[TMIC] Oh joy - I think.

[jackduv]

Hello everyone!            When I applied - (reluctantly) by encouragement of 
my best friend-it was oct. I was approved in November. The hardest part was the 
2 year wait paying the 540.00 cobra mthly which went up to 820. The last 6 mths 
of which I couldn't afford! Thank God I had long term disability checked on my 
work ins. Wishing u all the best !!!!!
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