On Sun, 27 Mar 2005 11:51:15 +0100, Jane wrote:
>Incidently at the moment, in this country at any rate, shops are not allowed
>to pass on the credit card charges to customers its part of the terms and
>conditions of running a credit card facility in your company.
That used to be true in UK, but is
> and now, the latest thing is that shops, businesses etc may pass on
> the % fee they are charged by the card company, onto the customer, so
> your goods may cost an extra 3%.
Some of our shops used to do it; sometimes for all purchases, sometimes
only for small-amount purchases. But I haven't se
On Mar 26, 2005, at 1:28, Elizabeth Ligeti wrote:
I have a Debit Card with my bank. It works exactly like a credit card
- but runs off a savings account, so it is more like writing a cheque
[...]
The best part of having a debit card is that the bank pays me
interest, instead of me paying them f
On Mar 26, 2005, at 16:27, Joy Beeson wrote:
You don't consider 15.4% a penalty?
Doesn't matter what *I* think; it's what they think that counts :)
According to their language, the flat fee of $39 is the penalty for
late payment; finance charge (even at 15.4% is simply their due - and
it's the i
At 01:29 AM 3/26/05 -0500, Tamara P Duvall wrote:
>On Mar 26, 2005, at 0:29, Joy Beeson wrote:
>Sorry, but that's no longer true, vide my earlier posting. If you're a
>"sponger" (as I try to be), you might not be aware of it - likely, it
>came in among the sea of other "agreements".
You don't
On Fri, 25 Mar 2005 21:14:19 -0500, Tamara wrote:
>On Mar 25, 2005, at 15:24, Steph Peters wrote:
>
>> However I don't borrow from them, paying the entire balance every
>> month.
>
>Me too, except when I forget... :( Got my March (payment due April 12)
>statement today, with $39 f(lat fee) late
On Mar 26, 2005, at 0:29, Joy Beeson wrote:
My jaw hit the floor the first time I heard someone complaining about
"high interest rates" on credit cards. Credit cards don't charge
interest because you aren't borrowing money! They assess penalties
for late payment.
Sorry, but that's no longer tr
Grammar warning: I'm using two different (but related) words spelled "check".
One refers to the slip of paper on which a waiter records the food you have
eaten, the other "check" is a slip of paper ordering your bank to pay money to
a third party. Unfortunately, I don't know any alternate ter
On Mar 25, 2005, at 15:24, Steph Peters wrote:
However I don't borrow from them, paying the entire balance every
month.
Me too, except when I forget... :( Got my March (payment due April 12)
statement today, with $39 f(lat fee) late payment, and $5.70 in
interest (funny how, when the bank borrow
Another reason for having more than one credit card is that the card company
has a tendency to panic when it sees charges from different countries on the
same day and then it quietly, without making any attempt to inform you,
stops accepting the charges. This often happens while you are on va
On Thu, 24 Mar 2005 20:24:05 -0500, Tamara wrote:
>on your many credit cards (though why anyone would want to have more
>than one...).
I always have at least two, and on occasions have had three. In UK the
credit card companies change their terms and conditions frequently. Some
cards have annu
On Mar 24, 2005, at 2:06, Helene Gannac wrote:
I wonder how many people owe banks more than several years of full pay
in credit
cards without really having noticedOne day, there is going to be a
nasty
reckoning,
Maybe in OZ :) US has just closed the loophole that permitted people
with oversi
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