krisis keuangan terjadi secara sistematis. Ironisnya setelah bailout disetujui dan hendak dilakukan, 'kerusuhan' finansial terjadi, mulai dari yg cuma indikasi sampai yg terjadi. Sistem finansial dianggap tidak memadai, shg investor menarik dana mereka baik yg terkait dg krisis perumahan maupun tidak terkait. Semuanya mungkin terjadi krn kurangnya transparansi, dan para investor sama sekali tidak sadar bahwa akhirnya yg menyebabkan krisis berkelanjutan dan bertambah besar adalah investor itu sendiri. Lembaga rating pun sudah ikut2an membuat kepanikan, mestinya perlu ada penilaian khusus dalam skala rating terkait kondisi krisis. CMIIW, yg menarik ialah bank di Iceland membekukan rekening nasabahnya dg UU anti teroris. Mungkin bisa ditiru dg cara lebih smart utk dana yg diambil dari bank di Indonesia, bukan mustahil spekulan bermain dolar di Indonesia juga dg fasilitas kredit (kenaikan SBI cukup smart, utk membuat orang2 pikir2 lagi ambil kredit dan dananya dipakai utk beli dolar, BI hrs waspada thd kemungkinan ini, dan 'memukul' mereka pada saat yg tepat). Mestinya SBI bisa naik terus tetapi nanti ada potongan pajak tambahan bagi industri yg ada kredit dan benar2 perusahaan industri, double check utk mengatasi perusahaan 'bodong' yg memakai fasilitas kredit utk spekulasi dolar.
ulasan sedikit dari saya, belum bisa banyak data yg ditulis krn memang belum dapat contoh kasus yg jelas mengenai bank/ lembaga keuangan yg terkena dampak (di luar US terutama). juga tidak fokus tulisannya, tapi mudah2an masih bisa dinikmati. salam ref : bank yg terbaru terkena krisis =================================================== Britain sends officials to Iceland in banking row 47 minutes ago LONDON (AFP) Britain sent a team of senior financial officials to Reykjavic Friday to press Iceland to unblock billions of pounds of British savers' money frozen in Icelandic bank accounts. Prime Minister Gordon Brown, who has called Iceland's stance "completely unacceptable," vowed to do everything possible to recover money caught up in the island nation's financial meltdown. "They have got to take responsibility for this situation... We've asked the Icelandic authorities to return money that should have been left in Britain," he said. "I can assure people we are doing everything in our power for this money to be returned," he added. A finance ministry spokesman added: "The British government is sending a delegation of officials... to Reykjavik to work with the Icelandic government to find a solution to the current situation." The officials are from the finance ministry, the Financial Services Authority (FSA) watchdog and the Bank of England, he said, declining to say how many people were involved. Some 300,000 private British savers have over four billion pounds locked in Icelandic bank accounts, while local government and other organisations including charities have more than 800 million pounds, press reports said. The government has already frozen the assets of Icelandic banks in Britain, using anti-terrorism laws to do so -- triggering a protest by Iceland which is struggling to cope with the near-collapse of its entire banking system. Reykjavik has also said that the two countries would work together to try to find a solution through official diplomatic channels, rather than legal action as Britain has suggested. Speaking to the BBC Thursday, Brown described the situation as "completely unacceptable", saying: "I've been in touch with the Icelandic prime minister, I've said that this is effectively illegal action that they've taken." Iceland's banking system has been in meltdown in recent days, with the country being forced to nationalise its three biggest lenders this week. The Local Government Association (LGA), which represents local councils, has said that 108 of them had deposited nearly 800 million pounds in Icelandic banks. The Charities Aid Foundation, meanwhile, estimated British charities had more than 30 million pounds in Icelandic banks. It warned losing this could have a "catastrophic" impact on the people and causes they supported. One local authority, Kent County Council, had 50 million pounds deposited in two Icelandic banks, while Transport for London, the agency responsible for the capital's public transport, had a further 40 million pounds invested with the country's lenders. Fifteen police authorities had nearly 100 million pounds invested in Icelandic banks, according to the Association of Police Authorities, with London's Scotland Yard authority saying it had 30 million pounds invested. The 410 local councils in England and Wales are responsible for around 113 billion pounds' worth of spending and employ around 2.2 million people in services from culture to refuse collection.
