Hello- =20 My company is looking to purchase an ATV or similar piece of equipment (gator) for field work and I could use feedback from others on the list about the two questions below. Specifically, I am interested in the process of getting the ATV insured for off-road use and what that process might entail to address issues raised by our current insurance carrier. =20 =20 1. What use/designation was your ATV called for insurance purposes (e.g. marine vehicle, on road versus off road use)? Were user training courses required for coverage? If so, which one(s)? =20 2. What companies or models have you had good luck with? We are looking for something to carry at least one person plus a fair amount of field gear in settings from hilly terrain to marsh levees and roads in mud. =20 =20 Thanks. =20 Kim =20 Kimberly Suedkamp Wells, Ph.D. Project Manager and Senior Wildlife Ecologist H. T. Harvey & Associates=20 3150 Almaden Expressway, Suite #145 San Jose, CA 95118 Phone (408) 448 9450 x205=20 Fax (408) 448 9454 www.harveyecology.com =20 =20