Re: [AI] Irda circular Re: Product for Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness

2023-03-02 Thread Pramod Gupta
I request every one to share the details with me reject of health insurance or rejection of health insurance claim On Thu, 2 Mar 2023, 15:17 Krishan kumar Sharma, wrote: > There are many loopholes in the regulator at the policy level, due to > which visually impaired people are not able to get

Re: [AI] Irda circular Re: Product for Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness

2023-03-02 Thread Krishan kumar Sharma
There are many loopholes in the regulator at the policy level, due to which visually impaired people are not able to get insurance, if those who have taken insurance, they are not able to get their claims on time. Taking advantage of this, the disabled do not give their claims on time, we have to

Re: [AI] Irda circular Re: Product for Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness

2023-03-01 Thread Pramod Gupta
Sir It took 5 years to IRDAi to issue the circular after so many years and many complains from bottom to top level On Thu, 2 Mar 2023, 09:53 Harish Kotian, wrote: > All > > > I fail to understand the discrimination angle hinted in the trail mail.The > circular mentions the minimum

Re: [AI] Irda circular Re: Product for Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness

2023-03-01 Thread Harish Kotian
All I fail to understand the discrimination angle hinted in the trail mail.The circular mentions the minimum requirements and specifically dilution of the provisions. It also mentions standard products. Can someone please fill me in where I made a miss. I am wondering have we now become

Re: [AI] Irda circular Re: Product for Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness

2023-03-01 Thread Pramod Gupta
The circular itself is discrimination separate policies It took IRADI to issue guidelines after 4 to 5 year after various law enacted We need to collectively work for the benefit of all On Wed, 1 Mar 2023, 20:36 BHAWANI SHANKAR VERMA, wrote: > I think, after this circular insurance

Re: [AI] Irda circular Re: Product for Persons with Disabilities (PWD), Persons afflicted with HIV/AIDS, and those with Mental Illness

2023-03-01 Thread BHAWANI SHANKAR VERMA
I think, after this circular insurance companies will launch specific products for PWDs with so many conditions and limitations. Health insurance product are to be invariablly offered to PWDs without any discrimination and preconditions. On 3/1/2023 5:21 PM, Krishan kumar Sharma wrote: