[proletar] Re: One billion people cannot afford healthcare - WHO
gua cuman bilang, kalo mau ngasih informasi berdasarkan angka statistik itu jangan suka milih2, buka semuanya. elu begitu girang melihat indonesia ada di posisi 92, tapi ngga berani bilang bahwa russia, yg notabene ex negara superpower, posisinya jauh dibawah indonesia. elu sengaja menyembunyikan fakta lain dan berharap sebagian fakta yg elu sodorkan di sini bisa bikin elu orgasme. dasar kakek goblog. --- In proletar@yahoogroups.com, Jusfiq kesayangan.al...@... wrote: Cara berfikir manusia yang otaknya sudah rusak karena dididik oleh bapaknya bangsat biadab yang kejam, keji, zalim, buas lagi ganas dan yang telah tega-teganya memperlakukan johny-indon seperti anjing budug yang ditendangnya hingga terkencing-kencing: dia bukannnya melihat kekurangan Indonesia yang perlu diperbaiki, tujuan lebih bagus yang perlu dicapain, ketinggalan yang perlu disadari agar kemajuan bisa dicapai Nggak dia melihat kelebihan Indonesia dibidang jaminan kesehatan dari negeri yang lebih terkebelakang... Rasa suka puas diri manusia debil kayak kambing congek lagi cacingan yang tidak mau lebih maju. --- In proletar@yahoogroups.com, johny_indon johny_indon@ wrote: mestinya ditambahin dong: tapi jauh lebih baik dibanding china, india, afrika selatan, vietnam, dan bahkan negara kebanggaan si wawan: russia. dasar si juspik tukang milih2. --- In proletar@yahoogroups.com, Jusfiq kesayangan.allah@ wrote: Lihat: http://www.photius.com/rankings/healthranks.html Indonesia no.92. Dibawah Bangladesh, Macedonia, Bosnia-Herzegovina, Lebanon... --- In proletar@yahoogroups.com, sunny ambon@ wrote: Refleksi : Kira-kira berapa banyak dari penduduk Indonesia yang tidak mampu mendapat pelayanan kesehatan sepatutnya? http://arabnews.com/world/article197997.ece One billion people cannot afford healthcare - WHO By KATE KELLAND | HEALTH Published: Nov 22, 2010 12:52 Updated: Nov 22, 2010 12:52 LONDON: Around a billion people cannot afford any health services, and paying for healthcare pushes about 100 million people a year into poverty, the World Health Organization said on Monday. In a global report on financing health systems, the United Nations health body said all countries, rich and poor, could do more toward getting universal coverage and urged them to think about ways to increase efficiency and use new taxes and innovative fund-raising measures to boost access to healthcare. For many, health services just don't exist, for others they are not affordable. When they're not affordable it means you either choose not to use them or you suffer severe financial hardship, David Evans, the WHO's director of health systems financing, said in a briefing on the report's findings. The World Health Report 2010 lays out steps countries could take to raise more funds and reduce financial barriers to obtaining healthcare, and to make health services more efficient. It found that to stop payment for healthcare impoverishing people, direct, out-of-pocket payments should make up less than 15 to 20 percent of a country's total health spending. Yet currently, in 33 mainly low- and middle-income countries, direct payments from individuals receiving healthcare still account for more than 50 percent of total health spending. It suggested governments should look at diversifying sources of revenue from levies such as sin taxes on products like tobacco and alcohol, currency transaction taxes, and national solidarity taxes on certain sectors. If India were to implement a levy of 0.005 percent on foreign exchange transactions, it could raise $370 million per year, the report said. Gabon raised $30 million for health in 2009 by imposing a 1.5 percent levy on companies handling remittances and a 10 percent tax on mobile phone operators. Health of financial ruin? WHO director general Margaret Chan wrote in a foreword to the report that no one in need of healthcare, whether curative or preventive, should risk financial ruin as a result. As the world grapples with economic slowdown, globalization of diseases ... and growing demands for chronic care ... the need for universal health coverage, and a strategy for financing it, has never been greater, the report said. There is no magic bullet to achieving universal access. Nevertheless, a wide range of experiences from around the world suggests that countries can move forward faster. The WHO said that typically, 20 to 40 percent of health spending is wasted, often through spending on expensive but unnecessary drugs, hospital-related inefficiency and poor use of skilled
Re: [proletar] Re: One billion people cannot afford healthcare - WHO
Hahahahahahaha Anjing tua bego kalah telak sama Johnny Kakek bego Kakek tolol Kakek dungu Kakek taik -Original Message- From: johny_indon johny_in...@yahoo.com Sender: proletar@yahoogroups.com Date: Thu, 25 Nov 2010 08:02:59 To: proletar@yahoogroups.com Reply-To: proletar@yahoogroups.com Subject: [proletar] Re: One billion people cannot afford healthcare - WHO gua cuman bilang, kalo mau ngasih informasi berdasarkan angka statistik itu jangan suka milih2, buka semuanya. elu begitu girang melihat indonesia ada di posisi 92, tapi ngga berani bilang bahwa russia, yg notabene ex negara superpower, posisinya jauh dibawah indonesia. elu sengaja menyembunyikan fakta lain dan berharap sebagian fakta yg elu sodorkan di sini bisa bikin elu orgasme. dasar kakek goblog. --- In proletar@yahoogroups.com, Jusfiq kesayangan.al...@... wrote: Cara berfikir manusia yang otaknya sudah rusak karena dididik oleh bapaknya bangsat biadab yang kejam, keji, zalim, buas lagi ganas dan yang telah tega-teganya memperlakukan johny-indon seperti anjing budug yang ditendangnya hingga terkencing-kencing: dia bukannnya melihat kekurangan Indonesia yang perlu diperbaiki, tujuan lebih bagus yang perlu dicapain, ketinggalan yang perlu disadari agar kemajuan bisa dicapai Nggak dia melihat kelebihan Indonesia dibidang jaminan kesehatan dari negeri yang lebih terkebelakang... Rasa suka puas diri manusia debil kayak kambing congek lagi cacingan yang tidak mau lebih maju. --- In proletar@yahoogroups.com, johny_indon johny_indon@ wrote: mestinya ditambahin dong: tapi jauh lebih baik dibanding china, india, afrika selatan, vietnam, dan bahkan negara kebanggaan si wawan: russia. dasar si juspik tukang milih2. --- In proletar@yahoogroups.com, Jusfiq kesayangan.allah@ wrote: Lihat: http://www.photius.com/rankings/healthranks.html Indonesia no.92. Dibawah Bangladesh, Macedonia, Bosnia-Herzegovina, Lebanon... --- In proletar@yahoogroups.com, sunny ambon@ wrote: Refleksi : Kira-kira berapa banyak dari penduduk Indonesia yang tidak mampu mendapat pelayanan kesehatan sepatutnya? http://arabnews.com/world/article197997.ece One billion people cannot afford healthcare - WHO By KATE KELLAND | HEALTH Published: Nov 22, 2010 12:52 Updated: Nov 22, 2010 12:52 LONDON: Around a billion people cannot afford any health services, and paying for healthcare pushes about 100 million people a year into poverty, the World Health Organization said on Monday. In a global report on financing health systems, the United Nations health body said all countries, rich and poor, could do more toward getting universal coverage and urged them to think about ways to increase efficiency and use new taxes and innovative fund-raising measures to boost access to healthcare. For many, health services just don't exist, for others they are not affordable. When they're not affordable it means you either choose not to use them or you suffer severe financial hardship, David Evans, the WHO's director of health systems financing, said in a briefing on the report's findings. The World Health Report 2010 lays out steps countries could take to raise more funds and reduce financial barriers to obtaining healthcare, and to make health services more efficient. It found that to stop payment for healthcare impoverishing people, direct, out-of-pocket payments should make up less than 15 to 20 percent of a country's total health spending. Yet currently, in 33 mainly low- and middle-income countries, direct payments from individuals receiving healthcare still account for more than 50 percent of total health spending. It suggested governments should look at diversifying sources of revenue from levies such as sin taxes on products like tobacco and alcohol, currency transaction taxes, and national solidarity taxes on certain sectors. If India were to implement a levy of 0.005 percent on foreign exchange transactions, it could raise $370 million per year, the report said. Gabon raised $30 million for health in 2009 by imposing a 1.5 percent levy on companies handling remittances and a 10 percent tax on mobile phone operators. Health of financial ruin? WHO director general Margaret Chan wrote in a foreword to the report that no one in need of healthcare, whether curative or preventive, should risk financial ruin as a result. As the world grapples with economic slowdown, globalization of diseases ... and growing demands for chronic care ... the need for universal health coverage, and a strategy for financing it, has never been greater, the report said
[proletar] Re: One billion people cannot afford healthcare - WHO
Otak johny-indon ini sudah rusak berat akibat asuhan bapaknya yang adalah serdadu yang dididik untuk membunuh manusia dan yang adalah juga manusia biadab, kejam, keji, zalim, buas lagi ganas dan yang telah tega-teganya memperlakukan anaknya sendiri seperti anjing budug yang ditendangnya hingga terkencing-kencing. Dan nggak heran kalo johny-indon itu kalo kirim posting kesini juga suka kasi unjuk otaknya yang sudah rusak berat dan belepotan najis yang busuk, nista lagi menjijijikkan. Pertama johny-indon ini menipu: saya tidak menyembunyikan fakta, karena saya berikan link beritanya yang lengkap. Tiap orang bisa melihatnya. Kedua: diposting yang dimaksud saya TIDAK sekedar menyampaikan informasi, yang ada di link yang saya berikan, tapi menarik perhatian orang yang punya otak ke kenyataan yang ada di informasi yang saya sertakan: didaftr itu Indonesia berada dibawah Bengladesh. Dan dengan menarik perhatian orang akan kenyataan itu saya hakekatnya menunjukkan apa yang perlu dicapai Indonesia dibidang kesehatan. Ketiga: jadi jelas bahwa saya tidak merasa girang melihat Indonesia berada di no 92 tapi ikut merasa prihatin. Kebusukan dan kenistaan isi otak johny-indo ini sungguh menjijikkan. --- In proletar@yahoogroups.com, johny_indon johny_in...@... wrote: gua cuman bilang, kalo mau ngasih informasi berdasarkan angka statistik itu jangan suka milih2, buka semuanya. elu begitu girang melihat indonesia ada di posisi 92, tapi ngga berani bilang bahwa russia, yg notabene ex negara superpower, posisinya jauh dibawah indonesia. elu sengaja menyembunyikan fakta lain dan berharap sebagian fakta yg elu sodorkan di sini bisa bikin elu orgasme. dasar kakek goblog. --- In proletar@yahoogroups.com, Jusfiq kesayangan.allah@ wrote: Cara berfikir manusia yang otaknya sudah rusak karena dididik oleh bapaknya bangsat biadab yang kejam, keji, zalim, buas lagi ganas dan yang telah tega-teganya memperlakukan johny-indon seperti anjing budug yang ditendangnya hingga terkencing-kencing: dia bukannnya melihat kekurangan Indonesia yang perlu diperbaiki, tujuan lebih bagus yang perlu dicapain, ketinggalan yang perlu disadari agar kemajuan bisa dicapai Nggak dia melihat kelebihan Indonesia dibidang jaminan kesehatan dari negeri yang lebih terkebelakang... Rasa suka puas diri manusia debil kayak kambing congek lagi cacingan yang tidak mau lebih maju. --- In proletar@yahoogroups.com, johny_indon johny_indon@ wrote: mestinya ditambahin dong: tapi jauh lebih baik dibanding china, india, afrika selatan, vietnam, dan bahkan negara kebanggaan si wawan: russia. dasar si juspik tukang milih2. --- In proletar@yahoogroups.com, Jusfiq kesayangan.allah@ wrote: Lihat: http://www.photius.com/rankings/healthranks.html Indonesia no.92. Dibawah Bangladesh, Macedonia, Bosnia-Herzegovina, Lebanon... --- In proletar@yahoogroups.com, sunny ambon@ wrote: Refleksi : Kira-kira berapa banyak dari penduduk Indonesia yang tidak mampu mendapat pelayanan kesehatan sepatutnya? http://arabnews.com/world/article197997.ece One billion people cannot afford healthcare - WHO By KATE KELLAND | HEALTH Published: Nov 22, 2010 12:52 Updated: Nov 22, 2010 12:52 LONDON: Around a billion people cannot afford any health services, and paying for healthcare pushes about 100 million people a year into poverty, the World Health Organization said on Monday. In a global report on financing health systems, the United Nations health body said all countries, rich and poor, could do more toward getting universal coverage and urged them to think about ways to increase efficiency and use new taxes and innovative fund-raising measures to boost access to healthcare. For many, health services just don't exist, for others they are not affordable. When they're not affordable it means you either choose not to use them or you suffer severe financial hardship, David Evans, the WHO's director of health systems financing, said in a briefing on the report's findings. The World Health Report 2010 lays out steps countries could take to raise more funds and reduce financial barriers to obtaining healthcare, and to make health services more efficient. It found that to stop payment for healthcare impoverishing people, direct, out-of-pocket payments should make up less than 15 to 20 percent of a country's total health spending. Yet currently, in 33 mainly low- and middle-income countries, direct payments from individuals receiving healthcare still account for more than 50 percent of total health spending. It suggested governments should look at diversifying sources of
[proletar] Re: One billion people cannot afford healthcare - WHO
mestinya ditambahin dong: tapi jauh lebih baik dibanding china, india, afrika selatan, vietnam, dan bahkan negara kebanggaan si wawan: russia. dasar si juspik tukang milih2. --- In proletar@yahoogroups.com, Jusfiq kesayangan.al...@... wrote: Lihat: http://www.photius.com/rankings/healthranks.html Indonesia no.92. Dibawah Bangladesh, Macedonia, Bosnia-Herzegovina, Lebanon... --- In proletar@yahoogroups.com, sunny ambon@ wrote: Refleksi : Kira-kira berapa banyak dari penduduk Indonesia yang tidak mampu mendapat pelayanan kesehatan sepatutnya? http://arabnews.com/world/article197997.ece One billion people cannot afford healthcare - WHO By KATE KELLAND | HEALTH Published: Nov 22, 2010 12:52 Updated: Nov 22, 2010 12:52 LONDON: Around a billion people cannot afford any health services, and paying for healthcare pushes about 100 million people a year into poverty, the World Health Organization said on Monday. In a global report on financing health systems, the United Nations health body said all countries, rich and poor, could do more toward getting universal coverage and urged them to think about ways to increase efficiency and use new taxes and innovative fund-raising measures to boost access to healthcare. For many, health services just don't exist, for others they are not affordable. When they're not affordable it means you either choose not to use them or you suffer severe financial hardship, David Evans, the WHO's director of health systems financing, said in a briefing on the report's findings. The World Health Report 2010 lays out steps countries could take to raise more funds and reduce financial barriers to obtaining healthcare, and to make health services more efficient. It found that to stop payment for healthcare impoverishing people, direct, out-of-pocket payments should make up less than 15 to 20 percent of a country's total health spending. Yet currently, in 33 mainly low- and middle-income countries, direct payments from individuals receiving healthcare still account for more than 50 percent of total health spending. It suggested governments should look at diversifying sources of revenue from levies such as sin taxes on products like tobacco and alcohol, currency transaction taxes, and national solidarity taxes on certain sectors. If India were to implement a levy of 0.005 percent on foreign exchange transactions, it could raise $370 million per year, the report said. Gabon raised $30 million for health in 2009 by imposing a 1.5 percent levy on companies handling remittances and a 10 percent tax on mobile phone operators. Health of financial ruin? WHO director general Margaret Chan wrote in a foreword to the report that no one in need of healthcare, whether curative or preventive, should risk financial ruin as a result. As the world grapples with economic slowdown, globalization of diseases ... and growing demands for chronic care ... the need for universal health coverage, and a strategy for financing it, has never been greater, the report said. There is no magic bullet to achieving universal access. Nevertheless, a wide range of experiences from around the world suggests that countries can move forward faster. The WHO said that typically, 20 to 40 percent of health spending is wasted, often through spending on expensive but unnecessary drugs, hospital-related inefficiency and poor use of skilled professionals' time. More than half all medicines globally are prescribed, dispensed, or sold inappropriately and half of all patients fail to take their medication as prescribed. Better use of medicines could save nations up to 5.0 percent of health spending, it said. To improve efficiency, it suggested 10 areas where changes could be made, including reducing unnecessary spending on drugs, targeting medicines properly and adopting a generics policy whereby any branded medicine for which there is an equally effective generic version is substituted. The report found some countries pay far more for medicines than others - in some places prices are up to 67 times the international average. France's strategy of generic substitution led to savings equivalent to $1.94 billion in 2008, it said. [Non-text portions of this message have been removed] Post message: prole...@egroups.com Subscribe : proletar-subscr...@egroups.com Unsubscribe : proletar-unsubscr...@egroups.com List owner : proletar-ow...@egroups.com Homepage: http://proletar.8m.com/Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/proletar/ * Your email settings: Individual Email | Traditional * To change settings online go to:
[proletar] Re: One billion people cannot afford healthcare - WHO
Cara berfikir manusia yang otaknya sudah rusak karena dididik oleh bapaknya bangsat biadab yang kejam, keji, zalim, buas lagi ganas dan yang telah tega-teganya memperlakukan johny-indon seperti anjing budug yang ditendangnya hingga terkencing-kencing: dia bukannnya melihat kekurangan Indonesia yang perlu diperbaiki, tujuan lebih bagus yang perlu dicapain, ketinggalan yang perlu disadari agar kemajuan bisa dicapai Nggak dia melihat kelebihan Indonesia dibidang jaminan kesehatan dari negeri yang lebih terkebelakang... Rasa suka puas diri manusia debil kayak kambing congek lagi cacingan yang tidak mau lebih maju. --- In proletar@yahoogroups.com, johny_indon johny_in...@... wrote: mestinya ditambahin dong: tapi jauh lebih baik dibanding china, india, afrika selatan, vietnam, dan bahkan negara kebanggaan si wawan: russia. dasar si juspik tukang milih2. --- In proletar@yahoogroups.com, Jusfiq kesayangan.allah@ wrote: Lihat: http://www.photius.com/rankings/healthranks.html Indonesia no.92. Dibawah Bangladesh, Macedonia, Bosnia-Herzegovina, Lebanon... --- In proletar@yahoogroups.com, sunny ambon@ wrote: Refleksi : Kira-kira berapa banyak dari penduduk Indonesia yang tidak mampu mendapat pelayanan kesehatan sepatutnya? http://arabnews.com/world/article197997.ece One billion people cannot afford healthcare - WHO By KATE KELLAND | HEALTH Published: Nov 22, 2010 12:52 Updated: Nov 22, 2010 12:52 LONDON: Around a billion people cannot afford any health services, and paying for healthcare pushes about 100 million people a year into poverty, the World Health Organization said on Monday. In a global report on financing health systems, the United Nations health body said all countries, rich and poor, could do more toward getting universal coverage and urged them to think about ways to increase efficiency and use new taxes and innovative fund-raising measures to boost access to healthcare. For many, health services just don't exist, for others they are not affordable. When they're not affordable it means you either choose not to use them or you suffer severe financial hardship, David Evans, the WHO's director of health systems financing, said in a briefing on the report's findings. The World Health Report 2010 lays out steps countries could take to raise more funds and reduce financial barriers to obtaining healthcare, and to make health services more efficient. It found that to stop payment for healthcare impoverishing people, direct, out-of-pocket payments should make up less than 15 to 20 percent of a country's total health spending. Yet currently, in 33 mainly low- and middle-income countries, direct payments from individuals receiving healthcare still account for more than 50 percent of total health spending. It suggested governments should look at diversifying sources of revenue from levies such as sin taxes on products like tobacco and alcohol, currency transaction taxes, and national solidarity taxes on certain sectors. If India were to implement a levy of 0.005 percent on foreign exchange transactions, it could raise $370 million per year, the report said. Gabon raised $30 million for health in 2009 by imposing a 1.5 percent levy on companies handling remittances and a 10 percent tax on mobile phone operators. Health of financial ruin? WHO director general Margaret Chan wrote in a foreword to the report that no one in need of healthcare, whether curative or preventive, should risk financial ruin as a result. As the world grapples with economic slowdown, globalization of diseases ... and growing demands for chronic care ... the need for universal health coverage, and a strategy for financing it, has never been greater, the report said. There is no magic bullet to achieving universal access. Nevertheless, a wide range of experiences from around the world suggests that countries can move forward faster. The WHO said that typically, 20 to 40 percent of health spending is wasted, often through spending on expensive but unnecessary drugs, hospital-related inefficiency and poor use of skilled professionals' time. More than half all medicines globally are prescribed, dispensed, or sold inappropriately and half of all patients fail to take their medication as prescribed. Better use of medicines could save nations up to 5.0 percent of health spending, it said. To improve efficiency, it suggested 10 areas where changes could be made, including reducing unnecessary spending on drugs, targeting medicines properly and adopting a generics policy whereby any branded medicine for which there is an equally effective generic version is substituted.
[proletar] Re: One billion people cannot afford healthcare - WHO
Lihat: http://www.photius.com/rankings/healthranks.html Indonesia no.92. Dibawah Bangladesh, Macedonia, Bosnia-Herzegovina, Lebanon... --- In proletar@yahoogroups.com, sunny am...@... wrote: Refleksi : Kira-kira berapa banyak dari penduduk Indonesia yang tidak mampu mendapat pelayanan kesehatan sepatutnya? http://arabnews.com/world/article197997.ece One billion people cannot afford healthcare - WHO By KATE KELLAND | HEALTH Published: Nov 22, 2010 12:52 Updated: Nov 22, 2010 12:52 LONDON: Around a billion people cannot afford any health services, and paying for healthcare pushes about 100 million people a year into poverty, the World Health Organization said on Monday. In a global report on financing health systems, the United Nations health body said all countries, rich and poor, could do more toward getting universal coverage and urged them to think about ways to increase efficiency and use new taxes and innovative fund-raising measures to boost access to healthcare. For many, health services just don't exist, for others they are not affordable. When they're not affordable it means you either choose not to use them or you suffer severe financial hardship, David Evans, the WHO's director of health systems financing, said in a briefing on the report's findings. The World Health Report 2010 lays out steps countries could take to raise more funds and reduce financial barriers to obtaining healthcare, and to make health services more efficient. It found that to stop payment for healthcare impoverishing people, direct, out-of-pocket payments should make up less than 15 to 20 percent of a country's total health spending. Yet currently, in 33 mainly low- and middle-income countries, direct payments from individuals receiving healthcare still account for more than 50 percent of total health spending. It suggested governments should look at diversifying sources of revenue from levies such as sin taxes on products like tobacco and alcohol, currency transaction taxes, and national solidarity taxes on certain sectors. If India were to implement a levy of 0.005 percent on foreign exchange transactions, it could raise $370 million per year, the report said. Gabon raised $30 million for health in 2009 by imposing a 1.5 percent levy on companies handling remittances and a 10 percent tax on mobile phone operators. Health of financial ruin? WHO director general Margaret Chan wrote in a foreword to the report that no one in need of healthcare, whether curative or preventive, should risk financial ruin as a result. As the world grapples with economic slowdown, globalization of diseases ... and growing demands for chronic care ... the need for universal health coverage, and a strategy for financing it, has never been greater, the report said. There is no magic bullet to achieving universal access. Nevertheless, a wide range of experiences from around the world suggests that countries can move forward faster. The WHO said that typically, 20 to 40 percent of health spending is wasted, often through spending on expensive but unnecessary drugs, hospital-related inefficiency and poor use of skilled professionals' time. More than half all medicines globally are prescribed, dispensed, or sold inappropriately and half of all patients fail to take their medication as prescribed. Better use of medicines could save nations up to 5.0 percent of health spending, it said. To improve efficiency, it suggested 10 areas where changes could be made, including reducing unnecessary spending on drugs, targeting medicines properly and adopting a generics policy whereby any branded medicine for which there is an equally effective generic version is substituted. The report found some countries pay far more for medicines than others - in some places prices are up to 67 times the international average. France's strategy of generic substitution led to savings equivalent to $1.94 billion in 2008, it said. [Non-text portions of this message have been removed] Post message: prole...@egroups.com Subscribe : proletar-subscr...@egroups.com Unsubscribe : proletar-unsubscr...@egroups.com List owner : proletar-ow...@egroups.com Homepage: http://proletar.8m.com/Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/proletar/ * Your email settings: Individual Email | Traditional * To change settings online go to: http://groups.yahoo.com/group/proletar/join (Yahoo! ID required) * To change settings via email: proletar-dig...@yahoogroups.com proletar-fullfeatu...@yahoogroups.com * To unsubscribe from this group, send an email to: proletar-unsubscr...@yahoogroups.com * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/