Hey,

You're lucky.

I get at least one of those a day- Paypal, my ISP, my web site provider, 
various common banks, etc.

Usually, I can tell because the creeps don't know how to spell, or the fact 
that I don't have an acct with Bank America or Merrill Lynch.

Once or twice I had to call the company using my original ph # on my 
statements- NOT the ph# in the e-mail.

To put this in perspective, I should admit that I receive over 100 e-mail 
perday with 30% spam, and that is with a firewall!!

F

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