Hi there. First a clarification. The iOS version is 7.0.6. Second, what you are 
referring to is the iCloud Keychain. I use it personally because I like to have 
Safari save my usernames and passwords for certain websites. If you want to do 
this then you will want to consider using the iCloud Keychain. It also has the 
advantage that if you have more than one Apple device, the passwords and 
usernames will be synced across multiple devices. If you don't use Safari for a 
lot of this kind of thing then you probably don't need it.

---
Sent from Raul's rectangular glass - 832.554.7285
Please excuse any auto complete or dictation weirdness.

> On Mar 9, 2014, at 12:01 PM, Casey <cwoll...@wi.rr.com> wrote:
> 
> hi I have bene just installing the 7.6 update for my iPhone.
> Now I am at the point where it.
> Is asking me to enter A pass code and it is for using I cloud control panel 
> and thin gs like that.
> What is that for I do I really need that?
> Or should just a regular user like me just skip this step.
> Any and all incite in to this is welcome.
> 
> 
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> Casey
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