sent from a phone

> Am 20.06.2019 um 08:17 schrieb Joseph Eisenberg <joseph.eisenb...@gmail.com>:
> 
> This suggests a problem for counties like the USA or Germany where
> there are dozens or hundreds of health insurance companies with many
> different health plans, each of which may be accepted by a different
> list of physicians and health facilities.


Actually in Germany healthcare insurance is mandatory and you can go to any 
doctor or healthcare facility with any insurance, although not all treatments 
will be covered by all insurances (you can assume that scientifically approved 
and individually required treatments will generally be covered).

Cheers, Martin 
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