Comments made to another site where the suggestion had been made that co-operatives are a superior "model" or form of business organization or structure:
 
To All,
 
As I previously stated, anyone who wants to belong to a "formal" co-operative is free to do so.  I do not believe, however, that the co-operative in that sense is necessarily a superior model of efficiency or of product quality or delivery. 
 
There exist various levels to a productive enterprise and management is both an essential and critical component--and the more competent and "professional" in the non-pejorative sense, the better.  As Douglas somewhere observed, "He who travels lightest travels fastest."  I want quality product, delivery and service from industry and I am quite happy to leave the details of production to those who have the specialized experience and expertise, i.e., Douglas's "aristocracy of producers."  My sanction is not to interfere with, or become involved in administration of management or productive processes.  My sanction is in Douglas's words, "to atrophy a function" by withdrawing my support as a consumer, provided that I have adequate effective demand to withdraw.  That is my proper function in Douglas's "democracy of consumers." That is the ultimate discipline and control of the policy of industry.  That is genuine, meaningful economic democracy.  This does not mean to say that optimal government does not have a legitimate position in the scheme of things.  Optimal should mean minimal rather than maximal in a properly functioning (non-dysfunctional) society.
 
I have, most likely (like others) objectives, goals, purposes and activities which may have nothing whatever to do with a given industry and I do not want to be encumbered by concerns or requirements that interfere with my chosen course in life--concerns which may not interest me, which are fundamentally none of my business and in which I may not have, or not care to have, any involvement or expertise whatever.  (Douglas, quoting:  "Mind your own business.  It is sorely in need of attention.") Having said all that, it is quite obvious that the more human "co-operation" in the carrying out of any given function, the more positive the results are likely to be. This is the source of the Cultural Heritage.  
 
To me formal or institutional co-operatives are a form of collectivism more geared to a primitive society or economy, having the potential to lack clarity of purpose or direction, to hamper maxiumum efficiency and to impose restrictions upon freedom of action and association.  They tend, in my view, to subsume rather than to release human individuality because they are based more upon an "ideal" than practical considerations.  That is, they are in a sense "Utopian."  Douglas regarded the Utopianist as the greatest danger to society.
 
Social Credit brings the results (the Increments of Association) of general co-operation among free individuals and organizations to each citizen, which emancipates rather than "conscripts."  You can see that I am an individualist--but as a Social Crediter one who is (very different from the usual "Conservative" stereotype) decidedly distributive rather than primarily acquisitive.  Social Credit can, I think, legitimately be described as a form of consumption socialism, as quite opposed to the concept of production socialism.
 
Douglas went to great lengths to stress that the problem is not primarily administrative but rather one of policy and sanctions with realistic finance being the key solution to the problem.  There is a tendency among many people not to have a clear understanding of these issues--and not having this understanding they are all too often inclined to jump into the collectivist frying pan which they are wont to imagine is somehow a solution if not a panacea.  I think it is both fair and realistic to say that this, historically, has led to disappointment and disillusionment, and that it has done so is a matter of inexorable logical consequence.  These are some of my thoughts. 
 
Sincerely
Wally
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