[jira] [Commented] (FINCN-252) Machine Learning Scorecard for Credit Risk Assessment Phase 4

2021-08-06 Thread Yemdjih Kaze Nasser (Jira)


[ 
https://issues.apache.org/jira/browse/FINCN-252?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel=17394554#comment-17394554
 ] 

Yemdjih Kaze Nasser commented on FINCN-252:
---

Thanks for creating the repository, will push the changes there ASAP.

> Machine Learning Scorecard for Credit Risk Assessment Phase 4
> -
>
> Key: FINCN-252
> URL: https://issues.apache.org/jira/browse/FINCN-252
> Project: Fineract Cloud Native
>  Issue Type: Improvement
>Reporter: Ed Cable
>Assignee: Yemdjih Kaze Nasser
>Priority: Major
>  Labels: gsoc2021, mentor
>
> h2. Mentors
>  * Lalit Mohan S
>  * [~Fintecheando]
> h2. Overview & Objectives
> Financial Organizations using Mifos/Fineract are depending on external 
> agencies or their past experiences for evaluating credit scoring and 
> identification of potential NPAs. Though information from external agencies 
> is required, financial organizations can have an internal scorecard for 
> evaluating loans so that preventive/proactive actions can be done along with 
> external agencies reports. In industry, organizations are using rule based, 
> Statistical and Machine learning methods for credit scoring, predicting 
> potential NPAs, fraud detection and other activities. This project aims to 
> implement a scorecard based on statistical and ML methods for credit scoring 
> and identification of potential NPAs.
> h2. Description
> The approach should factor and improve last year's GSOC work 
> ([https://gist.github.com/SupreethSudhakaranMenon/a20251271adb341f949dbfeb035191f7])
>  on Features/Characteristics, Criteria and evaluation (link). The design and 
> implementation of the screens should follow Mifos Application standards. 
> Should implement statistical and ML methods with explainability on decision 
> making. Should also be extensible for adding other functionalities such as 
> fraud detection, cross-sell and up-sell, etc.
> h2. Helpful Skills
> JAVA, Integrating Backend Service, MIFOS X, Apache Fineract, AngularJS, ORM, 
> ML, Statistical Methods, Django
> h2. Impact
> Streamlined Operations, Better RISK Management, Automated Response Mechanism
> h2. Other Resources
> 2019 Progress: 
> [https://gist.github.com/SupreethSudhakaranMenon/a20251271adb341f949dbfeb035191f7]
> [https://gist.github.com/lalitsanagavarapu]
>  



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[jira] [Commented] (FINCN-252) Machine Learning Scorecard for Credit Risk Assessment Phase 4

2021-08-05 Thread Ed Cable (Jira)


[ 
https://issues.apache.org/jira/browse/FINCN-252?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel=17394356#comment-17394356
 ] 

Ed Cable commented on FINCN-252:


Repo is now available at https://github.com/apache/fineract-credit-scorecard/

> Machine Learning Scorecard for Credit Risk Assessment Phase 4
> -
>
> Key: FINCN-252
> URL: https://issues.apache.org/jira/browse/FINCN-252
> Project: Fineract Cloud Native
>  Issue Type: Improvement
>Reporter: Ed Cable
>Assignee: Yemdjih Kaze Nasser
>Priority: Major
>  Labels: gsoc2021, mentor
>
> h2. Mentors
>  * Lalit Mohan S
>  * [~Fintecheando]
> h2. Overview & Objectives
> Financial Organizations using Mifos/Fineract are depending on external 
> agencies or their past experiences for evaluating credit scoring and 
> identification of potential NPAs. Though information from external agencies 
> is required, financial organizations can have an internal scorecard for 
> evaluating loans so that preventive/proactive actions can be done along with 
> external agencies reports. In industry, organizations are using rule based, 
> Statistical and Machine learning methods for credit scoring, predicting 
> potential NPAs, fraud detection and other activities. This project aims to 
> implement a scorecard based on statistical and ML methods for credit scoring 
> and identification of potential NPAs.
> h2. Description
> The approach should factor and improve last year's GSOC work 
> ([https://gist.github.com/SupreethSudhakaranMenon/a20251271adb341f949dbfeb035191f7])
>  on Features/Characteristics, Criteria and evaluation (link). The design and 
> implementation of the screens should follow Mifos Application standards. 
> Should implement statistical and ML methods with explainability on decision 
> making. Should also be extensible for adding other functionalities such as 
> fraud detection, cross-sell and up-sell, etc.
> h2. Helpful Skills
> JAVA, Integrating Backend Service, MIFOS X, Apache Fineract, AngularJS, ORM, 
> ML, Statistical Methods, Django
> h2. Impact
> Streamlined Operations, Better RISK Management, Automated Response Mechanism
> h2. Other Resources
> 2019 Progress: 
> [https://gist.github.com/SupreethSudhakaranMenon/a20251271adb341f949dbfeb035191f7]
> [https://gist.github.com/lalitsanagavarapu]
>  



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