<<We recently heard a good example of SOA in action from
Griffiths/Waite, a British application development company with strong
ties to Oracle technology. Mark Simpson, Chief Architect of
Griffiths/Waite explains how SOA and middleware have been enable to
make a big different in the operations of customer Cattles, a U.K.
financial services company. Click here to find out more!

Cattles describes itself as a "provider of financial services to
consumers within the United Kingdom who either choose not to, or do
not have access to, mainstream credit facilities..." Thus Cattles'
business model includes extending credit to consumers who have been
declined by other credit providers. Doing so is obviously a risk, but
it's also the differentiator on which Cattles' business is built.

Simpson describes the tightrope: "Cattles wants to increase business
volumes while maintaining the level of risk exposure." Doing so means
using Oracle middleware and SOA support to tap into bulk leads coming
from high street banks, like Alliance and Leicester. Declines from
Alliance and Leicester are transmitted directly from that bank to
Cattles. "That business process has to be as lean as possible,
audited, and scalable," explains.

It has to be lean because the loans made by Cattles to A&L declines
will still be treated as A&L loans. That means A&L can't be burdened
with having to communicate extensively with an external loan system.
The process and its underlying systems have to be seamless. Audit and
scale desiderata follow on from the regulatory requirements of
financial services, Cattles' desire to be handle to handle thousands
of consumer files, and the need to be able to peek into each and every
transaction on demand.>>

You can read this account of someone supposedly actually implementing
SOA at:
<http://www.line56.com/articles/default.asp?articleID=7506&TopicID=4>

Gervas








 
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