In a message dated 4/28/04 10:58:55 AM, [EMAIL PROTECTED] writes:

<< When I purchased my west philly property in 1998 using the Penn 
Mortgage, part of the contract was that I had to live in the house for 7 
years.  If I didn't, I was in default, and the Univ could call in the 
note.  Was this program different when Cummings purchased his property?

gail >>

No, it was not different.  I am very familiar with this sale since I was both 
the listing and the selling agent.  Oddly, Dr. Chris CUMMING purchased the 
house from a couple named Deborah & Dr. Skip CUMMINGS.  So, the Cummings had 
gone, and Chris Cumming was coming...but he didn't.  Deep into the sale process, 
I started to get the idea that he was planning to cheat the program, but he 
was evasive and there wasn't anything I could do.  Apparently he had renters in 
the house from the start.  Later, I heard that he bought a house for himself 
in center city.

Here's another odd thing that happened when Chris Cumming was involved with 
4815 Beaumont:  the day he first looked at the house was a lovely spring day 
just like today, and there was a relatively young street tree out front, two 
stories tall and in bloom.  Looking out the second floor front sitting room bay 
window, he said that he didn't like the tree blocking the sun - would he be 
able to cut it down?  I told him that he would not, that owners can't cut down 
street trees.  He said that he wanted to buy the house, but he didn't like the 
tree. 

The next morning, I got a call from the neighbors:  overnight, the young, 
healthy-looking tree had split in half along the entire length of its trunk, and 
half of it was still standing but the other half had fallen into the street.  
There had been no wind gusts, no rain, nothing.  The tree had suddenly fallen 
apart for no apparent reason.  Of course, at that point, it was removed.  I 
never knew what to make of that coincidence.  The sellers were in North Carolina 
and were stunned - they certainly didn't damage the tree to sell their house!

Before Deb & Skip Cummings owned the house, 4815 Beaumont had previously been 
owned and renovated by former UC dentist Jon Richter, and it really was one 
of the nicest houses on the block.  It is a long and sad story of decline.  I 
wish the neighbors luck with their campaign to get its problems resolved.

Melani Lamond
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