Dear Pam,
The question by your Nigerian farmer, is one of a thousand we (try to)
answer, in our "VillagE-volution System" (to be launched in 2 months).
So, your farmer (who is apparently participating in a "rotating savings
and credit association - ROSCA") wants to buy a tractor, but can only
aff
In West Africa they are called "tontines" and mostly women subscribe,
although men do have their own, and it's often a neighborhood ritual
involving a get-together over tea, food and dancing, and can also be
targeted around a specific activity (baptisms, marriages). Although an
easy and convivial w
If there are no sources of used machinery, perhaps he could lease
something -- using the funds he has to pay the lease for a specified
time -- with an option to buy later at a specified price. Often you may
be able to apply some of the leasing funds to the purchase price. It may
not be what he wan
Dear GKD Members,
This is to give feedback and to thank people for replies sent so far.
Please keep them coming - information for the farmer and explanations
for me are both very welcome.
I was not sure of the farmer's email address, so had to check it. He
gave me the original request for informa
