FROM. MR. S.B JOSEPH. 

Late Engineer Bob P. Michael. 

It is my warmest pleasure soliciting your confidence in this transaction, which I 
propose to you as a person of transparency and caliber. This by virtue of its nature 
as being utterly confidential and top secret.though I know that a transaction of this 
magnitude will make anyone apprehensive and worry but I assure you that all will be 
well at the end of the day.
Let me first start by introducing myself properly to you am Mr. S.B Joseph, the M.D 
First Bank Plc. 
I came to know of you in my private search for a reliable and reputable person to 
handle this transaction, which involve the transfer of huge sum of money to a foreign 
account requiring maximum confidence. 

THE PROPOSITION: 
A foreigner Late Engineer Bob P. Michael,an oil merchant/contractor with the federal 
government of Nigeria,until his death two years ago in a ghastly air crash,banked with 
us here at FIRST BANK PLC LAGOS. And had a closing balance of account as at the end 
December, 2000 worth US$12.3M the bank now expect the next of kin to claim the money 
as the beneficiary.however, effort being made by the bank to get in touch with any of 
Engineer Bob P. Michael, relative or family proved abortive. It is because the 
perceived possibility if not being able to locate any of late Engineer Bob P. Michael, 
next of kin,(he, had no wife nor children that is known to us) the management under 
the influence of our chairman CHIEF. A. LUNGE who is presently a member of the senate 
and other members of the board of directors of first bank plc has resolved to declare 
the fund unclaimable and subsequently be donated to the trust fund for arms and 
ammunitions to fur!
 ther enhance the course of war in liberia, sierre-leone and other wartone country in 
africa what an evil alternative in other to avert this negative development I and my 
colleagues now seek your permission to have
you stand as a next of kin to late Engineer Bob P. Michael,
so that the fund US$12.3 M will be released and paid into your account as the 
beneficiary. 
All documents and proofs to enable you receive this fund in your
account will be carefully worked out by I and my colleague we have secure from the 
probate an order of mandamus to locate any of the next of kin, that is, a 100% risk 
free involvement please note the account need not have money in it all we just need is 
an account in which the fund will be released into. 
We have agreed to share the fund accordingly after it has been transferred into the 
account provided by you. 
1. 25% of the money will go to you for acting as the beneficiary of this money. 
2. 70% for me and my colleagues as the architect of the transaction.
3 5% will be set aside for reimbursement to both parties for any incidental expenses 
that will be incur in the course of the transaction. If this proposal is accepted by 
you,do take undue advantage of the trust we have bestowed on you and kindly get in 
touch with me immediately and please furnish me with your most confidential phone and 
fax numbers and exclusive bank account particulars so that I can use this information 
to apply for the release and subsequent transfer of the fund into your nominated 
account. But in case your not interested
please let my me know as soon as possible so that I can make an alternative 
arrangement because time is not on our side. 
Thank you in advance for your anticipated co-operation. 
Yours Faithfully, 
MR. S.B JOSEPH. 






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