I wonder if the laws changed since I went on medicare in 1996? I was on COBRA insurance for 18 months ,( I had forgotten that) and then on medicare:I was never without health insurance coverage. I had been in an HMO for several years before tm,and have been with the same HMO since. Cheryl
--- On Thu, 4/28/11, James Berg <molokai...@gmail.com> wrote: From: James Berg <molokai...@gmail.com> Subject: Re: [TMIC] revisiting an old issue To: "Akua" <a...@artfarm.com> Cc: tmic-list@eskimo.com Date: Thursday, April 28, 2011, 12:04 AM I checked out the web sites today and unless you have Lou Gherigs disease you have the two year wait from approval which takes 6 months if you are lucky. On Wed, Apr 27, 2011 at 11:04 AM, Akua <a...@artfarm.com> wrote: I too had to wait two years. I applied immediately, too. The wait for disability is 6 months, the wait for medicare is two years from onset (or approval). My"approval" was on the first application. I was still without money for six months and health care for two years while I was paralyzed and in a manual wheel chair. (I had started a new job two months before TM crippled me and there was no health insurance...) --