I just did the same mistake three days ago. I clicked the annual plan by 
mistake. Then, I contacted Grammarly Support to get refund right away. I got my 
email replied within 24 hours (12 hours after I sent the email). Grammarly team 
stated that it would refund my money and I was asked to wait until up to next 
10 days  depending on my bank. I got refund two days later to my visa account. 
They are very helpful and nice. Just try to contact them. 

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