Re: Loan modifications (was Re: Starting Engineer's Salaries)

2010-10-23 Thread Mitch
Again, the problem of perspective: That the bank factors in a rate that amounts to insurance (for the bank) is not the same thing as the borrower's loan being insured. It is calculated based on what might never be recovered from loans. The borrower can consider his payments insured if he, separa

Re: Can Honerable People Have Mortgages?

2010-10-23 Thread Mitch
Wait just here: you have created a problem in perspective. Yes, from the bank's point of view their rate includes a way to cover their losses in general for the number of loans that they cannot recover. But that is nothing like insurance: insurance assumes some outside agency will pay them off f

Re: Can Honerable People Have Mortgages?

2010-10-23 Thread Mitch
Just a second: huge numbers of replies to this message, and so far all I have seen missed your error. 'Responsible for repaying' does not mean 'there is no situation imaginable where you will not complete your obligation.' Being responsible and honorable means only that you will do so until the d

Re: Look Who's Back / Mike's crazy list of physics hypotheses that he wishes he had time to look into but doesn't have the time.

2010-10-23 Thread Max Battcher
On 10/22/2010 10:35 PM, Michael Harney wrote: I'm back again. I don't really know that I am doing any better than I was when I left, but I will see. I wanted to discuss some concepts with intelligent people (some of whom may already know about some of this stuff). I will preface these that my kno

Look Who's Back / Mike's crazy list of physics hypotheses that he wishes he had time to look into but doesn't have the time.

2010-10-23 Thread Michael Harney
I'm back again. I don't really know that I am doing any better than I was when I left, but I will see. I wanted to discuss some concepts with intelligent people (some of whom may already know about some of this stuff). I will preface these that my knowledge of Quantum theory is small, and if

Re: Starting Engineer's Salaries

2010-10-23 Thread Rceeberger
On 10/23/2010 9:41:08 AM, Damon Agretto (damon.agre...@gmail.com) wrote: > I played Evony for a while, until other powers decided to farm the crap > out of my cities, and my alliance disintegrated while I watched. That > pretty much killed any enjoyment I had from the game... > The thing about Ev

Re: Starting Engineer's Salaries

2010-10-23 Thread Damon Agretto
I played Evony for a while, until other powers decided to farm the crap out of my cities, and my alliance disintegrated while I watched. That pretty much killed any enjoyment I had from the game... On Fri, Oct 22, 2010 at 9:23 PM, Rceeberger wrote: > > On 10/22/2010 8:13:45 AM, Charlie Bell (cha