One of the things provided by X9.59 is that it is privacy/anonymous neutral at point-of-sale &/or merchant webserver ... and in fact, with AADS accounts for hardgood shipments ... an X9.59-like protocol for address-authorization transaction... similar to X9.59 for payment-authorization ... not only eliminates name/address from the payment transactions at a webserver ... but can also eliminate the name/address at merchant webservers. merchant webservers get accounts ... for payments by financial institutions ... and accounts for name/address by shippers (i.e. policing name/address privacy at a couple dozen shippers is much simpler than policing name/address privacy at 20 million merchant webservers).