We had "free" access to the student health clinic included as part of our tuition at the University of Michigan. Unfortunately, after a couple of visits, it became clear that there were apparently only two possible diagnoses, VD or stress! Now that I'm self employed, I'm completely SOL, as are most of my musician friends. Half of the bankruptcies in the US are due to inability to pay medical bills. And a great many of those people HAD health insurance. Insane? You bet. - Steve Mumford _______________________________________________ post: horn@music.memphis.edu unsubscribe or set options at http://music2.memphis.edu/mailman/options/horn/archive%40jab.org