This is a complicated reply, because this is a really complicated subject. You
have made a good start.
First, you should talk to the legal people and make sure that this is really a
service contract and not an insurance product, or to what extent it is which. I
will not even start to think abou
"J. Williams" wrote:
> Much of what passes for "scientific" is back of the envelope statistics
> IMHO. Oh well, it sells papers and gives talking heads something to
> mull over.
Especially after the election, when they have to explain why the polls
didn't give the right answer. (Before, why my
