I've become interested in EFT.  My interest is in creating software
which would initiate electronic transactions through the ACH system, both
debit and credit.  I would like to give Linux and/or coders the ability to
have
users make secure payments electronically from a financial application over
the Internet.  While I have no interest in writing the next Quicken, I
would like to give whomever does write financial software the ability to
give users the option of paying bills electronically.

Does anyone know of a resource for learning the ACH system well enough
to send money through it?
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