuable property) against damage or theft while being > > shipped anywhere > > worldwide as long as I ship w/ a company that supplies tracking > > information. > > This sure cuts back on the cost of shipping. ~~Valerie > > ___ > > post: horn@music.memphis.edu > > unsubscribe or set options at http://music2.memphis.edu/mailman/ > > options/horn/brassartsunlim%40aol.com > > > > > > __ > > __ > > More new features than ever. Check out the new AOL Mail ! - http:// > > webmail.aol.com > > ___ > > post: horn@music.memphis.edu > > unsubscribe or set options at http://music2.memphis.edu/mailman/ > > options/horn/clandel%40roadrunner.com > > ___ > post: horn@music.memphis.edu > unsubscribe or set options at > http://music2.memphis.edu/mailman/options/horn/fbaucom%40gmail.com > ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org
Re: [Hornlist] Insuring a horn during shipping
Just a point of clarification. Your mileage will vary by insurance company. Here in the US, some companies will insure your horn as part of your standard homeowner's or renter's policy, and others will require a separate "rider" on the policy for musical instruments, in which case you will need to have your horn appraised to establish its value. Also, there is usually a deductible associated with such policies, that is, there is some value (usually $250 or $500) that is not covered against loss. Finally, too many claims for loss against your homeowners policy will, of course, result in an increase in your rates. Carlisle On Jan 3, 2008, at 2:21 PM, [EMAIL PROTECTED] wrote: Valerie, I'm curious - do you mean insured against loss/theft, or against damage as well? Dave Weiner Brass Arts Unlimited -Original Message- From: Valerie WELLS <[EMAIL PROTECTED]> To: horn1 list Sent: Wed, 2 Jan 2008 4:20 pm Subject: [Hornlist] Insuring a horn during shipping I called my insurance company (USAA) and found out that my horns are insured (as personal valuable property) against damage or theft while being shipped anywhere worldwide as long as I ship w/ a company that supplies tracking information. This sure cuts back on the cost of shipping. ~~Valerie ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/ options/horn/brassartsunlim%40aol.com __ __ More new features than ever. Check out the new AOL Mail ! - http:// webmail.aol.com ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/ options/horn/clandel%40roadrunner.com ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org
Re: [Hornlist] Insuring a horn during shipping
Valerie, I'm curious - do you mean insured against loss/theft, or against damage as well? Dave Weiner Brass Arts Unlimited -Original Message- From: Valerie WELLS <[EMAIL PROTECTED]> To: horn1 list Sent: Wed, 2 Jan 2008 4:20 pm Subject: [Hornlist] Insuring a horn during shipping I called my insurance company (USAA) and found out that my horns are insured (as personal valuable property) against damage or theft while being shipped anywhere worldwide as long as I ship w/ a company that supplies tracking information. This sure cuts back on the cost of shipping. ~~Valerie ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/brassartsunlim%40aol.com More new features than ever. Check out the new AOL Mail ! - http://webmail.aol.com ___ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org
[Hornlist] Recent updates to hornplayer.net (3rd January 2008)
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