Re: OT smart cards was Re: Korean bank Moves back to Mainframes (...no, not back)
>Is the PIN on the card or is it at the bank where they assigned the one you already had on the debit card to it? When I went in to get my (pre-chip) card, there was some processing and encoding done on the card after I entered my (new) PIN. I assume there is something on the card, because you could get up to $200 out of ABMs when they went offline to the host processor. At least, at the bank I used to work at. - Too busy driving to stop for gas! -- For IBM-MAIN subscribe / signoff / archive access instructions, send email to lists...@bama.ua.edu with the message: GET IBM-MAIN INFO Search the archives at http://bama.ua.edu/archives/ibm-main.html
Re: OT smart cards was Re: Korean bank Moves back to Mainframes (...no, not back)
I believe there are two PINs, an online PIN which is at the bank and can be verified for online transactions and an offline PIN which is on the chip and can be used for small value offline transactions. The goal is to keep the two in synch and this is done during the next online transaction. I'm not an expert on this but I believe a lot of the functionality depends on the actual application on the chip. There can be more than one application on the same chip so that the card can be both a debit card and a credit card. They do this a lot in Europe. > Date: Thu, 7 Jan 2010 19:29:56 -0400 > From: cfmpub...@ns.sympatico.ca > Subject: OT smart cards was Re: Korean bank Moves back to Mainframes (...no, > not back) > To: IBM-MAIN@bama.ua.edu > > Is the PIN on the card or is it at the bank where they assigned the > one you already had on the debit card to it? _ Your E-mail and More On-the-Go. Get Windows Live Hotmail Free. http://clk.atdmt.com/GBL/go/196390709/direct/01/ -- For IBM-MAIN subscribe / signoff / archive access instructions, send email to lists...@bama.ua.edu with the message: GET IBM-MAIN INFO Search the archives at http://bama.ua.edu/archives/ibm-main.html
OT smart cards was Re: Korean bank Moves back to Mainframes (...no, not back)
On 7 Jan 2010 12:27:09 -0800, in bit.listserv.ibm-main you wrote: >>The chip is not just data; it is a processor. All data exchanged between the >>card (ie. the chip) and the terminal is encrypted. > >Why can't their web-site say that? > >>There's obviously a lot more to it than that but, right from that basic >>level, the chip is inherently more secure that the stripe. I don't need >>Interac to tell me that. > > I'm not a full-blown security expert; I'm a Jack-of-all-Trades. >All somebody had to do is answer the question. > >(Mind you I'm still concerned that the new card had my 'secret' PIN already >allocated when I received it. >At best, they should have me take the card to the Bank, and enter a new/old >PIN) Is the PIN on the card or is it at the bank where they assigned the one you already had on the debit card to it? >- >Too busy driving to stop for gas! > -- For IBM-MAIN subscribe / signoff / archive access instructions, send email to lists...@bama.ua.edu with the message: GET IBM-MAIN INFO Search the archives at http://bama.ua.edu/archives/ibm-main.html
