Re: T-Mobile billing

2023-07-10 Thread Dave Grossoehme 
Many companies charge you if you use a credit card, which is in addition 
of the bill.  In which case, they don['t wish to mess around with paying 
the extra charges to each credit card and then in turn charging the 
customer, they are asking for a debit card or checking account.  Of 
course, you can use the e bill of your checking account.


Dave


On 7/7/2023 5:51 PM, Peter Logan wrote:
Yes, in order to get the auto pay discount you now have to use a debit 
card or a checking account… They are just following in the steps of 
some of the other mobile carriers that have already done this… Saving 
on credit card transaction fees I would assume.


Sent from my IPhone.


On Jul 6, 2023, at 4:13 PM, Andy Baracco  wrote:


I wouldn't know because my payments are taken from my checking account.
Andy

- Original Message -
*From:* Robert Stigile <mailto:rnstechnol...@gmail.com>
*To:* viphone@googlegroups.com
*Sent:* Thursday, July 06, 2023 12:53 PM
*Subject:* Re: T-Mobile billing

I have not heard anything

Robert Stigile, Second Vice-President
National Federation of the Blind of California
President San Fernando Valley Chapter
818-381-9568
Kn6uvd


On Jul 6, 2023, at 2:50 PM, Vicki W.  wrote:


Hi,
I got a notice today from my T-Mobile service that beginning on
August 7, I will lose my monthly discount unless I switch from
auto pay on my credit card to auto pay using my bank account or
debit card. Has anyone else received a similar text message?
Of course there was a link which I ignored and I will go to my
account and check in the next few days. I was just wondering if
anyone else got that message.
Vicki
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Re: T-Mobile billing

2023-07-10 Thread Dave Grossoehme 
Don't you think all these carriers have had just as many security 
issues?  They just aren't publicized as welll.



Dave


On 7/6/2023 5:22 PM, Mary Otten wrote:
I haven’t gotten the message yet, but I expect to. Last week sometime 
I saw an article in one of the tech publications talking about how 
T-Mobile was going to do this. Given the number of security issues 
that they have had, I personally do not intend to give them my bank 
account number. It’s almost enough to make me switch carriers. But 
I’ll keep it. It’s going to be a pain paying each month instead of 
having it automatically dealt with. But there’s no way I’m giving them 
my checking account number. If somebody gets in there, you have no 
guarantees at all. If something happens on a credit card You’re 
covered. And if you have an Apple Card, they don’t get any information 
that’s useful anyway. I don’t care about the five dollar discount. I 
care more about the inconvenience of having to get online to pay it 
every month. Plus it’s bad faith. T-Mobile has just had too many 
security issues.



Sent from my iPhone


On Jul 6, 2023, at 12:50 PM, Vicki W.  wrote:


Hi,
I got a notice today from my T-Mobile service that beginning on 
August 7, I will lose my monthly discount unless I switch from auto 
pay on my credit card to auto pay using my bank account or debit 
card. Has anyone else received a similar text message?
Of course there was a link which I ignored and I will go to my 
account and check in the next few days. I was just wondering if 
anyone else got that message.

Vicki
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Re: T-Mobile billing

2023-07-07 Thread Peter Logan 
Yes, in order to get the auto pay discount you now have to use a debit card or a checking account… They are just following in the steps of some of the other mobile carriers that have already done this… Saving on credit card transaction fees I would assume. Sent from my IPhone.On Jul 6, 2023, at 4:13 PM, Andy Baracco  wrote:




I wouldn't know because my payments are taken from my checking 
account.
 
Andy
 

  - Original Message - 
  From: 
  Robert 
  Stigile 
  To: viphone@googlegroups.com 
  Sent: Thursday, July 06, 2023 12:53 
  PM
  Subject: Re: T-Mobile billing
  I have not heard anything
  Robert Stigile, Second Vice-President
  National Federation of the Blind of California
  President San Fernando Valley Chapter
  818-381-9568
  Kn6uvd
  
  On Jul 6, 2023, at 2:50 PM, Vicki W. <vwher...@comcast.net> 
wrote:
  
 



Hi,
 
I got a notice today from my T-Mobile service 
that beginning on August 7, I will lose my monthly discount unless I switch 
from auto pay on my credit card to auto pay using my bank account or debit 
card. Has anyone else received a similar text message?
 
Of course there was a link which I ignored and 
I will go to my account and check in the next few days. I was just wondering 
if anyone else got that message.
 
Vicki
 
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RE: T-Mobile billing

2023-07-07 Thread Sieghard Weitzel 
Mary, nobody can do much with a chequing account number and you have to realize 
that North America is really in the dark ages when it comes to financial 
transactions. I am 56 and even when I was a child I remember that my parents 
paid by transferring money to whomever they had to pay and in Germany it is 
totally normal for somebody who has to pay his friend back 50 Euros to get 
their bank information and to send it electronically. Fortunately on the 
business level this is slowly changing here in Canada and where I used to have 
to send cheques to suppliers in the mail, I now log onto my payment platform 
which I have access to as an Royal Bank of Canada business customer and I set 
up my supplier by entering their 3-digit bank code, their 5-digit transit 
number and their account number. Once that is done once I just typ part of 
their name into the search box, select from which of my connected accounts I 
want to pay and how much, I can include a memo such as an account and/or 
invoice number and a few clicks later it's all done and 2-3 days later my 
supplier get the money deposited to their account along with an email that I 
sent them a payment for whichever amount along with my memo. The entire 
transaction costs me one Dollar which is the same as when I write a cheque 
except I don't have to spend whatever postage, buy envelopes, take the darn 
cheque to the mail and then hope it doesn't get lost.

From: viphone@googlegroups.com  On Behalf Of Mary 
Otten
Sent: Thursday, July 6, 2023 2:22 PM
To: viphone@googlegroups.com
Subject: Re: T-Mobile billing

I haven’t gotten the message yet, but I expect to. Last week sometime I saw an 
article in one of the tech publications talking about how T-Mobile was going to 
do this. Given the number of security issues that they have had, I personally 
do not intend to give them my bank account number. It’s almost enough to make 
me switch carriers. But I’ll keep it. It’s going to be a pain paying each month 
instead of having it automatically dealt with. But there’s no way I’m giving 
them my checking account number. If somebody gets in there, you have no 
guarantees at all. If something happens on a credit card You’re covered. And if 
you have an Apple Card, they don’t get any information that’s useful anyway. I 
don’t care about the five dollar discount. I care more about the inconvenience 
of having to get online to pay it every month. Plus it’s bad faith. T-Mobile 
has just had too many security issues.


Sent from my iPhone


On Jul 6, 2023, at 12:50 PM, Vicki W.  wrote:

Hi,

I got a notice today from my T-Mobile service that beginning on August 7, I 
will lose my monthly discount unless I switch from auto pay on my credit card 
to auto pay using my bank account or debit card. Has anyone else received a 
similar text message?

Of course there was a link which I ignored and I will go to my account and 
check in the next few days. I was just wondering if anyone else got that 
message.

Vicki

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RE: T-Mobile billing

2023-07-07 Thread Sieghard Weitzel 
I am not sure if this is somewhat connected to the fact that in Canada it is 
now legal for companies to charge a certain percentage for credit card 
transactions if they wish. As a retailer myself I know that accepting credit 
cards does not come without cost and nowadays it is becoming more and more 
complex with so many so-called "premium" cards where people are paying an 
annual fee in order to get certain benefits like extra insurances, points or 
more points, free access to airport lounges and so on. Not only do such cards 
cost the consumer, merchants often also pay a premium if they accept such a 
card and instead of maybe 1.5 or 1.75%, suddenly the fee goes up to 2.25 or 2.5 
or even 3%. This one reason why at least here in Canada American Express is not 
necessarily accepted everywhere, their merchant fee is at 3% or more depending 
on your volume and setup whereas Visa and Mastercard typically are less. So, 
back to the fees, it used to be officially illegal for a business to say that 
if you want to pay with a credit card an extra 1.5% or 2% fee would be added on 
to the actual amount of the transaction, but many places did it anyways. Of 
course not day-to-day merchants like grocery stores, hotels and so on, but for 
example some of my suppliers/wholesalers have done this for years, they say 
it's OK to pay by credit card, but if you want to it costs you an extra 2%. 
Same as our local municipality, I can pay my property taxes by credit card, but 
it costs an extra 2% so for my approx. $3,200 property tax I would have to pay 
an extra $64 if I wanted to pay it by credit card. Some people do it because it 
means they may have an extra few weeks before they actually have to pay this 
amount, some think it's OK because they get points from whichever reward system 
they are a member of, but in the end it really is not a good deal.
So, late last year our government decided that merchants can now officially 
charge up to I think 2 or 2.5% and my telecommunications provider, Telus, who 
is one of the big 3 in Canada, announced they would start charging an extra 
1.5% starting in October. In the end they did not do so or at least they 
postponed it because there was a pretty big outcry, but it might just mean they 
wait until people stop thinking about it or maybe others start charging and 
people start getting used to it. Of course setting up automatic payments 
through your debit card/bank account is virtually free for them, if somebody at 
my store pays a $1,000 purchase with some super high-end premium rewards card 
it may cost me $30 in fees, if they pay it with their bank card it costs me a 
10 Cent flat rate.
And another way for a company to recover some of these merchant fees could very 
well be connected to a small amount of discount you may get for having set up 
automatic payments or for being a loyal customer or whatever. They may say 
exactly what Vicky was told which is that you are no longer entitled to the 
discount if you want to pay by credit card. In doing so they may actually gain 
even more than charging a 2% fee because your discount could be 5% or 10% or 
whatever and there will be some people who either ignore the message and never 
notice or who say just for convenience reasons they don't want to make any 
changes and so what if they have to pay an extra $3 or $5 or whatever a onths 
extra.

From: viphone@googlegroups.com  On Behalf Of Lehmann, 
Timothy A
Sent: Thursday, July 6, 2023 12:55 PM
To: viphone@googlegroups.com
Subject: RE: T-Mobile billing


Vicki,
I got the same text and it is legitimate. I switched mine over last week. 
Thanks and have a nice day!


Tim Lehmann
Access Specialist
Disability Resource Center
Office of Legal Affairs and Compliance
Missouri State University
Meyer Library 111G
901 South National Avenue
Springfield, Missouri 65897
Office 417-836-4248   Fax 417-836-3158
mailto:timlehm...@missouristate.edu

From: viphone@googlegroups.com  On Behalf Of Vicki W.
Sent: Thursday, July 6, 2023 2:51 PM
To: IPhone 
Subject: T-Mobile billing

CAUTION: External Sender

Hi,

I got a notice today from my T-Mobile service that beginning on August 7, I 
will lose my monthly discount unless I switch from auto pay on my credit card 
to auto pay using my bank account or debit card. Has anyone else received a 
similar text message?

Of course there was a link which I ignored and I will go to my account and 
check in the next few days. I was just wondering if anyone else got that 
message.

Vicki

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RE: T-Mobile billing

2023-07-06 Thread realman02 via VIPhone 
Too bad you can’t sue them since you signed up thinking you’d be getting the 
discount. 

 

Breach of contract?

 

From: viphone@googlegroups.com  On Behalf Of Mary 
Otten
Sent: Thursday, July 6, 2023 5:22 PM
To: viphone@googlegroups.com
Subject: Re: T-Mobile billing

 

I haven’t gotten the message yet, but I expect to. Last week sometime I saw an 
article in one of the tech publications talking about how T-Mobile was going to 
do this. Given the number of security issues that they have had, I personally 
do not intend to give them my bank account number. It’s almost enough to make 
me switch carriers. But I’ll keep it. It’s going to be a pain paying each month 
instead of having it automatically dealt with. But there’s no way I’m giving 
them my checking account number. If somebody gets in there, you have no 
guarantees at all. If something happens on a credit card You’re covered. And if 
you have an Apple Card, they don’t get any information that’s useful anyway. I 
don’t care about the five dollar discount. I care more about the inconvenience 
of having to get online to pay it every month. Plus it’s bad faith. T-Mobile 
has just had too many security issues.

 

 

Sent from my iPhone





On Jul 6, 2023, at 12:50 PM, Vicki W. mailto:vwher...@comcast.net> > wrote:

 

Hi,

 

I got a notice today from my T-Mobile service that beginning on August 7, I 
will lose my monthly discount unless I switch from auto pay on my credit card 
to auto pay using my bank account or debit card. Has anyone else received a 
similar text message?

 

Of course there was a link which I ignored and I will go to my account and 
check in the next few days. I was just wondering if anyone else got that 
message.

 

Vicki

 

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Re: T-Mobile billing

2023-07-06 Thread Mary Otten 
I haven’t gotten the message yet, but I expect to. Last week sometime I saw an 
article in one of the tech publications talking about how T-Mobile was going to 
do this. Given the number of security issues that they have had, I personally 
do not intend to give them my bank account number. It’s almost enough to make 
me switch carriers. But I’ll keep it. It’s going to be a pain paying each month 
instead of having it automatically dealt with. But there’s no way I’m giving 
them my checking account number. If somebody gets in there, you have no 
guarantees at all. If something happens on a credit card You’re covered. And if 
you have an Apple Card, they don’t get any information that’s useful anyway. I 
don’t care about the five dollar discount. I care more about the inconvenience 
of having to get online to pay it every month. Plus it’s bad faith. T-Mobile 
has just had too many security issues.


Sent from my iPhone

> On Jul 6, 2023, at 12:50 PM, Vicki W.  wrote:
> 
> 
> Hi,
>  
> I got a notice today from my T-Mobile service that beginning on August 7, I 
> will lose my monthly discount unless I switch from auto pay on my credit card 
> to auto pay using my bank account or debit card. Has anyone else received a 
> similar text message?
>  
> Of course there was a link which I ignored and I will go to my account and 
> check in the next few days. I was just wondering if anyone else got that 
> message.
>  
> Vicki
>  
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Re: T-Mobile billing

2023-07-06 Thread Andy Baracco 
I wouldn't know because my payments are taken from my checking account.

Andy

  - Original Message - 
  From: Robert Stigile 
  To: viphone@googlegroups.com 
  Sent: Thursday, July 06, 2023 12:53 PM
  Subject: Re: T-Mobile billing


  I have not heard anything


  Robert Stigile, Second Vice-President
  National Federation of the Blind of California
  President San Fernando Valley Chapter
  818-381-9568
  Kn6uvd


On Jul 6, 2023, at 2:50 PM, Vicki W.  wrote:


 
Hi,

I got a notice today from my T-Mobile service that beginning on August 7, I 
will lose my monthly discount unless I switch from auto pay on my credit card 
to auto pay using my bank account or debit card. Has anyone else received a 
similar text message?

Of course there was a link which I ignored and I will go to my account and 
check in the next few days. I was just wondering if anyone else got that 
message.

Vicki


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RE: T-Mobile billing

2023-07-06 Thread Lehmann, Timothy A 

Vicki,
I got the same text and it is legitimate. I switched mine over last week. 
Thanks and have a nice day!


Tim Lehmann
Access Specialist
Disability Resource Center
Office of Legal Affairs and Compliance
Missouri State University
Meyer Library 111G
901 South National Avenue
Springfield, Missouri 65897
Office 417-836-4248   Fax 417-836-3158
mailto:timlehm...@missouristate.edu

From: viphone@googlegroups.com  On Behalf Of Vicki W.
Sent: Thursday, July 6, 2023 2:51 PM
To: IPhone 
Subject: T-Mobile billing

CAUTION: External Sender

Hi,

I got a notice today from my T-Mobile service that beginning on August 7, I 
will lose my monthly discount unless I switch from auto pay on my credit card 
to auto pay using my bank account or debit card. Has anyone else received a 
similar text message?

Of course there was a link which I ignored and I will go to my account and 
check in the next few days. I was just wondering if anyone else got that 
message.

Vicki

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Re: T-Mobile billing

2023-07-06 Thread Robert Stigile 
I have not heard anythingRobert Stigile, Second Vice-PresidentNational Federation of the Blind of CaliforniaPresident San Fernando Valley Chapter818-381-9568Kn6uvdOn Jul 6, 2023, at 2:50 PM, Vicki W.  wrote:






Hi,
 
I got a notice today from my T-Mobile service that 
beginning on August 7, I will lose my monthly discount unless I switch from auto 
pay on my credit card to auto pay using my bank account or debit card. Has 
anyone else received a similar text message?
 
Of course there was a link which I ignored and I 
will go to my account and check in the next few days. I was just wondering if 
anyone else got that message.
 
Vicki
 



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T-Mobile billing

2023-07-06 Thread Vicki W. 
Hi,

I got a notice today from my T-Mobile service that beginning on August 7, I 
will lose my monthly discount unless I switch from auto pay on my credit card 
to auto pay using my bank account or debit card. Has anyone else received a 
similar text message?

Of course there was a link which I ignored and I will go to my account and 
check in the next few days. I was just wondering if anyone else got that 
message.

Vicki

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