Hi All, I just want to thank everyone for being here and sharing all their valuable insight and knowledge. I know all of us are learning something new everyday. I think it's great that we can congregate here and express our "opinion" as well, able to direct one another to legitimate websites that can perhaps offer the needed knowledge to help our selves. I know there will be conflicting opinions at times and hope everyone doesn't take it personally. This can present a tremendous opportunity to keep an open mind and perhaps to investigate further to broaden our scope on things. So, again everyone learns further. With gratitude.. Ernie