Gary,

Thanks for the posting.  Can you give us the specific references?  I've
tried to highlight the ones needed.

>I don't agree that the studies have shown discrimination per se; I don't
>think any have, except for the "paired-testing" types (minority and white
>person with identical characteristics try to get a loan, get a job, ...).

Can you cite a recent published study via which we can bore into the lit?

>The studies most often replicated have shown that areas with many minority
>residents -- usually African American population percentage, for most
>studies -- have lower loan flows per eligible housing unit.  This "area"
>race effect is different than showing "individual" race effects aimed
>at specific minority applicants.

Again, please give at least on cite as a port of entry.

>
>The area race effects show, in Anne Shlay's term, the lack of a "fair
                                ^^^^^^^^^^
                                 ref?

>very volume of these studies is, in a way, impressive -- because lots of
      ^^^^^^

Is there a review or academic summary?

>In response, HMDA data on individual applicants were produced thanks to
>a compromise worked out by the Southern Finance Project and others during
>the FIRREA negotations.  This richer data allowed richer tests on whether
>in fact there were still fewer loans to minorities once you took applica-
>tions into account.  The answer was, yes; but the conservative rejoinder

Have these studies been published anywhere?

>conservative scribes at the WSJ.  The revised Beantown tried to put
                                       ^^^^^^^^^^^^^^^^
                                           ref?

>Area race effects can be the legacy of structural discrimination, not
>just of racist bankers.  And structural discrimination can be an amalgam
>of labor-market inequity, class dynamics, unequal wealth, etc.  I have a
>paper coming out later this year in the Rev. of Black Pol. Economy, which
                                         ^^^^^^^^^^^^^^^^^^^^^^^^^^
                                          do you know which issue?
>I agree completely with the need to look at spatial dimensions.  More and
>more I think this is a key.  The racial, of course, is spatial.  This is
>just where we need to add in, say, Robert Bullard and Melvin Oliver, to
>spice William J. Wilson.  The racial is also gendered, as is the class-

Again, people might want refs. to Bullard, Oliver, and Wilson.

>-- with John Veitch -- on LA.  The class/gender/racial separations that
    ^^^^^^^^^^^^^^^^
published where?

>Lash and Urry that it's "ungovernable" -- but it's definitely polarized,
 ^^^^^^^^^^^^^
  cite?

>And as to literature.  The old radical stuff from the 1970's has a lot to
                            ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
                             anything in particular?

>that I've been learning a lot from the geographers and sociologists.  There's
                                    ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
                                    which ones?  Where?

>a second look.  For those interested in such trends, a new "Los Angeles"
>school is arising -- with Ed Soja, Mike Davis, Allen Scott, Jennifer
>Wolch, Michael Dear at the center -- in response to the older "Chicago
>model".  Hey, we're just jealous about MJ coming back.  Why not Magic?

Some cites here would help too.  BTW, the "Los Angeles" school is not so
new (these folks have been plugging along since at least the mid-1970's)
and not so LA (see the intro to Mike Storper and Dick Walker's
_Capitalist Imperative_).  As far as I'm concerned, Manuel Castells nailed
the Chicago model from France in 1972 (_The Urban Question_).

Thanks again.  I'm familiar with some of the lit. here, but it would be
nice to know exactly what you're referring to and to fill in the gaps in
my knowledge.

Marsh Feldman                               Phone: 401/792-5953
Community Planning, 204 Rodman Hall           FAX: 401/792-4395
The University of Rhode Island           Internet: [EMAIL PROTECTED]
Kingston, RI 02881-0815

"Marginality confers legitimacy on one's contrariness."

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