OpenSSH(2) passphrase AND password?

[Keith A. Iverson]

With OpenSSH 2.1.1 in V2 mode, is there a way to force both 
passphrase and normal password authentication requirements?  I.e., 
person logs in and MUST give passphrase and then MUST give normal 
password before they are allowed the login; one or the other alone 
would not be sufficient.

-Keith