To Marcus:

        Let me start out by saying, sir, I'm very proud of you for being a vet and 
that you can afford a Mazda or an Infinity.  I'm sure that on your planet, 
you must be a great and noble man for those great achievements.  Let me 
reassure you that race is not required, or optional for that matter, when 
applying for credit.  I am a young white male who bought a 1999 Sentra, 
brand new.  When I wanted to take it (a Sentra, not a Maxima) for a test 
drive, rest assured that there was a salesperson along for the ride.  A week 
before that, I was considering the purchase of a new Ford Ranger 4x4 and 
took it for a test drive also.  Wouldn't you know it, there was a 
salesperson in that passenger seat as well.  When I went inside to talk 
about financing, they offered me an APR of 18%.  I stood up and left.  Now 
tell me, should I go back and sue Ford for offering me a high interest rate? 
  No!  There are too many other places out there looking for my business and 
can give me a more competitive rate.  I think that the people bringing about 
these charges should be ashamed of themselves for continuing this endless 
cycle of race games and "poor little old me" syndrome.  It's time to wake up 
and realize that if you have questionable credit, you get the higher rates.  
That is all.    End of story! ! !

Thank you for your time,

//SIGNED//
Glenn R. Weber, Jr.
Keesler AFB, MS
_________________________________________________________________
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