Re: [meteorite-list] Question for dealers - accepting foreign checks in the US
From: meteorite-list-boun...@meteoritecentral.com [meteorite-list-boun...@meteoritecentral.com] On Behalf Of ma...@imagineopals.com [ma...@imagineopals.com] Sent: Tuesday, August 09, 2011 2:26 PM To: Michael Gilmer Cc: meteorite-list@meteoritecentral.com Subject: Re: [meteorite-list] Question for dealers - accepting foreign checks in the US It can be done, but watch out. In Kentucky, they can hold the funds for 90 days (and will blame everyone else for it) while they use YOUR money for themselves. Speaking of Kentucky, at 5:41 AM August 7 there was an exceptionally bright bolide witnessed by me just south of Louisville, to the north at 20 degrees NNW. I thought, that might just have been barely bright enough to produce a small meteorite. At a truck stop, I asked if anyone else had seen it, hoping to note in which direction from their locations so that I could get a triangulation and zip to that neighborhood for a look-see. But people don't look up much anymore I guess; no bites. So I continued back to Ohio. Anyway, to the financial thread on the table, suppose I deposit a foreign check. Regardless of the stupid hold-em games banks play, how long is it before I can be reallt really really sure the check really really really cleared? We are talking about objective reality, not bankspeak. Francis Graham __ Visit the Archives at http://www.meteoritecentral.com/mailing-list-archives.html Meteorite-list mailing list Meteorite-list@meteoritecentral.com http://six.pairlist.net/mailman/listinfo/meteorite-list
Re: [meteorite-list] Question for dealers - accepting foreign checks in the US
Much simpler yet, Ask that customer to go to his bank and send a wire transfer to your bank. He will need your Bank account number and routing number (it is right on your checks), and your Bank's Swift Code. Call your bank and they will give you that information. Usually it takes 2 to 4 days depending on the banks themselves, and when the money is in your bank there is no further problems, he can't take it back, you can send the stuff. And he will be the one paying the transfer fee. And just in case you worry about giving your banking information to a stranger, you can open a separate account with a minimum amount in it, just for wire transfers. Anne M. Black http://www.impactika.com/ impact...@aol.com President, I.M.C.A. Inc. http://www.imca.cc/ In a message dated 8/9/2011 9:37:45 PM Mountain Daylight Time, meteoritesno...@hotmail.ca writes: Hey Mike. I think just to be safe you should request an International Money Order. At least that way, it can be traced if necessary, and there shouldn't be a hold on it. If you get the cheque, and send the items only to find out the cheque is rubber, then you are out of luck. Cheers Mike Craig M Date: Tue, 9 Aug 2011 11:45:22 -0400 From: meteoritem...@gmail.com To: meteorite-list@meteoritecentral.com Subject: [meteorite-list] Question for dealers - accepting foreign checks in the US Hi List, Quick question for the dealers : have you ever heard of a US bank accepting a check from an overseas bank? Specifically, a check from India from an Indian bank that is affiliated with Bank of America, and the check in question will be drawn against Bank of America and can be deposited or cashed at any Bank of America? I ask because I received a request from an overseas customer and the request seems legit in other respects, but I am reluctant to deal with the kind of stuff where I have to walk in to the bank, speak to a supervisor and get it handled - it's a PITA and I'd rather just go through the drive-through and get my business done quick. And unless this is some form of Cashier's Check, there is no telling how long it will take for a check like this to clear and the funds to become available. Best regards, MikeG __ Visit the Archives at http://www.meteoritecentral.com/mailing-list-archives.html Meteorite-list mailing list Meteorite-list@meteoritecentral.com http://six.pairlist.net/mailman/listinfo/meteorite-list
[meteorite-list] Question for dealers - accepting foreign checks in the US
Hi List, Quick question for the dealers : have you ever heard of a US bank accepting a check from an overseas bank? Specifically, a check from India from an Indian bank that is affiliated with Bank of America, and the check in question will be drawn against Bank of America and can be deposited or cashed at any Bank of America? I ask because I received a request from an overseas customer and the request seems legit in other respects, but I am reluctant to deal with the kind of stuff where I have to walk in to the bank, speak to a supervisor and get it handled - it's a PITA and I'd rather just go through the drive-through and get my business done quick. And unless this is some form of Cashier's Check, there is no telling how long it will take for a check like this to clear and the funds to become available. Best regards, MikeG - Galactic Stone Ironworks - Meteorites Amber (Michael Gilmer) Website - http://www.galactic-stone.com Facebook - http://tinyurl.com/42h79my News Feed - http://www.galactic-stone.com/rss/126516 Twitter - http://twitter.com/galacticstone EOM - http://www.encyclopedia-of-meteorites.com/collection.aspx?id=1564 - __ Visit the Archives at http://www.meteoritecentral.com/mailing-list-archives.html Meteorite-list mailing list Meteorite-list@meteoritecentral.com http://six.pairlist.net/mailman/listinfo/meteorite-list
Re: [meteorite-list] Question for dealers - accepting foreign checks in the US
It can be done, but watch out. In Kentucky, they can hold the funds for 90 days (and will blame everyone else for it) while they use YOUR money for themselves. I am sure other states have similar laws which allow theft like this. On 4:45:22 pm 08/09/11 Michael Gilmer meteoritem...@gmail.com wrote: Hi List, Quick question for the dealers : have you ever heard of a US bank accepting a check from an overseas bank? Specifically, a check from India from an Indian bank that is affiliated with Bank of America, and the check in question will be drawn against Bank of America and can be deposited or cashed at any Bank of America? I ask because I received a request from an overseas customer and the request seems legit in other respects, but I am reluctant to deal with the kind of stuff where I have to walk in to the bank, speak to a supervisor and get it handled - it's a PITA and I'd rather just go through the drive-through and get my business done quick. And unless this is some form of Cashier's Check, there is no telling how long it will take for a check like this to clear and the funds to become available. Best regards, MikeG -- --- Galactic Stone Ironworks - Meteorites Amber (Michael Gilmer) Website - http://www.galactic-stone.com Facebook - http://tinyurl.com/42h79my News Feed - http://www.galactic-stone.com/rss/126516 Twitter - http://twitter.com/galacticstone EOM - http://www.encyclopedia-of-meteorites.com/collection.aspx?id=156 4 -- --- __ Visit the Archives at http://www.meteoritecentral.com/mailing-list-arc hives.html Meteorite-list mailing list Meteorite-list@meteoritecentral.com http://six.pairlist.net/mailman/listinfo/meteorite-list __ Visit the Archives at http://www.meteoritecentral.com/mailing-list-archives.html Meteorite-list mailing list Meteorite-list@meteoritecentral.com http://six.pairlist.net/mailman/listinfo/meteorite-list
Re: [meteorite-list] Question for dealers - accepting foreign checks in the US
Mike, If he has a bank account, why don't you ask him to sign up with paypal?, they say it's free to send from there and charge a 2.5% premium (over interbank I suppose) https://www.paypal.com/in/cgi-bin/helpscr?cmd=_display-fees-outside also, ref: http://niftyprediction.blogspot.com/2009/05/outward-remittance-how-to-send-money.html Insist I am not a dealer, though, so the reply doesn't count. Best wishes Doug -Original Message- From: Michael Gilmer meteoritem...@gmail.com To: meteorite list meteorite-list@meteoritecentral.com Sent: Tue, Aug 9, 2011 11:45 am Subject: [meteorite-list] Question for dealers - accepting foreign checks in the US Hi List, Quick question for the dealers : have you ever heard of a US bank accepting a check from an overseas bank? Specifically, a check from India from an Indian bank that is affiliated with Bank of America, and the check in question will be drawn against Bank of America and can be deposited or cashed at any Bank of America? I ask because I received a request from an overseas customer and the request seems legit in other respects, but I am reluctant to deal with the kind of stuff where I have to walk in to the bank, speak to a supervisor and get it handled - it's a PITA and I'd rather just go through the drive-through and get my business done quick. And unless this is some form of Cashier's Check, there is no telling how long it will take for a check like this to clear and the funds to become available. Best regards, MikeG - Galactic Stone Ironworks - Meteorites Amber (Michael Gilmer) Website - http://www.galactic-stone.com Facebook - http://tinyurl.com/42h79my News Feed - http://www.galactic-stone.com/rss/126516 Twitter - http://twitter.com/galacticstone EOM - http://www.encyclopedia-of-meteorites.com/collection.aspx?id=1564 - __ Visit the Archives at http://www.meteoritecentral.com/mailing-list-archives.html Meteorite-list mailing list Meteorite-list@meteoritecentral.com http://six.pairlist.net/mailman/listinfo/meteorite-list __ Visit the Archives at http://www.meteoritecentral.com/mailing-list-archives.html Meteorite-list mailing list Meteorite-list@meteoritecentral.com http://six.pairlist.net/mailman/listinfo/meteorite-list
Re: [meteorite-list] Question for dealers - accepting foreign checks in the US
Hey Mike. I think just to be safe you should request an International Money Order. At least that way, it can be traced if necessary, and there shouldn't be a hold on it. If you get the cheque, and send the items only to find out the cheque is rubber, then you are out of luck. Cheers Mike Craig M Date: Tue, 9 Aug 2011 11:45:22 -0400 From: meteoritem...@gmail.com To: meteorite-list@meteoritecentral.com Subject: [meteorite-list] Question for dealers - accepting foreign checks in the US Hi List, Quick question for the dealers : have you ever heard of a US bank accepting a check from an overseas bank? Specifically, a check from India from an Indian bank that is affiliated with Bank of America, and the check in question will be drawn against Bank of America and can be deposited or cashed at any Bank of America? I ask because I received a request from an overseas customer and the request seems legit in other respects, but I am reluctant to deal with the kind of stuff where I have to walk in to the bank, speak to a supervisor and get it handled - it's a PITA and I'd rather just go through the drive-through and get my business done quick. And unless this is some form of Cashier's Check, there is no telling how long it will take for a check like this to clear and the funds to become available. Best regards, MikeG - Galactic Stone Ironworks - Meteorites Amber (Michael Gilmer) Website - http://www.galactic-stone.com Facebook - http://tinyurl.com/42h79my News Feed - http://www.galactic-stone.com/rss/126516 Twitter - http://twitter.com/galacticstone EOM - http://www.encyclopedia-of-meteorites.com/collection.aspx?id=1564 - __ Visit the Archives at http://www.meteoritecentral.com/mailing-list-archives.html Meteorite-list mailing list Meteorite-list@meteoritecentral.com http://six.pairlist.net/mailman/listinfo/meteorite-list __ Visit the Archives at http://www.meteoritecentral.com/mailing-list-archives.html Meteorite-list mailing list Meteorite-list@meteoritecentral.com http://six.pairlist.net/mailman/listinfo/meteorite-list
