Well done, Sieghard!
From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of Sieghard Weitzel Sent: Tuesday, May 10, 2016 10:23 AM To: viphone@googlegroups.com Subject: Apple Pay finally gets main stream support in Canada Hi fellow Canadians, This morning I was browsing through the news articles with the CBC News app on my iPhone and in the Tech and Science section found an article which surprised me and also made me quite happy. The article explained that as of today CIBC and Royal Bank credit card holders can add their credit cards in the Wallet app and use Apple Pay. So far only American express card holders were able to use Apple Pay in Canada (since last November I think) and not that many people here have American Express cards and in many stores even some larger chains they aren’t even accepted since they charge a much higher percentage for the merchant. I accept American Express at my store and get charged 3.5% whereas I only pay 1.6% for Visa and Mastercard although there are a few extra fees on top of that 1.6% for premium cards, corporate cards etc. Anyhow, the article went on to say that Bank of Montreal Mastercards should follow soon and that Scotia and TD debit cards are not far behind. I am a Scotia Bank customer both for my business and personal accounts, but I do have a CIBC Aeroplan Gold Visa so I promptly opened Wallet and within a minute or two I had added my card. I was still in bed as it was early and too lazy to go get my card to try and take a picture of it so I chose to add it manually. When I first started I was asked for my Apple Id password. I then typed in the card number, tapped next and then selected the expiry date and typed in the 3-digit card verification code. After tapping next again I was asked to select a verification option and here I had email or text message as an option. I selected text message and 2 seconds after I tapped Next I received a text message with a 6-digit code which I had to type in, after that I received the message that my card had been added. It will be interesting to see if this works at most places where contactless transactions are already an option which is very common here. The article says this: "With the support of two of the largest banks in Canada, BMO Financial Group and Royal Bank of Canada (RBC), consumer adoption of Apple Pay is expected to increase significantly," the statement said. "Many of Moneris's largest customers, including McDonald's Restaurants of Canada Limited, are 100 per cent contactless enabled and ready to accept Apple Pay." London Drugs, Tim Hortons, Canadian Tire, Petro-Canada, and Pizza Hut are among the stores ready for Apple Pay, according to Apple's website. I have a feeling that Apple Pay adoption here in Canada will be very fast since when it comes to contactless payments we are a lot further along as stores in the States. Here chip cards have been around for many years, I haven’t signed a credit card receipt in a long time instead I just stick my card into the reader just like a bank card and enter my PIN. In most grocery stores, convenience stores, drug marts, department stores and so on I can simply tap my card if the transaction is less than $100 (the limit is up to each store). Of course this means you better take care of your credit card and report it lost or stolen right away if it disappears since anybody who has the card can tap it and that of course is where Apple Pay is more secure since it uses Touch Id or your phone’s passcode to authorize the transaction. If I have a chance to try it later maybe at Shopper’s Drug Mart or Safeway I’ll report as to whether it worked or not. Regards, Sieghard -- The following information is important for all members of the V iPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your V iPhone list moderator is Mark Taylor and your owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com The archives for this list can be searched at: http://www.mail-archive.com/viphone@googlegroups.com/ --- You received this message because you are subscribed to the Google Groups "VIPhone" group. To unsubscribe from this group and stop receiving emails from it, send an email to viphone+unsubscr...@googlegroups.com. To post to this group, send email to viphone@googlegroups.com. Visit this group at https://groups.google.com/group/viphone. 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