You use the home equity loan to pay off the mortgage.
You may have to pay your property taxes and homeowners insurance
separately, instead of having them included in the mortgage payment.
Bruce
The mortgage is set up as a home equity loan and does not require you to
escrow taxes or insuranc
I'd like to refinance my home mortgage to lower the interest rate and
get some cash back for renovations. I've never shopped for a mortgage
before. I'd like to avoid mortgage companies that have problems with
billing errors, lost or misapplied payments, etc, even if that means
a slightly higher r
