Re: [WISPA] Common Carrier or what: The FCC'srolein regulationof net-neutrality
> The people losing their homes put themselves in that position. So what if > they home is devalued %50 now. You signed and made the deal, live with it. Exactly. Thats a failure of this generation's American people and their values, not a failure of the Government. And its not just a failure of the borrower. For example, Its also a failure of revolving credit vendors, that change the deal mid-stream, after the money is borrowed. And what about those buyers that got construction loans at high Interest, that mutually agreed with their lenders that they'd adjust to a permanent low interest mortgage after contruction was complete? And then prior to the conversion, the Feds changed the mortgage lending qualifing rules? And the buyer was no longer able to qualify to convert their contruction loan to a regular low interest loan. And absolutely nothing changed about the home owner/building themself. But my point here is that things dont only occur because people are irresponsible. Sometimes unforseen situation occur and condidtions change. I think its unreasonable to assume that people will always be able to predict the future. Tom DeReggi RapidDSL & Wireless, Inc IntAirNet- Fixed Wireless Broadband - Original Message - From: "Scottie Arnett" To: "WISPA General List" Sent: Friday, February 05, 2010 10:17 AM Subject: Re: [WISPA] Common Carrier or what: The FCC'srolein regulationof net-neutrality > When I look at these things I think about they way my grandparents did > things. That was when there was still some moral and ethical standards in > place. > > The people losing their homes put themselves in that position. So what if > they home is devalued %50 now. You signed and made the deal, live with it. > That is what our grandparents did. It's no different than gambling. Don't > pay your gambling debts and see what happens when you get it beat out of > you by Bruno. Do not go around asking handouts from me and the taxes I pay > in. > > You say you lost your job? Find another one. Then you say, but it doesn't > pay half of what my former job did. Then get two! Our grandparents worked > 16 or more hours a day if that is what it took to pay the bills. Many > people will not LOWER their job standards and standards of living when > they can find an easy way out. They are many jobs out there being done by > illegal immigrants that are low paying for the simple reason that many > Americans will not do them because of the pay. If that is what it takes to > pay the bills, they should be doing them. > > Our grandparents would help out people in their community that were losing > a home if a family had an unfortunate accident that prevented one or the > other from working, or took the life of one of the providers. If you told > them you were losing your home because you lost your job and will not take > one paying a $1(a lot back then) less, then they would laugh at you. My > dad quit school to help in the saw mill in 8th grade after my grandfather > cut some fingers off. It was what had to be done to keep paying the bills. > He has done well for himself without the high school education. > > I am not going to go into the political side, but what this country needs > more than anything IMHO is the moral and ethical standards that were in > this country 50 to 60 years ago. > > Scottie > > > -- Original Message -- > From: "Brad Belton" > Reply-To: WISPA General List > Date: Fri, 5 Feb 2010 08:10:05 -0600 > >>Thank you Jeff. You beat me to it! >> >>Best, >> >> >>Brad >> >>-Original Message- >>From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On >>Behalf Of Jeff Broadwick >>Sent: Friday, February 05, 2010 8:05 AM >>To: 'WISPA General List' >>Subject: Re: [WISPA] Common Carrier or what: The FCC's role in >>regulationof >>net-neutrality >> >>That's just not accurate Tom. The Community Reinvestment Act required >>lenders to do a lot of this stuff and then Fannie and Freddie created the >>market for the paper. >> >> >>Regards, >> >>Jeff >> >> >>Jeff Broadwick >>ImageStream >>800-813-5123 x106 (US/Can) >>+1 574-935-8484 x106 (Int'l) >> >>-Original Message- >>From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On >>Behalf Of Tom DeReggi >>Sent: Friday, February 05, 2010 2:19 AM >>To: WISPA General List >>Subject: Re: [WISPA] Common Carrier or what: The FCC's role in >>regulationof >>net-neutrality >> >>Brad, >>
Re: [WISPA] Common Carrier or what: The FCC'srolein regulationof net-neutrality
On Feb 5, 2010, at 10:58 AM, Josh Luthman wrote: > Every time I go out to lunch and speak with the waitress, I very often hear > that people just came in at 10am for beer and liquor complaining that can't > get a job. > > So logically, at 10am you go out drinking and complaining instead of job > hunting. Makes sense in a "I'm fat, dumb, lazy and getting paid by > unemployment" kind of way. However, that hasn't changed throughout history. It definitely is NOT a new feature in our society. Chuck > > Josh Luthman > Office: 937-552-2340 > Direct: 937-552-2343 > 1100 Wayne St > Suite 1337 > Troy, OH 45373 > > “Success is not final, failure is not fatal: it is the courage to continue > that counts.” > --- Winston Churchill > > > On Fri, Feb 5, 2010 at 10:45 AM, Mike Hammett wrote: > >> Agreed. Who gives a crap if your house lost $30k in value? Pay your damn >> bills. >> >> Unemployment is what it is because people are too lazy or too proud of >> themselves to get a lesser job (or two). >> >> >> - >> Mike Hammett >> Intelligent Computing Solutions >> http://www.ics-il.com >> >> >> >> -- >> From: "Scottie Arnett" >> Sent: Friday, February 05, 2010 9:17 AM >> To: "WISPA General List" >> Subject: Re: [WISPA] Common Carrier or what: The FCC'srolein >> regulationofnet-neutrality> When I look at these things I think about they >> way my grandparents did >> things. That was when there was still some moral and ethical standards in >> place. >>> >>> The people losing their homes put themselves in that position. So what if >>> they home is devalued %50 now. You signed and made the deal, live with >> it. >>> That is what our grandparents did. It's no different than gambling. Don't >>> pay your gambling debts and see what happens when you get it beat out of >>> you by Bruno. Do not go around asking handouts from me and the taxes I >> pay >>> in. >>> >>> You say you lost your job? Find another one. Then you say, but it doesn't >>> pay half of what my former job did. Then get two! Our grandparents worked >>> 16 or more hours a day if that is what it took to pay the bills. Many >>> people will not LOWER their job standards and standards of living when >>> they can find an easy way out. They are many jobs out there being done by >>> illegal immigrants that are low paying for the simple reason that many >>> Americans will not do them because of the pay. If that is what it takes >> to >>> pay the bills, they should be doing them. >>> >>> Our grandparents would help out people in their community that were >> losing >>> a home if a family had an unfortunate accident that prevented one or the >>> other from working, or took the life of one of the providers. If you told >>> them you were losing your home because you lost your job and will not >> take >>> one paying a $1(a lot back then) less, then they would laugh at you. My >>> dad quit school to help in the saw mill in 8th grade after my grandfather >>> cut some fingers off. It was what had to be done to keep paying the >> bills. >>> He has done well for himself without the high school education. >>> >>> I am not going to go into the political side, but what this country needs >>> more than anything IMHO is the moral and ethical standards that were in >>> this country 50 to 60 years ago. >>> >>> Scottie >>> >>> >>> -- Original Message -- >>> From: "Brad Belton" >>> Reply-To: WISPA General List >>> Date: Fri, 5 Feb 2010 08:10:05 -0600 >>> Thank you Jeff. You beat me to it! Best, Brad -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Jeff Broadwick Sent: Friday, February 05, 2010 8:05 AM To: 'WISPA General List' Subject: Re: [WISPA] Common Carrier or what: The FCC's role in regulationof net-neutrality That's just not accurate Tom. The Community Reinvestment Act required lenders to do a lot of this stuff and then Fannie and Freddie created the market for the paper. Regards, Jeff Jeff Broadwick ImageStream 800-813-5123 x106 (US/Can) +1 574-935-8484 x106 (Int'l) -Original Message- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Tom DeReggi Sent: Friday, February 05, 2010 2:19 AM To: WISPA General List Subject: Re: [WISPA] Common Carrier or what: The FCC's role in regulationof net-neutrality Brad, > People are losing their homes.many of which never should have been > afforded the privilege of home ownership if it were not for big > government forcing lenders to lend to unqualified buyers. You had me, until the above paragraph. That is a crock of ShXX. Most housing foreclosures are conscious business decis
Re: [WISPA] Common Carrier or what: The FCC'srolein regulationof net-neutrality
Every time I go out to lunch and speak with the waitress, I very often hear that people just came in at 10am for beer and liquor complaining that can't get a job. So logically, at 10am you go out drinking and complaining instead of job hunting. Makes sense in a "I'm fat, dumb, lazy and getting paid by unemployment" kind of way. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 “Success is not final, failure is not fatal: it is the courage to continue that counts.” --- Winston Churchill On Fri, Feb 5, 2010 at 10:45 AM, Mike Hammett wrote: > Agreed. Who gives a crap if your house lost $30k in value? Pay your damn > bills. > > Unemployment is what it is because people are too lazy or too proud of > themselves to get a lesser job (or two). > > > - > Mike Hammett > Intelligent Computing Solutions > http://www.ics-il.com > > > > -- > From: "Scottie Arnett" > Sent: Friday, February 05, 2010 9:17 AM > To: "WISPA General List" > Subject: Re: [WISPA] Common Carrier or what: The FCC'srolein > regulationofnet-neutrality> When I look at these things I think about they > way my grandparents did > things. That was when there was still some moral and ethical standards in > place. > > > > The people losing their homes put themselves in that position. So what if > > they home is devalued %50 now. You signed and made the deal, live with > it. > > That is what our grandparents did. It's no different than gambling. Don't > > pay your gambling debts and see what happens when you get it beat out of > > you by Bruno. Do not go around asking handouts from me and the taxes I > pay > > in. > > > > You say you lost your job? Find another one. Then you say, but it doesn't > > pay half of what my former job did. Then get two! Our grandparents worked > > 16 or more hours a day if that is what it took to pay the bills. Many > > people will not LOWER their job standards and standards of living when > > they can find an easy way out. They are many jobs out there being done by > > illegal immigrants that are low paying for the simple reason that many > > Americans will not do them because of the pay. If that is what it takes > to > > pay the bills, they should be doing them. > > > > Our grandparents would help out people in their community that were > losing > > a home if a family had an unfortunate accident that prevented one or the > > other from working, or took the life of one of the providers. If you told > > them you were losing your home because you lost your job and will not > take > > one paying a $1(a lot back then) less, then they would laugh at you. My > > dad quit school to help in the saw mill in 8th grade after my grandfather > > cut some fingers off. It was what had to be done to keep paying the > bills. > > He has done well for himself without the high school education. > > > > I am not going to go into the political side, but what this country needs > > more than anything IMHO is the moral and ethical standards that were in > > this country 50 to 60 years ago. > > > > Scottie > > > > > > -- Original Message -- > > From: "Brad Belton" > > Reply-To: WISPA General List > > Date: Fri, 5 Feb 2010 08:10:05 -0600 > > > >>Thank you Jeff. You beat me to it! > >> > >>Best, > >> > >> > >>Brad > >> > >>-Original Message- > >>From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On > >>Behalf Of Jeff Broadwick > >>Sent: Friday, February 05, 2010 8:05 AM > >>To: 'WISPA General List' > >>Subject: Re: [WISPA] Common Carrier or what: The FCC's role in > >>regulationof > >>net-neutrality > >> > >>That's just not accurate Tom. The Community Reinvestment Act required > >>lenders to do a lot of this stuff and then Fannie and Freddie created the > >>market for the paper. > >> > >> > >>Regards, > >> > >>Jeff > >> > >> > >>Jeff Broadwick > >>ImageStream > >>800-813-5123 x106 (US/Can) > >>+1 574-935-8484 x106 (Int'l) > >> > >>-Original Message- > >>From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On > >>Behalf Of Tom DeReggi > >>Sent: Friday, February 05, 2010 2:19 AM > >>To: WISPA General List > >>Subject: Re: [WISPA] Common Carrier or what: The FCC's role in > >>regulationof > >>net-neutrality > >> > >>Brad, > >> > >>> People are losing their homes.many of which never should have been > >>> afforded the privilege of home ownership if it were not for big > >>> government forcing lenders to lend to unqualified buyers. > >> > >>You had me, until the above paragraph. That is a crock of ShXX. > >> > >>Most housing foreclosures are conscious business decissions by the middle > >>class, to improve their finance and cash flow. They ask, Is it worth > >>continuing to sink money into this bad investment losing money? I will > >>say > >>that there are a shortage of buyer. So when an investor cant offload > their > >>losing investment (House) to so
Re: [WISPA] Common Carrier or what: The FCC'srolein regulationof net-neutrality
Agreed. Who gives a crap if your house lost $30k in value? Pay your damn bills. Unemployment is what it is because people are too lazy or too proud of themselves to get a lesser job (or two). - Mike Hammett Intelligent Computing Solutions http://www.ics-il.com -- From: "Scottie Arnett" Sent: Friday, February 05, 2010 9:17 AM To: "WISPA General List" Subject: Re: [WISPA] Common Carrier or what: The FCC'srolein regulationofnet-neutrality> When I look at these things I think about they way my grandparents did things. That was when there was still some moral and ethical standards in place. > > The people losing their homes put themselves in that position. So what if > they home is devalued %50 now. You signed and made the deal, live with it. > That is what our grandparents did. It's no different than gambling. Don't > pay your gambling debts and see what happens when you get it beat out of > you by Bruno. Do not go around asking handouts from me and the taxes I pay > in. > > You say you lost your job? Find another one. Then you say, but it doesn't > pay half of what my former job did. Then get two! Our grandparents worked > 16 or more hours a day if that is what it took to pay the bills. Many > people will not LOWER their job standards and standards of living when > they can find an easy way out. They are many jobs out there being done by > illegal immigrants that are low paying for the simple reason that many > Americans will not do them because of the pay. If that is what it takes to > pay the bills, they should be doing them. > > Our grandparents would help out people in their community that were losing > a home if a family had an unfortunate accident that prevented one or the > other from working, or took the life of one of the providers. If you told > them you were losing your home because you lost your job and will not take > one paying a $1(a lot back then) less, then they would laugh at you. My > dad quit school to help in the saw mill in 8th grade after my grandfather > cut some fingers off. It was what had to be done to keep paying the bills. > He has done well for himself without the high school education. > > I am not going to go into the political side, but what this country needs > more than anything IMHO is the moral and ethical standards that were in > this country 50 to 60 years ago. > > Scottie > > > -- Original Message -- > From: "Brad Belton" > Reply-To: WISPA General List > Date: Fri, 5 Feb 2010 08:10:05 -0600 > >>Thank you Jeff. You beat me to it! >> >>Best, >> >> >>Brad >> >>-Original Message- >>From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On >>Behalf Of Jeff Broadwick >>Sent: Friday, February 05, 2010 8:05 AM >>To: 'WISPA General List' >>Subject: Re: [WISPA] Common Carrier or what: The FCC's role in >>regulationof >>net-neutrality >> >>That's just not accurate Tom. The Community Reinvestment Act required >>lenders to do a lot of this stuff and then Fannie and Freddie created the >>market for the paper. >> >> >>Regards, >> >>Jeff >> >> >>Jeff Broadwick >>ImageStream >>800-813-5123 x106 (US/Can) >>+1 574-935-8484 x106 (Int'l) >> >>-Original Message- >>From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On >>Behalf Of Tom DeReggi >>Sent: Friday, February 05, 2010 2:19 AM >>To: WISPA General List >>Subject: Re: [WISPA] Common Carrier or what: The FCC's role in >>regulationof >>net-neutrality >> >>Brad, >> >>> People are losing their homes.many of which never should have been >>> afforded the privilege of home ownership if it were not for big >>> government forcing lenders to lend to unqualified buyers. >> >>You had me, until the above paragraph. That is a crock of ShXX. >> >>Most housing foreclosures are conscious business decissions by the middle >>class, to improve their finance and cash flow. They ask, Is it worth >>continuing to sink money into this bad investment losing money? I will >>say >>that there are a shortage of buyer. So when an investor cant offload their >>losing investment (House) to someone else, they resort to less ethical >>choices. >>What does someone do if their house jsut lost 50k in value? IF they go to >>foreclosure, they can pretty much live rent free for a year in their home, >>before they are forced out. If they put their rent check in hidden savings >>instead, they earn 50k that year. That combined with gettting out of a >>loan >>taht is valued at mor ethan the house, it is a net $100k earning, for >>doing >>nothing. They learn they can earn more losing their home than some people >>do >>holding on to their home as an investment to resale. >> >>And governments were not the ones forcing lenders to lend. Its the >>opposite Government regulation is unnecessarilly setting regulations >>to >>make buying harder for consumers, to address a problem that didn't
