*A   man is getting into the shower just as his wife is finishing  up her
 shower, when the doorbell rings.
*
*The   wife quickly wraps herself in a towel and runs   downstairs.
*
*When   she opens the door, there stands Bob, the next-door   neighbour.
*
*Before   she says a word, Bob says, 'I'll give you $800 to drop that
  towel.'
*

*After   thinking for a moment, the woman drops her towel and stands  naked
in  front of Bob, after a few seconds, Bob hands her $800  and  leaves.
*

*The   woman wraps back up in the towel and goes back  upstairs.
*
*When   she gets to the bathroom, her husband asks, 'Who was   that?'
*
*'It   was Bob the next door neighbour,' she replies.
*
*'Great,'   the husband says, 'did he say anything about the $800 he owes
  me?'
*
*

**Moral   of the story:
**
**If   you share critical information pertaining to credit and risk  with
your  shareholders in time, you may be in a position to  prevent avoidable
 exposure. *

*
***

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