Re: [Mifos-users] Status of Client Fees Charges in Mifos X - MIFOSX-583
. On Fri, Mar 28, 2014 at 11:22 PM, srinivasa Rao Yedida sre.mi...@gmail.com wrote: Hi I completely agree with Binny, before process of the loan any stage member may chance to reject. Member Fee should required adding at client level in my case. and even this fee is one time and life time. for that purpose why we to open the other addition account and linkage to client. and again It is different from one to another organization. Thank Srinviasarao YedidaOn Sat, Mar 29, 2014 at 10:46 AM, Binny Gopinath Sreevas binny.gopin...@gmail.com wrote: I will wait for Zayyad and actual users to respond.In my mind this is a functional limitation we are imposing based on our design.- In a large MFI (with say 500k customers or so), we will be forced to create 500k current accounts just to collect a client level fees, which I feel is unnecessary- In future, I can see a client onboarding workflow being implemented in Mifos. This could involve steps like:o Client applicationo Client Training on Group methodology and liabilitieso Group testo Credit Verification etc.So, the client may get rejected at any of these steps and never become an active client. And if the MFI wants to charge a client level upfront processing fees – how will we do this? - Home loans typically have a processing charge, which is applicable even if the loan application is rejected. In a normal bank, the home loan client need not have any other bank account to apply for a home loan.Thanks BinnyFrom: Ed Cable [mailto:edca...@mifos.org] Sent: 29 March 2014 04:39To: A good place to start for users or folks new to Mifos.Cc: Zayyad Said; Vishwas Babu; Binny GopinathSubject: Re: [Mifos-users] Status of Client Fees Charges in Mifos X - MIFOSX-583 Vishwas,I totally agree and now read over the approach that you and Keith discussed. Makes complete sense from an accounting perspective that fees should be associated with an actual account. As Keith alluded to, let's make sure in the UI we start to explicitly call the current account by its name rather than just it being another savings account. In the old Mifos UI, the client fees/charges were summarized at the top level of the client record - Perhaps we could do the same by including a summary of the current account fees at the top level client record page? Zayyad - will this approach around handling client fees at the current account level work for your customer? Read the comments on the issue linked to below. EdOn Fri, Mar 28, 2014 at 11:27 AM, Vishwas Babu vishwasbab...@gmail.com wrote:Ed , Zayyad,The last couple of releases added support for associating a default savings (current) account for a Client during client creation workflow.So you can associate a current account with the appropriate accounting rules to a customer and then apply any fees you want to the current account (works exactly like client fees)Regards,VishwasOn Mar 28, 2014 11:10 AM, "Ed Cable" edca...@mifos.org wrote: Hey guys, Support for adding client-level fees came up this morning as a blocker for one of Zayyad's customers. Can you let the community know what the timeline is for adding this support? Is it still targeted for one of the near-term upcoming releases? https://mifosforge.jira.com/browse/MIFOSX-583 Thanks,Ed --___Mifos-users mailing listMifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users --___Mifos-users mailing listMifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- Ed Cable Mifos Community ManagerDirector of Community Programs, Mifos Initiative edca...@mifos.org| Skype: edcable | Mobile: 484.477.8649 Collectively Creating a World of 3 Billion Maries |http://openmf.org Note:As of Jan 1, 2014 my email has changed fromedcable@openmf.orgtoedcable@mifos.org. Please update your address book accordingly. -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- Ed CableMifos Community Manager Director of Community Programs, Mifos Initiativeedca...@mifos.org| Skype: edcable | Mobile: 484.477.8649 Collectively Creating a World of 3 Billion Maries |http://openmf.org Note:As of Jan 1, 2014 my email has changed fromedcable@openmf.orgtoedcable@mifos.org. Please update your address book a
Re: [Mifos-users] Status of Client Fees Charges in Mifos X - MIFOSX-583
What is the level of effort involved with extending accounting with support at the client-level such that true client fees could be added. I do agree that we shouldn't impose a major functional limitation based on our design especially if creates major pain points for users as noted with the need to maintain actual accounts for an inactive client just to bill them fees. I do see how not having ability to directly add a fee to the client would be perceived as a major functional gap and having to set up a current account as being a cumbersome work around that doesn't match overall business process. I also see it being quite important to move towards supporting the tracking of the full client lifecycle starting from prospects/pre-clients, as Amit from Digamber has so often noted the strong need. On Fri, Mar 28, 2014 at 11:22 PM, srinivasa Rao Yedida sre.mi...@gmail.comwrote: Hi I completely agree with Binny, before process of the loan any stage member may chance to reject. Member Fee should required adding at client level in my case. and even this fee is one time and life time. for that purpose why we to open the other addition account and linkage to client. and again It is different from one to another organization. Thank Srinviasarao Yedida On Sat, Mar 29, 2014 at 10:46 AM, Binny Gopinath Sreevas binny.gopin...@gmail.com wrote: I will wait for Zayyad and actual users to respond. In my mind this is a functional limitation we are imposing based on our design. - In a large MFI (with say 500k customers or so), we will be forced to create 500k current accounts just to collect a client level fees, which I feel is unnecessary - In future, I can see a client onboarding workflow being implemented in Mifos. This could involve steps like: o Client application o Client Training on Group methodology and liabilities o Group test o Credit Verification etc. So, the client may get rejected at any of these steps and never become an active client. And if the MFI wants to charge a client level upfront processing fees - how will we do this? - Home loans typically have a processing charge, which is applicable even if the loan application is rejected. In a normal bank, the home loan client need not have any other bank account to apply for a home loan. Thanks Binny *From:* Ed Cable [mailto:edca...@mifos.org] *Sent:* 29 March 2014 04:39 *To:* A good place to start for users or folks new to Mifos. *Cc:* Zayyad Said; Vishwas Babu; Binny Gopinath *Subject:* Re: [Mifos-users] Status of Client Fees Charges in Mifos X - MIFOSX-583 Vishwas, I totally agree and now read over the approach that you and Keith discussed. Makes complete sense from an accounting perspective that fees should be associated with an actual account. As Keith alluded to, let's make sure in the UI we start to explicitly call the current account by its name rather than just it being another savings account. In the old Mifos UI, the client fees/charges were summarized at the top level of the client record - Perhaps we could do the same by including a summary of the current account fees at the top level client record page? Zayyad - will this approach around handling client fees at the current account level work for your customer? Read the comments on the issue linked to below. Ed On Fri, Mar 28, 2014 at 11:27 AM, Vishwas Babu vishwasbab...@gmail.com wrote: Ed , Zayyad, The last couple of releases added support for associating a default savings (current) account for a Client during client creation workflow. So you can associate a current account with the appropriate accounting rules to a customer and then apply any fees you want to the current account (works exactly like client fees) Regards, Vishwas On Mar 28, 2014 11:10 AM, Ed Cable edca...@mifos.org wrote: Hey guys, Support for adding client-level fees came up this morning as a blocker for one of Zayyad's customers. Can you let the community know what the timeline is for adding this support? Is it still targeted for one of the near-term upcoming releases? https://mifosforge.jira.com/browse/MIFOSX-583 Thanks, Ed -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- *Ed Cable* Mifos Community Manager Director of Community Programs, Mifos Initiative edca...@mifos.org | Skype: edcable | Mobile: 484.477.8649 *Collectively Creating a World of 3 Billion Maries | *http
Re: [Mifos-users] Status of Client Fees Charges in Mifos X - MIFOSX-583
Hi I completely agree with Binny, before process of the loan any stage member may chance to reject. Member Fee should required adding at client level in my case. and even this fee is one time and life time. for that purpose why we to open the other addition account and linkage to client. and again It is different from one to another organization. Thank Srinviasarao Yedida On Sat, Mar 29, 2014 at 10:46 AM, Binny Gopinath Sreevas binny.gopin...@gmail.com wrote: I will wait for Zayyad and actual users to respond. In my mind this is a functional limitation we are imposing based on our design. - In a large MFI (with say 500k customers or so), we will be forced to create 500k current accounts just to collect a client level fees, which I feel is unnecessary - In future, I can see a client onboarding workflow being implemented in Mifos. This could involve steps like: o Client application o Client Training on Group methodology and liabilities o Group test o Credit Verification etc. So, the client may get rejected at any of these steps and never become an active client. And if the MFI wants to charge a client level upfront processing fees - how will we do this? - Home loans typically have a processing charge, which is applicable even if the loan application is rejected. In a normal bank, the home loan client need not have any other bank account to apply for a home loan. Thanks Binny *From:* Ed Cable [mailto:edca...@mifos.org] *Sent:* 29 March 2014 04:39 *To:* A good place to start for users or folks new to Mifos. *Cc:* Zayyad Said; Vishwas Babu; Binny Gopinath *Subject:* Re: [Mifos-users] Status of Client Fees Charges in Mifos X - MIFOSX-583 Vishwas, I totally agree and now read over the approach that you and Keith discussed. Makes complete sense from an accounting perspective that fees should be associated with an actual account. As Keith alluded to, let's make sure in the UI we start to explicitly call the current account by its name rather than just it being another savings account. In the old Mifos UI, the client fees/charges were summarized at the top level of the client record - Perhaps we could do the same by including a summary of the current account fees at the top level client record page? Zayyad - will this approach around handling client fees at the current account level work for your customer? Read the comments on the issue linked to below. Ed On Fri, Mar 28, 2014 at 11:27 AM, Vishwas Babu vishwasbab...@gmail.com wrote: Ed , Zayyad, The last couple of releases added support for associating a default savings (current) account for a Client during client creation workflow. So you can associate a current account with the appropriate accounting rules to a customer and then apply any fees you want to the current account (works exactly like client fees) Regards, Vishwas On Mar 28, 2014 11:10 AM, Ed Cable edca...@mifos.org wrote: Hey guys, Support for adding client-level fees came up this morning as a blocker for one of Zayyad's customers. Can you let the community know what the timeline is for adding this support? Is it still targeted for one of the near-term upcoming releases? https://mifosforge.jira.com/browse/MIFOSX-583 Thanks, Ed -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- *Ed Cable* Mifos Community Manager Director of Community Programs, Mifos Initiative edca...@mifos.org | Skype: edcable | Mobile: 484.477.8649 *Collectively Creating a World of 3 Billion Maries | *http://openmf.orghttp://mifos.org http://facebook.com/mifos http://www.twitter.com/mifos *Note:* As of Jan 1, 2014 my email has changed from edcable@*openmf*.orgedca...@openmf.org to edcable@*mifos*.org edca...@mifos.org. Please update your address book accordingly. -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users
Re: [Mifos-users] Status of Client Fees Charges in Mifos X - MIFOSX-583
Vishwas, I totally agree and now read over the approach that you and Keith discussed. Makes complete sense from an accounting perspective that fees should be associated with an actual account. As Keith alluded to, let's make sure in the UI we start to explicitly call the current account by its name rather than just it being another savings account. In the old Mifos UI, the client fees/charges were summarized at the top level of the client record - Perhaps we could do the same by including a summary of the current account fees at the top level client record page? Zayyad - will this approach around handling client fees at the current account level work for your customer? Read the comments on the issue linked to below. Ed On Fri, Mar 28, 2014 at 11:27 AM, Vishwas Babu vishwasbab...@gmail.comwrote: Ed , Zayyad, The last couple of releases added support for associating a default savings (current) account for a Client during client creation workflow. So you can associate a current account with the appropriate accounting rules to a customer and then apply any fees you want to the current account (works exactly like client fees) Regards, Vishwas On Mar 28, 2014 11:10 AM, Ed Cable edca...@mifos.org wrote: Hey guys, Support for adding client-level fees came up this morning as a blocker for one of Zayyad's customers. Can you let the community know what the timeline is for adding this support? Is it still targeted for one of the near-term upcoming releases? https://mifosforge.jira.com/browse/MIFOSX-583 Thanks, Ed -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- *Ed Cable* Mifos Community Manager Director of Community Programs, Mifos Initiative edca...@mifos.org | Skype: edcable | Mobile: 484.477.8649 *Collectively Creating a World of 3 Billion Maries | *http://openmf.orghttp://mifos.org http://facebook.com/mifos http://www.twitter.com/mifos *Note:* As of Jan 1, 2014 my email has changed from edcable@*openmf*.orgedca...@openmf.org to edcable@*mifos*.org edca...@mifos.org. Please update your address book accordingly. -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users
Re: [Mifos-users] Status of Client Fees Charges in Mifos X - MIFOSX-583
I will wait for Zayyad and actual users to respond. In my mind this is a functional limitation we are imposing based on our design. - In a large MFI (with say 500k customers or so), we will be forced to create 500k current accounts just to collect a client level fees, which I feel is unnecessary - In future, I can see a client onboarding workflow being implemented in Mifos. This could involve steps like: o Client application o Client Training on Group methodology and liabilities o Group test o Credit Verification etc. So, the client may get rejected at any of these steps and never become an active client. And if the MFI wants to charge a client level upfront processing fees - how will we do this? - Home loans typically have a processing charge, which is applicable even if the loan application is rejected. In a normal bank, the home loan client need not have any other bank account to apply for a home loan. Thanks Binny From: Ed Cable [mailto:edca...@mifos.org] Sent: 29 March 2014 04:39 To: A good place to start for users or folks new to Mifos. Cc: Zayyad Said; Vishwas Babu; Binny Gopinath Subject: Re: [Mifos-users] Status of Client Fees Charges in Mifos X - MIFOSX-583 Vishwas, I totally agree and now read over the approach that you and Keith discussed. Makes complete sense from an accounting perspective that fees should be associated with an actual account. As Keith alluded to, let's make sure in the UI we start to explicitly call the current account by its name rather than just it being another savings account. In the old Mifos UI, the client fees/charges were summarized at the top level of the client record - Perhaps we could do the same by including a summary of the current account fees at the top level client record page? Zayyad - will this approach around handling client fees at the current account level work for your customer? Read the comments on the issue linked to below. Ed On Fri, Mar 28, 2014 at 11:27 AM, Vishwas Babu vishwasbab...@gmail.com wrote: Ed , Zayyad, The last couple of releases added support for associating a default savings (current) account for a Client during client creation workflow. So you can associate a current account with the appropriate accounting rules to a customer and then apply any fees you want to the current account (works exactly like client fees) Regards, Vishwas On Mar 28, 2014 11:10 AM, Ed Cable edca...@mifos.org wrote: Hey guys, Support for adding client-level fees came up this morning as a blocker for one of Zayyad's customers. Can you let the community know what the timeline is for adding this support? Is it still targeted for one of the near-term upcoming releases? https://mifosforge.jira.com/browse/MIFOSX-583 Thanks, Ed -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users -- Ed Cable Mifos Community Manager Director of Community Programs, Mifos Initiative edca...@mifos.org | Skype: edcable | Mobile: 484.477.8649 Collectively Creating a World of 3 Billion Maries | http://openmf.org http://mifos.org http://facebook.com/mifos http://www.twitter.com/mifos Note: As of Jan 1, 2014 my email has changed from mailto:edca...@openmf.org edca...@openmf.org to mailto:edca...@mifos.org edca...@mifos.org. Please update your address book accordingly. -- ___ Mifos-users mailing list Mifos-users@lists.sourceforge.net https://lists.sourceforge.net/lists/listinfo/mifos-users
