Mifos X does not allow a holiday or non-working day based rescheduling to behave like a moratorium:
Example:
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Sundays are defined as non-working days in m_working_days table i.e. RECURRENCY column has value "(FREQ=WEEKLY;INTERVAL=1;BYDAY=MO,TU,WE,TH,FR,SA)"
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Want the repayment schedule to be "shifted out" based on holidays and non-working days.
For a daily repayment loan, this would mean that the repayment term of loan would be extended (as Sundays are non-working days), instead of 2 installments being due on Mondays).
This is supported in Mifos 2.x (holiday rescheduling rule = moratorium)
This would need a new value for the repayment_reschduling_enum column to be introduced. Today, this column only supports the following values: 0 - Invalid 1 - SAME_DAY 2 - MOVE_TO_NEXT_WORKING_DAY 3 - MOVE_TO_NEXT_REPAYMENT_MEETING_DAY 4 - MOVE_TO_PREVIOUS_WORKING_DAY
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