Re: [QUAD-L] Photographs
Can't be obvious :-) Other than a few were cropped to get the corner of the roof out, or take off a bit to much empty space off. Not a single edited photo. No image was changed after taking the photo, regular camera, no apps, no Photoshop. Just a double exposure. Greg > But since I am into Digital Artwork I know that the other photos > are obviously edited to give them the appeal that people would want > to print out and order for anything from T-shirts to mugs, etc. > etc. etc. > > > I think you did a fine job making all of your photos into something > with a very interesting appeal and "look" to them!!! > > > I use my Digital Scrapbook Program to get effects like this to put > into my layouts that I upload for fun and to join challenges with. > I just haven't had time to learn everything my digital scrapbooking > program does since my husband's death and everything else whereby > my passion has been put by the wayside. Photoshop and another > program I have is also a spectacular way to get those effects. > > > All in all... you did fantastic! Really. I am not just saying that. > > > ~Lori > > > On Wed, Jan 4, 2017 at 5:24 PM, greg wrote: > >> I just put some of my photos up on FineArt, people can order >> prints, mugs, etc. I just thought you might like to see some. All >> the double exposures are 100% in camera, no editing. A few were >> cropped, but other than that, no editing, color correction or >> anything on any photo. >> > http://greg-wickenburg.pixels.com/ > > What do you think? > Greg
Re: [QUAD-L] Photographs
Well, firstly that is a GREAT photo of you with your furbaby!!! But since I am into Digital Artwork I know that the other photos are obviously edited to give them the appeal that people would want to print out and order for anything from T-shirts to mugs, etc. etc. etc. I think you did a fine job making all of your photos into something with a very interesting appeal and "look" to them!!! I use my Digital Scrapbook Program to get effects like this to put into my layouts that I upload for fun and to join challenges with. I just haven't had time to learn everything my digital scrapbooking program does since my husband's death and everything else whereby my passion has been put by the wayside. Photoshop and another program I have is also a spectacular way to get those effects. All in all... you did fantastic! Really. I am not just saying that. ~Lori On Wed, Jan 4, 2017 at 5:24 PM, greg wrote: > I just put some of my photos up on FineArt, people can order prints, mugs, > etc. I just thought you might like to see some. All the double exposures > are 100% in camera, no editing. A few were cropped, but other than that, no > editing, color correction or anything on any photo. > > http://greg-wickenburg.pixels.com/ > > What do you think? > Greg > -- "Petting, scratching and cuddling a dog could be soothing to the mind and heart and deep meditation and almost as good for the soul as prayer." ~Dean Koontz
Re: [QUAD-L] ABLE accounts
The thing that is most disconcerting to me is how much to put into an ABLE account and when and why. I began to fill out the form one day and I DO qualify (according to the questions asked) but the next thing/button to click on was "Open an ABLE Account" which, of course, I did not have the complete information regarding my income, the state I live in (Arizona might be one of the last to start them), and well it just gets pretty mind-boggling. People's circumstances change day by day or month by month or year by year so that comes into play as well. *Sigh* ~Lori On Wed, Jan 4, 2017 at 5:33 PM, Jeffrey Gaede wrote: > I thought these ABLE Accounts were going to be amazing but I'm now > debating a policy person over how it all supposedly works. At first I > thought you could take money from your earned income, put it into these > accounts, and it would therefore reduce your earned income, which would > help if you are in a program that has a "cap." You can actually use these > ABLE Accounts to pay for rent, mortgage, many things, so this sounded great > for me. Then I was told that what these ABLE Accounts really do is expand > the "other resource" limits that many programs have outside of earned > income. > > For example, if I were in a program for working persons with disabilities > that has a "cap" of $60,000, but my earned income was $65,000, I cannot > put $5000 (or more) into an ABLE Account from my earned income, spend it > towards what the ABLE Account allows, and have this amount reduced from my > earned income. Nope. Doesn't work that way. This program for working > persons with disabilities, for example, allows for "other resources" > outside of earned income, like a bank account or such. But the limit on > these "other resources" is maybe $2000. This is where the ABLE Account can > help because they allow for much larger amounts to go into these "other > resources," as long as the funds are used for what the ABLE Account > states. I'm debating with a policy analyst because, if ABLE Accounts > consider such things as rent, mortgage etc. as disability -related > expenses, which they do, then why shouldn't these same costs be considered > earned income expenses, which are deductible from earned income in the > working persons with disabilities program. I guess we'll see. Jeff > > > -- > *From:* Lori Michaelson > *To:* Quad Dude ; quad-list > *Sent:* Wednesday, January 4, 2017 3:36 PM > *Subject:* Re: [QUAD-L] ABLE accounts > > Thanks Steve! > > I believe I checked out but of those websites and am looking into it but, > if I read it right, you can only take money out of these accounts for your > disability related purchases. :-( > > ~Lori > C4/5 complete, 37 years post > > On Wed, Jan 4, 2017 at 4:20 PM, Quad Dude wrote: > > Lori, > > The following 2 websites should be helpful: > > http://www.ablenrc.org/ > > http://www.stableaccount.com/ > > The latter website and ABLE Account program is based in Ohio but is open > to residents in all states. I live in Georgia and our state will be > partnering with Ohio and directing Georgians wanting an ABLE Account to > utilize the STABLE Account. > > Steve - C4, 28 years > > On Tue, Jan 3, 2017 at 4:13 PM, Lori Michaelson > wrote: > > Has anyone opened an ABLE account yet that began nationwide just before > and at the beginning of this year? > > ~Lori > > -- > "Petting, scratching and cuddling a dog could be soothing to the mind and > heart and deep meditation and almost as good for the soul as prayer." ~Dean > Koontz > > > > > > -- > "Petting, scratching and cuddling a dog could be soothing to the mind and > heart and deep meditation and almost as good for the soul as prayer." ~Dean > Koontz > > > -- "Petting, scratching and cuddling a dog could be soothing to the mind and heart and deep meditation and almost as good for the soul as prayer." ~Dean Koontz
[QUAD-L] Photographs
I just put some of my photos up on FineArt, people can order prints, mugs, etc. I just thought you might like to see some. All the double exposures are 100% in camera, no editing. A few were cropped, but other than that, no editing, color correction or anything on any photo. http://greg-wickenburg.pixels.com/ What do you think? Greg
Re: [QUAD-L] ABLE accounts
It is correct that the money must be spent on disability related purchases, but it is extremely broad in terms of what it covers. Whenever you are paying for care assistance, supplies, health insurance premiums, assistive technology, and so much more qualifies as disability related expenses. Steve - C4, 28 years On Wed, Jan 4, 2017 at 6:36 PM, Lori Michaelson wrote: > Thanks Steve! > > I believe I checked out but of those websites and am looking into it but, > if I read it right, you can only take money out of these accounts for your > disability related purchases. :-( > > ~Lori > C4/5 complete, 37 years post > > On Wed, Jan 4, 2017 at 4:20 PM, Quad Dude wrote: > >> Lori, >> >> The following 2 websites should be helpful: >> >> http://www.ablenrc.org/ >> >> http://www.stableaccount.com/ >> >> The latter website and ABLE Account program is based in Ohio but is open >> to residents in all states. I live in Georgia and our state will be >> partnering with Ohio and directing Georgians wanting an ABLE Account to >> utilize the STABLE Account. >> >> Steve - C4, 28 years >> >> On Tue, Jan 3, 2017 at 4:13 PM, Lori Michaelson >> wrote: >> >>> Has anyone opened an ABLE account yet that began nationwide just before >>> and at the beginning of this year? >>> >>> ~Lori >>> >>> -- >>> "Petting, scratching and cuddling a dog could be soothing to the mind >>> and heart and deep meditation and almost as good for the soul as prayer." >>> ~Dean Koontz >>> >> >> > > > -- > "Petting, scratching and cuddling a dog could be soothing to the mind and > heart and deep meditation and almost as good for the soul as prayer." ~Dean > Koontz >
Re: [QUAD-L] ABLE accounts
Thanks Steve! I believe I checked out but of those websites and am looking into it but, if I read it right, you can only take money out of these accounts for your disability related purchases. :-( ~Lori C4/5 complete, 37 years post On Wed, Jan 4, 2017 at 4:20 PM, Quad Dude wrote: > Lori, > > The following 2 websites should be helpful: > > http://www.ablenrc.org/ > > http://www.stableaccount.com/ > > The latter website and ABLE Account program is based in Ohio but is open > to residents in all states. I live in Georgia and our state will be > partnering with Ohio and directing Georgians wanting an ABLE Account to > utilize the STABLE Account. > > Steve - C4, 28 years > > On Tue, Jan 3, 2017 at 4:13 PM, Lori Michaelson > wrote: > >> Has anyone opened an ABLE account yet that began nationwide just before >> and at the beginning of this year? >> >> ~Lori >> >> -- >> "Petting, scratching and cuddling a dog could be soothing to the mind and >> heart and deep meditation and almost as good for the soul as prayer." ~Dean >> Koontz >> > > -- "Petting, scratching and cuddling a dog could be soothing to the mind and heart and deep meditation and almost as good for the soul as prayer." ~Dean Koontz
Re: [QUAD-L] ABLE accounts
Lori, The following 2 websites should be helpful: http://www.ablenrc.org/ http://www.stableaccount.com/ The latter website and ABLE Account program is based in Ohio but is open to residents in all states. I live in Georgia and our state will be partnering with Ohio and directing Georgians wanting an ABLE Account to utilize the STABLE Account. Steve - C4, 28 years On Tue, Jan 3, 2017 at 4:13 PM, Lori Michaelson wrote: > Has anyone opened an ABLE account yet that began nationwide just before > and at the beginning of this year? > > ~Lori > > -- > "Petting, scratching and cuddling a dog could be soothing to the mind and > heart and deep meditation and almost as good for the soul as prayer." ~Dean > Koontz >
Re: [QUAD-L] If you won 500,000 how would it change your life as a quad?
I'd pay off the house, other debts, and if it were possible for hubby to "buy" the extra years he needs to retire at full benefits, we might do that. I know he'd like a larger house so we'd just have to juggle the options. Carolyn
