I'm sitting here in tears due to physical pain and flustration with my COBRA insurance.
I got the 11 month extension but they raised my rates by 50%. I sent the payment of 847.28 in and it cleared my bank on 12/6 for 347.28 - their error. On 12/7 I discovered the error and went to my bank. The bank looked the check up and it diffently shows 847.28 everywhere on the check, I got a certified copy of my check showing the 847.28. The bank credited my account for 347.28 and subtracted the proper amount of 847.28. On Sunday, 12/16, I go to get my prescriptions and the claim has been denied and if I want my prescriptions, I need to pay 597.78! Of course I almost flip out and don't get my prescriptions because I can't afford that amount especially after paying my health insurance. For the past 2 days, I have been trying to get the insurance company to get my account straightened out - "it usually takes 24 to 48 hours" or so they say. So meanwhile, I sit in pain, which is probably made even worse because I'm so upset! I keep trying to tell myself to calm down and relax because I know being upset just makes everything worse - the pain and my walking and general functioning! What recourse do we have because of errors of someone else! Thanks for letting me vent - most of the time I can remain up but this is just too much for me today after the past 48 hours! Prayers and thoughts for you and yours, Candy K.
