I researched copyright/patent liability insurance for a commercial customer a while back. It can be had for 1.5 to 2.5 percent of the insured amount per year. If you want $1 Million coverage you will be paying $15,000 to $25,000 per year.

But the member is not the insured party. The corporation is. I don't think it works for the corporation to indemnify a member the way this insurance might have helped a company indemnify a customer. This brings us back to the same point. If we can establish rules by which the developer is working on behalf of the corporation, they can:

1. Not have their personal assets at stake. This can easily be over USD$1M if you own a home, so it's a big deal. Younger folks will have less at risk, but I'd assume that as a group we're aging.

2. Possibly take advantage of Volunteer Protection Acts.

However, SPI is not necessarily the best organization to implement this, now, because it holds its own assets.

The biggest problem in making this happen is that the membership must to some degree work at the direction of the corporation, and that direction would include that the members not deliberately put the corporation at risk by doing stupid stuff like knowledgable violations of someone else's copyright, installing stuff that would get Debian sued into the distribution like obscentity, etc.. The last time I tried, I had difficulty selling this to the DDs.

I think the best structure in which to do this today would be a separate purpose-built corporation that DDs (and other project developers) could opt into. The folks who could not live with the rules would be able to stay out.

   Thanks

   Bruce

Josh Berkus wrote:
Bruce,

The founders are myself and Tim Sailer. Our specific goal at the time
was to protect Debian developers from personal liability by giving them
a corporate shield. This purpose was not achieved, but IMO is more
important today than it was in 1998.

Well, Debian certainly has the funds to insure the developers, provided that they could find an insurance provider. Just a suggestion.


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