Why the US Lacks Full Health Care

By Peter Phillips and Bridget Thornton

A new research study completed at Sonoma State university shows how  
health and disability insurance companies are systematically cheating  
the American public.
http://www.projectcensored.org/HCDI_1007.pdf

Michael Moore’s top-grossing movie Sicko is one example of the  
growing concern surrounding health care in the US. The number of  
Americans without health insurance reached forty-seven million at  
last count, or sixteen percent of the population. The cost of health  
insurance is rising two to three times faster than inflation and is  
the number one cause of personal bankruptcy in the country. We pay  
more and get less medical care than the rest of the industrialized  
world. The total per capita health care cost in the US exceeds the  
health care expense per person in all other full care countries.

The Institute of Medicine estimates that as many as eighteen thousand  
Americans die prematurely each year because they do not have health  
insurance. This figure does not include those who die prematurely  
each year because their insurers delay, diminish, or deny payment for  
promised benefits. Reports about people who die unnecessarily from  
services denied or delayed by insurance companies seldom receive  
broad coverage in the corporate media. Lack of media coverage has led  
to a nation of people uninformed about how national health and  
disability policies are controlled by the private insurance industry  
and how government regulators are powerless to do anything about it.

If industrialized countries around the world offer health care as a  
basic right, why is full health care not happening in the US? Private  
insurance companies are motivated to make as much money as possible  
and do so by systematically delaying, diminishing, and denying  
payment for promised services, and blaming individuals for their own  
misfortune.

On the boards of directors of the nine largest insurance companies  
are one hundred thirteen people. These directors are some of the  
richest people in the world. They hold one hundred fifty past and/or  
present positions with major financial or investment institutions in  
the US including such major firms such as J.P. Morgan, Citigroup,  
Lord Abbett, Bank of America, and Merrill-Lynch. Additionally, these  
board members have connections to some of the largest corporations in  
the world including General Motors, IBM, Ford, Microsoft, and Coca  
Cola. The combined affiliations among the one hundred thirteen health  
insurance directors represent revenue of over 2.5 trillion dollars 2006.

  As some of the richest most powerful people in America, health care  
executives dominate health policy with their campaign donations and  
active lobbying efforts. They spend millions to keep themselves in  
the health insurance delivery business despite overwhelming evidence  
that we would all be better off without them. They use these profits  
to propagandize the American public and influence voters through  
scare tactics of “socialized medicine” and long delays of service  
that supposedly occur in single-payer systems.

The single-payer advocacy group, Physicians for a National Health  
Program, reports that private insurance corporations spend an  
enormous amount of money on business-oriented expenses rather than  
health-related investments.  A 2003 study in the New England Journal  
of Medicine estimates that spending for administrative costs  
associated with health care amount to over $320 billion per year or  
about thirty-one percent of health care costs in the US overall. The  
administrative costs in the Canadian national healthcare system  
amount to 16.7 percent or about half of the administrative overhead  
in the US.

Countries with common pool or single payer health care systems  
provide similar levels of service to every person. In such countries,  
it is the responsibility of society as a whole to provide health care  
for each individual.

People in the US have a choice. We can continue with a high-cost  
profit-driven private insurance health care system leaving millions  
to languish without care, and millions more to face the frustrations  
of systematic delays, diminished care, and denials of promised  
benefits. Alternatively, we can build a common pool health care  
system that provides necessary health care goods to everyone – for  
less than what we are now paying.
Let’s find and support the politicians who will provide health care  
for all outside of corporate fat-cat control.


Peter Phillips is a Professor of Sociology at Sonoma State University  
and Director of Project Censored. Bridget Thornton is a graduate  
student in the Interdisciplinary Studies. All statements above are  
fully documented in their new study “Practices in Health Care and  
Disability Insurance: Delay, Diminish Deny and Blame."  http:// 
www.projectcensored.org/HCDI_1007.pdf

[Non-text portions of this message have been removed]



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