Barker,
I haven't needed to know this for the last several years, so I had to look it up. This looks right, but you should double check it:

   http://www.epanorama.net/documents/smartcard/magcard.html

   - Chuck "LRC" Barouch

Baker Hughes wrote:

Say, has anyone written some code to validate a Credit Card number,
using the Mod10 (nicknamed) or ANSI X4.13 (realname) LUHN formula?  I
was just told today get this installed yesterday, so I'm naturally
looking to see if some kind-hearted fellow MV'ver has something already
written (it is the season for giving ;-) ).
--

        - Charles Barouch
        [EMAIL PROTECTED]
        (718) 762-3884 x 1
P. O. Box 540957, Linden Hill, NY 11354-0957
        www.KeyAlly.com
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