>
>       Dear Collegues,
>
>
>
> Guardians/Parents of any family look after each and every members of the
> family.
>
> If one 'Roti' is there, it is distributed among all the members and in
such
> distribution, attention is paid on the youngest most member such that
he/she
> is not slept unfed.
>
>
>
> In our Institute, the Council Members are our Guardian/Parents and they
have
> to pay role in the similar manner.
>
>
>
> By classifying the C.A. firms in four groups and distributing Bank Audits
in
> the larger C.A. Firms of Group of I  II will not be a justice to Group III
> IV Firms which form majority. Can Institute run with Group I  II Firms
only
> ?
>
> Who will serve in small towns and remote locations ? Whether Big Firms are
> prepared to migrate to take care of the audit requirements of the Society
> there ?
>
> Prosperity comes when the smallest unit does the progress. India prospers
> when its villages make progress. The upliftment must start from the lowest
> level.
>
>
>
> Every audit does add the value. It is incorrect to say that the audit of
> bank branches are going without value addition. There are many areas in
the
> Bank Audit and all those are being taken proper care of my the Audit
Firms,
> whether it may be a amall or a big firm. Under the time constraints, An
> Auditor always tries the do justice with it. Any C.A. or Auditing Firm is
> always in a role of friend, philospher and a Guide for its Auditee
> Organisation. Every C.A. gives the maximum possible to it to justify its
> remuneration what it gets as a return of his invaluable services. I
> personally tell that I enter the Bank before 10.30 a.m. and there is no
time
> to leave may be 10.00 a.m. or 12.00 p.m. or even thereafter during audit.
> This routine continues for three or more days of auditing a a bank
branch. I
> take care of various area involved in bank audit to see that there is
> complaince everywhere. Guidance is frequently done so that the things are
> improved. If
>  R.B.I. says that there is no value addition, I find it is assessing only
> one area, that is 'Asset Classification'. If an Advance was N.P.A. as on
the
> Balance Sheet date i.e. 31st March, but was not so done or escaped due to
> any reason, but was so classified later on before the finalisation of
audit
> say in the first week or second week of April, whether it will make much
> difference ? To judge any Bank Audit by the entries in M.O.C. is not a
good
> parameter. Then every Audit Reports speaks in clear terms that the
> Managemnet is primarily responsible for the financial statements that have
> been audited by the Auditors. Today is a time of C.B.S., when the reports
> are generated through the System itself. For System we provide the
> criteria/parameters. An Auditor has to examine in the given time frame
that
> there is no mistake prima facie. If R.B.I. finds that there are many bad
> Accounts, which are not unearthened by the Auditors so, finger should be
> raised on the
>  Management first. An Auditor's approach should not be suspicious,
otherwise
> there will be tension and tussel from the initial phase between the
Auditor
> and the Management and non-co operation and resistence will develop from
the
> intial phase of audit,; no audit can be performed or finalised in this
> situation.
>
>
>
> A proprietory firm, individual C.A. finds it difficult to survive as it is
> since for every work, every small bank branch wants big C.A. Firm to be
its
> Auditors. A Branch having 10-20 Crores of Advances prefers Firm of C.A.s
as
> Concurrent Auditors, which can easily be handled by a single C.A. with
great
> proficiency. Whether two or more C.A.s will occupy the Branch whole whole
> day with their Audit Assistants for doing Concurrent Audit with fees of
Rs.
> 8-12 thousands a month ? A Firm of 4 C.As. will divide among them the
> various fields e.g. Audit, Accounting, Income Tax, Finance, Company Law
> Matters and so on but two or more C.As will not poke their nose in the
same
> field since it will give rise to unnecessary discussions and delay in
taking
> decisions and this will make the delayed submission of Audit Reports every
> month.
>
>
>
> A single C.A.(Firm) has many merits over the giant fims in terms of
> responsibility, Accountablility, Planning, Decision Making and so on.
>
>
>
> Only the C.A. sitting under same roof can be of better use or sitting in
> scattered Offices may not be of much help for the Firm since each C.A. has
> to entertain its clients coming to his/her Office. Jointly handling of
> assignments can be secondary and not their primary responsibility since
> every one has got its clients and work coming to his/her Office.
>
>
>
> C.A. firm is not a unigue creation, it is only the group  of C.A.s, they
do
> not possess any divine powers by forming a Firm on Papers. The Firm has
the
> value that of Paper only. This is not a guarantee of united thinking,
> planning, execution and disposal. Every day firms are braking and
> consolidating. Why this is so ? Only for taking pecuniary advantage ?
>
>
>
> Even a smaller firm can take guidance, services of other C.As if required.
> Only VLB can be entrusted to big firms if they work unitedly, but all
others
> branches can be entrusted to any firm without any discrimination since all
> are capable enough, all are responsible and know how to execute their
> assignment.
>
>
>
> Every year we visit a Bank Branch for auditing, B.M. say the previous
> Auditors gave lesser time and troubled less. This is with a view to
lowering
> down the morale of the Auditors. But We know our work and the way to
execute
> it so our work is not affected by their such type of versions. Management
> pressure to complete the Audit is always there, but we know we have to
cover
> the whole area of our assignment and we know we have to do justice with
our
> work, remuneration is secondary. Even for small branches, we do not spare
> any area of audit. Since many many years the fees of Concurrent Audit and
> Revenue Audits have not increased (logically increased), yet we justify
our
> work and justy ourselves not paying attention on the remuneration but the
> work with which we are associated. Audit serves its purpose of having
check
> on the moral of the Auditee. Only due to audit, the Records and Returns
are
> completed and corrected.
>
>
>
> Some Capitalist pattern is prevailing and big firms are getting bigger and
> small even smaller. There is a need of uniform distribution of audit
> assignments among all the firms. 'Centralised Authority' which can work
> independently and impartially for every tuype of audit assignment is a
must.
> Else new comers will be badly discouraged and no one will take risk of
> practice.
>
>
>
> Bank branch Audit is the only work is was being to masses with the efforts
> of I.C.A.I. If this is also not there, from where a C.A. will fulfil its
> liabilities ? Even the annual fees will be proved a burden.
>
>
>
> If the criteria is Advances of 100 Crores, no matter, distribute the
> Branches among masses without any discrimination in a rotaional manner to
> meet the ends of justice. If the interest of small and weak firmns are not
> taken care of, we find there is no guardians/parents on us.
>
>
>
> Wishing all the very best.
>
>
>
> Regards,
>
> CA. A.D. Vidyarthi
>
> 94251 50630
>
>
>
>
>
>
>
>
>
> On Mon, 20 Feb 2012 17:16:57 +0530  wrote
>
>>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>       Dear Members,
>
> I am sure no member of the group has any doubt on sayings/messages ofShri
> Amresh Vashisht under whom we are all enriching ourselves.
>
> Shri Amreshji"s efforts in getting the  ICAI annual report available to
all
>
> withina few days is super excellent
>
> Circulating Direct Tax Committe"s achievements and links alsohelps many in
> the group.
>
> I also appreciate the efforts of Shri Santhanakrishnan and
>
> the mail to Shri Subba Rao being circulated in the group.
>
> Members participation in the group awakens ICAI.
>
> Warm regards
>
> Ramachandran M
>
>
>
>
>
> On Sun, Feb 19, 2012 at 9:28 PM, CA Vashisht Amresh-Moderator  wrote:
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
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>
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>
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>
>
>
>
>
>
> Now no one should be in any doubt about my saying. Just go through the
> galaxy of leaders who were there in the meeting with RBI and note  down
the
> writing of a senior council member.As per him,
>
>
>
>
>
>  "
> Dear Subba Rao,
>
>
>
>  I thought I will share with you and your friends the presentation that I
> made to RBI for Bank Branch Audit.  Reserve Bank of India (RBI) has been
> contemplating to reduce the bank branch audit and making it mandatory only
> to those branches with Rs.100 Crores and above advances.
>
>
>
>
>
>  President, Vice President, myself, Mr.Amarjit Chopra  Mr.Pankaj Jain had
> the opportunity of representing this issue to the RBI. President had given
> me the opportunity to prepare and make this presentation, which is
enclosed
> for your kind attention.
>
>
>
>
>
>  It will also help you to talk to your influential friends to make them
> realize how important bank branch audits are and to see that the message
> goes across from all sections.
>
>
>
>
>







-- 
 CA Atul Kumar Khemka
Chartered Accountant
23, Business Plaza, 6, Farmland, Ramdaspeth,
Nagpur - 440 010
Ph. 0712-2439310 (O), 2541109 (R)
Email - [email protected]

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